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Private limited companyfounded 200619 yrs activeTramstraat 123, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0884.806.383
Summary

YOEPI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55,384 and a net result of €20,156. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 8211 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activities of holding companies
NACE 64210Holdings NACE 64200
1 site
How big
€287,672total assets 2025
Equity
€55,384
Profit
€20,156
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
Holdings
1
Accounts 38 d early0 of 6 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8211 sector peers (2025).
NBB · sector comparison
Position among 8211 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
24 d early
2023
on the day
2022
6 d early
2021
33 d early
2020
19 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €33,630 ▲1,709%

Financials

Fiscal year 2025Total assets €287,672Profit €20,156Solvency 19.3%Liquidity 0.76
Total assets
€287,672▼ 4.9%
2018 - 2025
Net result
€20,156▼ 40.1%
2018 - 2025
Equity
€55,384▲ 3.0%
2018 - 2025
Staff (FTE)
0.6▼ 40.0%
2019 - 2022

Financials · fiscal year 2025, micro schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,441▼ 87.2%€9,495▲ 176%€5,503▼ 42.0%€49,947▲ 808%€31,996▼ 35.9%
Net result-€561below the sector's middle half€3,549below the sector's middle half€1,859below the sector's middle half▼ 47.6%€33,630within the sector's middle half▲ 1,709%€20,156within the sector's middle half▼ 40.1%
Equity€47,842within the sector's middle half▼ 1.2%€51,391within the sector's middle half▲ 7.4%€20,134below the sector's middle half▼ 60.8%€53,765within the sector's middle half▲ 167%€55,384within the sector's middle half▲ 3.0%
Total assets€315,542within the sector's middle half▲ 1.5%€264,569within the sector's middle half▼ 16.2%€252,490within the sector's middle half▼ 4.6%€302,557within the sector's middle half▲ 19.8%€287,672within the sector's middle half▼ 4.9%
Debt€267,700▲ 2.0%€213,178▼ 20.4%€232,356▲ 9.0%€248,792▲ 7.1%€232,288▼ 6.6%
Working capital€17,485within the sector's middle half▲ 3.8%€19,177within the sector's middle half▲ 9.7%-€11,472within the sector's middle half€50,477within the sector's middle half-€26,688below the sector's middle half
Solvency15.2%below the sector's middle half▼ 0.4pp19.4%below the sector's middle half▲ 4.3pp8.0%below the sector's middle half▼ 11.5pp17.8%below the sector's middle half▲ 9.8pp19.3%below the sector's middle half▲ 1.5pp
Current ratio1.17within the sector's middle half▼ 0.051.27within the sector's middle half▲ 0.100.90within the sector's middle half▼ 0.371.53within the sector's middle half▲ 0.630.76within the sector's middle half▼ 0.77
Return on assets (ROA)-0.2%below the sector's middle half▼ 6.1pp1.3%within the sector's middle half▲ 1.5pp0.7%below the sector's middle half▼ 0.6pp11.1%within the sector's middle half▲ 10.4pp7.0%within the sector's middle half▼ 4.1pp
Staff (FTE)1▲ 150%0.6▼ 40.0%
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €3,441€3,441Net result 2021: -€561-€561Operating result 2022: €9,495€9,495Net result 2022: €3,549€3,549Operating result 2023: €5,503€5,503Net result 2023: €1,859€1,859Operating result 2024: €49,947€49,947Net result 2024: €33,630€33,630Operating result 2025: €31,996€31,996Net result 2025: €20,156€20,15620212022202320242025€0€20,000€40,000Operating result 2023: €5,503€5,500Net result 2023: €1,859€1,860Operating result 2024: €49,947€49,900Net result 2024: €33,630€33,600Operating result 2025: €31,996€32,000Net result 2025: €20,156€20,200202320242025
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287,672
Fixed assets €201,169 ▲ 27.9%
Current assets €86,504 ▼ 40.4%
Equity and liabilities €287,672
Equity €55,384 ▲ 3.0%
Debt €232,288 ▼ 6.6%
Debt's share of the balance-sheet total falls from 82.2% to 80.7%. Equity is higher and debt is lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
ROE
36.4%▼
2024 · 62.6%
Debt ≤ 1 year
€113,191▲
2024 · €94,746
Debt > 1 year
€115,600▼
2024 · €152,337
Income taxes
€7,292▼
2024 · €12,974
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€302,557€287,672▼
Fixed assets21/28€157,334€201,169▲
Tangible fixed assets22/27€157,334€201,169▲
Land and buildings22€115,518€97,759▼
Furniture and vehicles24€559€3,446▲
Other tangible fixed assets26€41,257€99,963▲
Financial fixed assets28€0-
Current assets29/58€145,223€86,504▼
Amounts receivable within one year40/41€44,378€42,849▼
Trade receivables40€10,040€11,274▲
Other amounts receivable41€34,338€31,575▼
Current investments50/53€1,922€26,045▲
Cash at bank and in hand54/58€86,712€7,615▼
Deferred charges and accrued income490/1€12,212€9,995▼
Equity and liabilities
Total equity and liabilities10/49€302,557€287,672▼
Equity10/15€53,765€55,384▲
Contributions10/11€12,400€12,400=
Reserves13€55,049€53,787▼
Distributable reserves133€55,049€53,787▼
Profit (loss) carried forward14-€13,685-€10,802▲
Amounts payable17/49€248,792€232,288▼
Amounts payable after more than one year17€152,337€115,600▼
Financial debts170/4€152,337€115,600▼
Amounts payable within one year42/48€94,746€113,191▲
Current portion of amounts payable after more than one year42€36,004€36,868▲
Financial debts43€13,766€1,681▼
Credit institutions430/8€13,766€1,681▼
Trade debts44€5,243€6,813▲
