YOLIMA
ActiveYOLIMA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €13k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 26% of 10050 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency24▼-16
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.03 in 2024), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
2.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
on the day
2023
29 d early
2022
1 d late
2021
11 d early
2020
25 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€96k▼ 23.6%
2024 · €126k
2018: €58k
2019: €99k
2020: €98k
2021: €98k
2022: €98k
2023: €96k
2024: €126k
2018 → 2025
Total assets
€571k▲ 18.3%
2024 · €483k
2018: €502k
2019: €631k
2020: €537k
2021: €637k
2022: €662k
2023: €649k
2024: €483k
2018 → 2025
Net result
€13k▼ 56.0%
2024 · €30k
2018: €69k
2019: €40k
2020: €61k
2021: €92k
2022: €132k
2023: €174k
2024: €30k
2018 → 2025
Working capital
€25k▲ 112%
2024 · €12k
2018: €-25k
2019: €15k
2020: €21k
2021: €28k
2022: €-5k
2023: €-60k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€98k=€96k▼ 1.9%€126k▲ 31.0%€96k▼ 23.6%
Operating result€113k-€184k▲ 62.2%€255k▲ 38.7%€47k▼ 81.5%€29k▼ 38.3%
Net result€92k-€132k▲ 43.0%€174k▲ 31.6%€30k▼ 82.9%€13k▼ 56.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €571k
Fixed assets
€71k▼ 38.8%
Current assets
€500k▲ 36.2%
Equity and liabilities €571k
Equity
€96k▼ 23.6%
Debt
€475k▲ 33.0%
The debt ratio rises from 74.0% to 83.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€78k▼
2024 · €95k
Cash flow
€63k▼
2024 · €78k
Solvency
16.8%▼
2024 · 26.0%
Current ratio
1.05▲
2024 · 1.03
Quick ratio
0.78▲
2024 · 0.69
Debt / equity
4.95▲
2024 · 2.84
ROE
13.6%▼
2024 · 23.6%
ROA
2.3%▼
2024 · 6.2%
Interest coverage
6.52▼
2024 · 9.80
Debt
€475k▲
2024 · €357k
Debt ≤ 1 year
€475k▲
2024 · €355k
Income taxes
€6k▼
2024 · €10k
Staff costs
€279k▲
2024 · €251k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€483k€571k▲
Fixed assets21/28€115k€71k▼
Intangible fixed assets21€958€458▼
Tangible fixed assets22/27€114k€70k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€38k€28k▼
Other tangible fixed assets26€70k€38k▼
Current assets29/58€367k€500k▲
Amounts receivable after more than one year29€42k€40k▼
Trade receivables290€0-
Other amounts receivable291€42k€40k▼
Stocks and contracts in progress3€122k€131k▲
Stocks30/36€122k€131k▲
Amounts receivable within one year40/41€74k€187k▲
Trade receivables40€48k€143k▲
Other amounts receivable41€27k€44k▲
Cash at bank and in hand54/58€124k€133k▲
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€483k€571k▲
Equity10/15€126k€96k▼
Contributions10/11€19k€19k=
Reserves13€77k€77k=
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€30k€0▼
Amounts payable17/49€357k€475k▲
Amounts payable within one year42/48€355k€475k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€223k€372k▲
Suppliers440/4€223k€372k▲
Taxes, remuneration and social security45€53k€59k▲
Taxes450/3€11k€11k▲
Remuneration and social security454/9€43k€48k▲
Other amounts payable47/48€79k€44k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€251k€279k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-24€345▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€349k€361k▲
Operating profit (loss)9901€47k€29k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€39k€19k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€30k€13k▼
Profit (loss) for the period to be appropriated9905€30k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€43k▲
Profit (loss) brought forward from the previous period14P-€30k
Transfer from equity791/2€0-
Profit to be distributed694/7€0€43k▲
Return on contributions (dividend)694€0€43k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €13k ▼56%
Net result drops to €13k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €126k ▲31%
7 profitable years in a row build equity to €126k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €174k ▲31.6%
Operating result €255k, net result €174k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof Savelkoul 102640 MortselGround area
1,566 m²
Building footprint
502 m²
Volume, LiDAR
2,607 m³
2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Carrefour Express Merksem
since 20162.259.422.186
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0416/00T008 | Flanders | 992 m² | 1 · 399 m² | 10.1 m · 1 fl. |
| 11512B0376/00H011 | Flanders | 575 m² | 1 · 103 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HAMIDI SARA
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ZG-Food
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RUSHA
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YDET
BE 0727.421.014
Mouscron · Eq €96k
Of 10,404 companies in sector 47110 we hold annual accounts for 5,784. 4,598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47120Other non-specialised retail sale
47192Retail trade
46499Wholesale of other household goods
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.