NEOCLIM
ActiveSummary
NEOCLIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€295,077) and a net result of €17,824. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 5585 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5585 sector peers (2025).
NBB · sector comparisonPosition among 5585 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-12-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
15 d early
2022
21 d early
2021
31 d late
2020
25 d early
2019
87 d late
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€295,077▲ 5.7%
2024 · -€312,901
Net result
€17,824▼ 91.3%
2024 · €205,828
Total assets
€264,513▼ 17.1%
2024 · €318,937
Solvency
-111.6%▼ 13.4pp
2024 · -98.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€798,891▲ 37.7%€256,869▼ 67.8%€171,131▼ 33.4%€288,130-€63,976▼ 77.8%
Net result€808,632above the sector's middle half▲ 9,045%€249,446above the sector's middle half▼ 69.2%€65,704within the sector's middle half▼ 73.7%€205,828above the sector's middle half-€17,824within the sector's middle half▼ 91.3%
Equity-€833,879below the sector's middle half▲ 49.2%-€584,433below the sector's middle half▲ 29.9%-€518,729below the sector's middle half▲ 11.2%-€312,901below the sector's middle half--€295,077below the sector's middle half▲ 5.7%
Total assets€5.6mabove the sector's middle half▲ 70.7%€6.2mabove the sector's middle half▲ 11.3%€6.4mabove the sector's middle half▲ 2.4%€318,937below the sector's middle half-€264,513below the sector's middle half▼ 17.1%
Debt€6.4m▲ 30.6%€6.6m▲ 2.9%€6.7m▲ 1.3%€631,838-€559,590▼ 11.4%
Working capital€3.3mabove the sector's middle half▲ 33.0%€3.7mabove the sector's middle half▲ 13.8%€3.8mabove the sector's middle half▲ 2.9%-€312,420below the sector's middle half--€295,077below the sector's middle half▲ 5.6%
Solvency-14.9%below the sector's middle half▲ 35.2pp-9.4%below the sector's middle half▲ 5.5pp-8.1%below the sector's middle half▲ 1.3pp-98.1%below the sector's middle half--111.6%below the sector's middle half▼ 13.4pp
Current ratio2.40within the sector's middle half▼ 1.572.47within the sector's middle half▲ 0.082.49within the sector's middle half▲ 0.020.51within the sector's middle half-0.47within the sector's middle half▼ 0.03
Return on assets (ROA)14.5%above the sector's middle half▲ 14.2pp4.0%within the sector's middle half▼ 10.5pp1.0%within the sector's middle half▼ 3.0pp64.5%above the sector's middle half-6.7%within the sector's middle half▼ 57.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Net result -91% on 2024. The previous fiscal year ran 18 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024 and is the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€559,590▼
2024 · €631,357
Income taxes
€6,676▲
2024 · €2,121
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €111,761 | €0 | -€1,180 | €0 | ▲ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €200,000 | €0 | -€200,000 | €0 | ▲ 100% |
| Other operating charges640/8 | - | €2,052 | €1,140 | €1,868 | €1,273 | ▼ 31.8% |
| Non-recurring operating charges66A | - | €74,800 | €0 | - | - | - |
| Gross operating margin9900 | €801,198 | €645,482 | €172,271 | €88,817 | €65,250 | ▼ 26.5% |
| Operating profit (loss)9901 | €798,891 | €256,869 | €171,131 | €288,130 | €63,976 | ▼ 77.8% |
| Financial income75/76B | - | €46,815 | €67,450 | €110,965 | €0 | ▼ 100% |
| Recurring financial income75 | €12,623 | €46,815 | €67,450 | €110,965 | €0 | ▼ 100% |
| Financial charges65/66B | - | €7,911 | €148,959 | €191,146 | €39,476 | ▼ 79.3% |
| Recurring financial charges65 | €2,882 | €7,911 | €148,959 | €191,146 | €39,476 | ▼ 79.3% |
| Profit (loss) for the period before taxes9903 | €808,632 | €295,773 | €89,622 | €207,949 | €24,500 | ▼ 88.2% |
| Income taxes67/77 | - | €46,327 | €23,918 | €2,121 | €6,676 | ▲ 215% |
| Profit (loss) for the period9904 | €808,632 | €249,446 | €65,704 | €205,828 | €17,824 | ▼ 91.3% |
| Profit (loss) for the period to be appropriated9905 | €808,632 | €249,446 | €65,704 | €205,828 | €17,824 | ▼ 91.3% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.6m | €6.2m | €6.4m | €318,937 | €264,513 | ▼ 17.1% |
| Current assets29/58 | €5.6m | €6.2m | €6.4m | €318,937 | €264,513 | ▼ 17.1% |
| Stocks and contracts in progress3 | €2.0m | €993,003 | €684,689 | €318,203 | €249,560 | ▼ 21.6% |