Suppliers440/4€5,243€6,813▲
Advances received on contracts in progress46-€155
Taxes, remuneration and social security45€30,806€25,049▼
Taxes450/3€30,806€25,049▼
Other amounts payable47/48€8,927€42,626▲
Accrued charges and deferred income492/3€1,709€3,496▲
Income statement Code20242025
Non-recurring operating income76A-€12,530
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,317€28,702▲
Other operating charges640/8€2,996€3,226▲
Non-recurring operating charges66A€6,810€0▼
Gross operating margin9900€82,070€63,924▼
Operating profit (loss)9901€49,947€31,996▼
Financial income75/76B€614€885▲
Recurring financial income75€614€885▲
Financial charges65/66B€3,956€5,433▲
Recurring financial charges65€3,956€5,433▲
Profit (loss) for the period before taxes9903€46,605€27,448▼
Income taxes67/77€12,974€7,292▼
Profit (loss) for the period9904€33,630€20,156▼
Profit (loss) for the period to be appropriated9905€33,630€20,156▼
Appropriation of the result
Profit (loss) to be appropriated9906€19,946€6,471▼
Profit (loss) brought forward from the previous period14P-€13,685-€13,685=
Transfer from equity791/2€0€21,419▲
Transfer to equity691/2€33,630€20,156▼
To other reserves6921€33,630€20,156▼
Profit to be distributed694/7€0€18,536▲
Return on contributions (dividend)694€0€18,536▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€12,642€0--€12,530-
Remuneration, social security and pensions62€11,396€9,363€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,625€23,444€22,551€22,317€28,702▲ 28.6%
Other operating charges640/8€3,221€2,340€2,686€2,996€3,226▲ 7.7%
Non-recurring operating charges66A---€6,810€0▼ 100%
Gross operating margin9900€42,683€44,643€30,739€82,070€63,924▼ 22.1%
Operating profit (loss)9901€3,441€9,495€5,503€49,947€31,996▼ 35.9%
Financial income75/76B€422€1€786€614€885▲ 44.1%
Recurring financial income75€422€1€786€614€885▲ 44.1%
Financial charges65/66B€4,161€3,444€2,687€3,956€5,433▲ 37.3%
Recurring financial charges65€4,161€3,444€2,687€3,956€5,433▲ 37.3%
Profit (loss) for the period before taxes9903-€297€6,053€3,602€46,605€27,448▼ 41.1%
Income taxes67/77€264€2,503€1,742€12,974€7,292▼ 43.8%
Profit (loss) for the period9904-€561€3,549€1,859€33,630€20,156▼ 40.1%
Profit (loss) for the period to be appropriated9905-€561€3,549€1,859€33,630€20,156▼ 40.1%
Line20212022202320242025Change
Assets
Total assets20/58€315,542€264,569€252,490€302,557€287,672▼ 4.9%
Fixed assets21/28€196,102€174,203€151,651€157,334€201,169▲ 27.9%
Tangible fixed assets22/27€194,102€172,203€149,651€157,334€201,169▲ 27.9%
Land and buildings22€169,284€151,037€133,278€115,518€97,759▼ 15.4%
Furniture and vehicles24€2,440€2,414€1,247€559€3,446▲ 516%
Other tangible fixed assets26€22,377€18,752€15,127€41,257€99,963▲ 142%
Financial fixed assets28€2,000€2,000€2,000€0--
Current assets29/58€119,440€90,366€100,839€145,223€86,504▼ 40.4%
Amounts receivable within one year40/41€69,950€55,481€74,071€44,378€42,849▼ 3.4%
Trade receivables40€26,687€20,046€29,587€10,040€11,274▲ 12.3%
Other amounts receivable41€43,263€35,435€44,484€34,338€31,575▼ 8.0%
Current investments50/53---€1,922€26,045▲ 1,255%
Cash at bank and in hand54/58€46,784€32,070€25,083€86,712€7,615▼ 91.2%
Deferred charges and accrued income490/1€2,707€2,815€1,685€12,212€9,995▼ 18.2%
Equity and liabilities
Total equity and liabilities10/49€315,542€264,569€252,490€302,557€287,672▼ 4.9%
Equity10/15€47,842€51,391€20,134€53,765€55,384▲ 3.0%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€54,535€54,535€21,419€55,049€53,787▼ 2.3%
Non-distributable reserves130/1€1,860€1,860€0---
Reserves not available under the articles1311€1,860€1,860€0---
Distributable reserves133€52,675€52,675€21,419€55,049€53,787▼ 2.3%
Profit (loss) carried forward14-€19,093-€15,544-€13,685-€13,685-€10,802▲ 21.1%
Amounts payable17/49€267,700€213,178€232,356€248,792€232,288▼ 6.6%
Amounts payable after more than one year17€164,005€141,989€119,274€152,337€115,600▼ 24.1%
Financial debts170/4€164,005€141,989€119,274€152,337€115,600▼ 24.1%
Amounts payable within one year42/48€101,956€71,190€112,311€94,746€113,191▲ 19.5%
Current portion of amounts payable after more than one year42€21,586€20,908€22,612€36,004€36,868▲ 2.4%
Financial debts43---€13,766€1,681▼ 87.8%
Credit institutions430/8---€13,766€1,681▼ 87.8%
Trade debts44€9,414€7,303€4,557€5,243€6,813▲ 29.9%
Suppliers440/4€9,414€7,303€4,557€5,243€6,813▲ 29.9%
Advances received on contracts in progress46€14,000€0--€155-
Taxes, remuneration and social security45€51,980€36,695€46,301€30,806€25,049▼ 18.7%
Taxes450/3€49,593€36,695€46,301€30,806€25,049▼ 18.7%
Remuneration and social security454/9€2,386€0----
Other amounts payable47/48€4,976€6,284€38,840€8,927€42,626▲ 377%
Accrued charges and deferred income492/3€1,739€0€771€1,709€3,496▲ 105%
Line20212022202320242025Change
Profit (loss) for the period9904-€561€3,549€1,859€33,630€20,156▼ 40.1%
+ Depreciation and write-downs630€24,625€23,444€22,551€22,317€28,702▲ 28.6%
Operating cash flow (approximation)€24,064€26,993€24,411€55,948€48,859▼ 12.7%
Investment in fixed assets (approximation)--€1,545€0-€28,000-€72,537▼ 159%
Change in cash--€14,713-€6,988€61,629-€79,097▼ 228%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 24,727 companies in this sector we hold annual accounts for 19,807. 10,727 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

