CD&NN
ActiveCD&NN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €55k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 72% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+40
Solvency85▼-15
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 4.99 in 2024; short-term debt: 39.5% and cash: 2.1% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
34.5%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €96k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
34 d early
2023
15 d early
2022
3 d early
2021
1 d early
2020
3 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€532k
EBIT margin
12.7%
Net result
€55k▲ 948%
2024 · €5k
2018: €-4k
2019: €-18k
2020: €-9k
2021: €-2k
2022: €-2k
2023: €7k
2024: €5k
2018 → 2025
Working capital
€91k▲ 130%
2024 · €39k
2018: €57k
2019: €37k
2020: €33k
2021: €31k
2022: €33k
2023: €36k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€532k
Equity€31k-€29k▼ 5.1%€36k▲ 22.8%€41k▲ 14.6%€96k▲ 133%
Operating result€-3k-€-2k▲ 20.6%€7k€7k▲ 8.7%€67k▲ 828%
Net result€-2k-€-2k▲ 17.5%€7k€5k▼ 21.6%€55k▲ 948%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 828% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€5k▲ 155%
Current assets
€153k▲ 211%
Equity and liabilities €159k
Equity
€96k▲ 133%
Debt
€63k▲ 511%
The debt ratio rises from 20.0% to 39.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €7k
Cash flow
€56k▲
2024 · €5k
Solvency
60.5%▼
2024 · 80.0%
Current ratio
2.45▼
2024 · 4.99
Quick ratio
2.45▼
2024 · 4.99
Debt / equity
0.65▲
2024 · 0.25
ROE
57.1%▲
2024 · 12.7%
ROA
34.5%▲
2024 · 10.2%
Interest coverage
17.29▲
2024 · 2.38
Debt
€63k▲
2024 · €10k
Debt ≤ 1 year
€63k▲
2024 · €10k
Income taxes
€9k
Staff costs
€36k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€159k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Plant, machinery and equipment23€844€2k▲
Furniture and vehicles24€1k€837▼
Other tangible fixed assets26-€2k
Current assets29/58€49k€153k▲
Amounts receivable after more than one year29€23k-
Other amounts receivable291€23k-
Amounts receivable within one year40/41€26k€150k▲
Trade receivables40€11k€38k▲
Other amounts receivable41€14k€112k▲
Cash at bank and in hand54/58€416€3k▲
Deferred charges and accrued income490/1€628€326▼
Equity and liabilities
Total equity and liabilities10/49€51k€159k▲
Equity10/15€41k€96k▲
Contributions10/11€70k€70k=
Profit (loss) carried forward14€-29k€26k▲
Amounts payable17/49€10k€63k▲
Amounts payable within one year42/48€10k€63k▲
Financial debts43-€10k
Other loans439-€10k
Trade debts44€10k€41k▲
Suppliers440/4€10k€41k▲
Taxes, remuneration and social security45€364€12k▲
Taxes450/3€129€8k▲
Remuneration and social security454/9€235€4k▲
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Turnover70-€532k
Goods, raw materials, services and sundry goods60/61-€426k
Remuneration, social security and pensions62€2k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-6k-
Other operating charges640/8€20k€700▼
Non-recurring operating charges66A-€700
Gross operating margin9900€24k€106k▲
Operating profit (loss)9901€7k€67k▲
Financial income75/76B€1k€6▼
Recurring financial income75€1k€6▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€5k€63k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€5k€55k▲
Profit (loss) for the period to be appropriated9905€5k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€26k▲
Profit (loss) brought forward from the previous period14P€-34k€-29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
30-09
Financial
Highest result since 2018net €55k ▲948%
Operating result €67k, net result €55k, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 4.99
Current ratio from 1.95 to 4.99; short-term debt falls from €38k to €10k.
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €7k
Net result €7k after 5 loss-making years.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity times 34current ratio 125.98
Current ratio from 3.70 to 125.98; short-term debt falls from €14k to €265.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève du Bois des Moines 271430 RebecqGround area
3,000 m²
Building footprint
178 m²
Volume, LiDAR
849 m³
Parcel 25007E0008/00X004, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CD&NN
since 20152.247.571.360
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25007E0008/00X004 | Wallonia | 3,000 m² | 1 · 178 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FP RENOV
BE 0888.477.933
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STARS GROUP
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Evergem · Eq €96k
C. CONSTRUX
BE 0832.673.635
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GRC Business
BE 0702.765.394
Aalst · Eq €96k
HR RÉNO
BE 0534.901.352
Watermaal-Bosvoorde · Eq €96k
Of 7,292 companies in sector 43350 we hold annual accounts for 2,359. 1,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2015
Fiscal year end30-09
Activities, NACEBEL
43350Other building finishing work
47120Other non-specialised retail sale
47910Retail trade
46130Agents in the wholesale of timber and building materials
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.