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YOMOÏ

Active
Private limited companyfounded 2021active for 5 yearsKerselaarstraat 38, 1700 Dilbeek, BelgiumKBO/BCE: BE 0762.746.632
Summary

The computed 12-month bankruptcy probability of YOMOÏ is 2.5% (moderate). The annual accounts of YOMOÏ for financial year 2025 show a net loss of 83% of the equity at the start of that year. The 2025 annual accounts show equity of €981 and a net result of -€4,825. Equity has been shrinking by about 60% per year since 2021. Its solvency ranks better than 24% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 01-02-2021 Normal situation
Activity
Retail sale of cosmetics and toilet articles NACE 47750and 1 other
Establishment unit
2.313.186.219 1700 Dilbeek, since 01-02-2021
Financial year end
31 December
Peppol
Reachable since 15-03-2021

Board and ownership

Board
  • Money SeraphineDirector

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
-€4,163
▲ 48.9%
Loss
€4,825
▼ 52.4%
Equity
€981
▼ 83.1%
Total assets
€29,307
▲ 14.7%
  • 2025 accounts filed 42 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 42 days late; 2 of the last 3 accounts lateEquity €981 (3.3% of total assets)lowers riskSize: total assets €29,307Liquidity: current ratio 1.03, cash €4,979Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 13% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 28-20
equity 3.3% of total assets
Liquidity 21+6
short-term debt 96.7% · cash 17.0%
Profitability 0=
return on assets -16.5%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025lowest value 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 1.7%▲ +0.3 percentage points vs 08-2025 10-2025: 2.9%▲ +1.2 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.8%▼ -0.1 percentage points vs 01-2026 03-2026: 2.8%● unchanged vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 3.0%▲ +0.1 percentage points vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 3.7%▲ +0.7 percentage points vs 07-2026 09-2026: 3.7%● unchanged vs 08-2026highest value 10-2026: 2.5%▼ -1.2 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.03 (1.28 in 2024), below the usual 1.5. Short-term debt is 96.7% and cash 17% of total assets. 96.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 19% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Last filed accounts filed 42 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €29,307
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.03, cash €4,979
NBB · annual accounts
raises risk · Equity €981 (3.3% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€4,825
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22774 sector peers (2025).
NBB · sector comparison
Position among 22774 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 42 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
42 days late
2024
60 days late
2023
25 days early
2022
7 days early
2021
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 16 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€4,825 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as YOMOÏ: retail sale of cosmetics and toilet articles (NACE 47750). They are comparable in size and age: total assets between €25,700 and €43,900, founded between 2019 and 2023.

CompanyTotal assetsGross margin
YOMOÏ Dilbeek€29,307-€4,163
MCL JEUNESSE Wemmel€30,758-€1,112
GLAM GLOW Zaventem€25,737€1,375
AZZAM Brussel€26,423-€25,738
Schoonheidssalon Nalu Gent€32,787-€14,669
AMK ART Ukkel€30,167€440
AMJ PROJECT Dilbeek€43,927-€28,554
Full comparison

Key facts about YOMOÏ

What is the company number of YOMOÏ?
The company number of YOMOÏ is 0762.746.632. The VAT number is the same number with BE in front: BE 0762.746.632.
Where is YOMOÏ based?
The registered office is at Kerselaarstraat 38, 1700 Dilbeek.Company details
What does YOMOÏ do?
According to the KBO register, the main activity is retail sale of cosmetics and toilet articles (NACE 47750).
What is the legal form of YOMOÏ?
The legal form of YOMOÏ is Private limited company (BV).
When was YOMOÏ founded?
YOMOÏ was founded on 01-02-2021.
Is YOMOÏ still active?
Yes, YOMOÏ is an active enterprise in the KBO register.
What is the turnover of YOMOÏ?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is YOMOÏ profitable?
In financial year 2025, YOMOÏ made a loss of €4,825.
Where can I find the annual accounts of YOMOÏ?
YOMOÏ filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of YOMOÏ due?
YOMOÏ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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