1 holding

Directors

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2023 list no shareholders, and no other source names one.

Holdings 1

According to the 2023 annual accounts of YOEPI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 6 Gazette acts processed.

Timeline

14 eventsLatest 23-06-2026Next filing 31-07-2027

History

On 7 November 2006, YOEPI was incorporated.1 Total assets went from €402,368 in 2018 to €287,672 in 2025 and headcount from 0.3 full-time equivalents in 2019 to 0.6 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2019, 2022 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €33,630 ▲1,709%
Operating result €49,947, net result €33,630, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €3,549
Net result €3,549 after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €18,536
Net result €18,536 after one loss-making year.
27-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet -€19,487
Net result drops to -€19,487, the lowest in the series; recovery starts the following year.
23-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 43 days late
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Support & recognitions

1 funding sourceFlanders €2,114
Flemish government
€2,114
awarded · 2023 - 2024
Subsidies and aid1

Flemish government

2023 to 2024 · 2 entries · €2,114 awarded · €2,114 paid
Year Entries awardedpaid
2024 1 €1,887€1,887
2023 1 €227€227
Schemes
2 entries · €2,114 · €2,114 paid · Fonds voor Innoveren en Ondernemen

Company details

Private limited company · founded 07-11-2006Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded07-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0884806383
Also 9925:BE0884806383
Registered 09-12-2022

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,027 m²
Building footprint
151 m²
Parcel 71353F0091/00X002, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Yoepi
Tramstraat 123, 3800 Sint-TruidenFinancial service activities, except insurance and pension funding
since 2018unit no. 2.278.882.564
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71353F0091/00X002 Flanders 1,027 m² 1 · 151 m² 0.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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