| Stocks30/36 | - | €993,003 | €684,689 | €318,203 | €249,560 | ▼ 21.6% |
| Amounts receivable within one year40/41 | €3.6m | €5.2m | €5.7m | €359 | €359 | = |
| Trade receivables40 | - | €171 | €171 | €0 | - | - |
| Other amounts receivable41 | - | €5.2m | €5.7m | €359 | €359 | = |
| Cash at bank and in hand54/58 | €8,432 | €1,075 | €40 | €155 | €13,869 | ▲ 8,842% |
| Deferred charges and accrued income490/1 | - | - | - | €220 | €725 | ▲ 230% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.6m | €6.2m | €6.4m | €318,937 | €264,513 | ▼ 17.1% |
| Equity10/15 | -€833,879 | -€584,433 | -€518,729 | -€312,901 | -€295,077 | ▲ 5.7% |
| Contributions10/11 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Capital10 | - | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Issued capital100 | - | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Profit (loss) carried forward14 | -€896,379 | -€646,933 | -€581,229 | -€375,401 | -€357,577 | ▲ 4.7% |
| Provisions and deferred taxes16 | - | €200,000 | €200,000 | €0 | - | - |
| Provisions for liabilities and charges160/5 | - | €200,000 | €200,000 | €0 | - | - |
| Other liabilities and charges164/5 | - | €200,000 | €200,000 | €0 | - | - |
| Amounts payable17/49 | €6.4m | €6.6m | €6.7m | €631,838 | €559,590 | ▼ 11.4% |
| Amounts payable after more than one year17 | €4.1m | €4.1m | €4.1m | €0 | - | - |
| Other amounts payable178/9 | - | €4.1m | €4.1m | €0 | - | - |
| Amounts payable within one year42/48 | €2.3m | €2.5m | €2.6m | €631,357 | €559,590 | ▼ 11.4% |
| Financial debts43 | - | €0 | €372 | €536 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €0 | €372 | €536 | €0 | ▼ 100% |
| Trade debts44 | €2,600 | €266 | €1,884 | €0 | €1,148 | - |
| Suppliers440/4 | - | €266 | €1,884 | €0 | €1,148 | - |
| Taxes, remuneration and social security45 | - | €46,327 | €70,245 | €2,121 | €6,676 | ▲ 215% |
| Taxes450/3 | - | €46,327 | €70,245 | €2,121 | €6,676 | ▲ 215% |
| Other amounts payable47/48 | - | €2.5m | €2.5m | €628,700 | €551,766 | ▼ 12.2% |
| Accrued charges and deferred income492/3 | - | - | - | €481 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €808,632 | €249,446 | €65,704 | €205,828 | €17,824 | ▼ 91.3% |
| Operating cash flow (approximation) | €808,632 | €249,446 | €65,704 | €205,828 | €17,824 | ▼ 91.3% |
| Change in cash | - | -€7,357 | -€1,035 | - | €13,714 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
State Gazette act
Resignation: BV Begeleiding en advies (director)Reappointments: NV Saarimmo, BV Powerplay and Vanherpe André · Permanent representatives: Vanherpe André and Vanherpe Steven · Director discharge11 facts ▸
State Gazette act
Resignation: BV Begeleiding en advies (director)
Reappointments: NV Saarimmo, BV Powerplay and Vanherpe André · Permanent representatives: Vanherpe André and Vanherpe Steven · Director discharge11 facts ▸
- General meeting, 31/10/2025
- Director resignation, BV Begeleiding en advies (director)
- Director discharge, BV Begeleiding en advies
- Director reappointment, NV Saarimmo (director)
- Permanent representative, Vanherpe André
- Director reappointment, BV Powerplay (director)
- Permanent representative, Vanherpe Steven
- Board meeting, 31/10/2025
- Director reappointment, NV Saarimmo (managing director)
- Permanent representative, Vanherpe André
- Director reappointment, Vanherpe André (chair of the board)
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €808,632 ▲9,045%
Operating result €798,891, net result €808,632, both a record.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
31-12
Financial
Back to profitnet €8,843
Net result €8,843 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2025
This board is reconstructed from a single act (26040069). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
André VANHERPE
CurrentChair of the board · since 31-10-2025
Powerplay
CurrentDirector · since 31-10-2025 · Private limited company · perm. rep.: Vanherpe Steven
Saarimmo
CurrentDirector · since 31-10-2025 · Public limited company · perm. rep.: Vanherpe André
Day-to-day management 1
Saarimmo
CurrentManaging director · since 31-10-2025 · Public limited company · perm. rep.: Vanherpe André
Permanent representatives 2
Vanherpe André
CurrentPermanent representative · since 31-10-2025 · for Saarimmo
Vanherpe Steven
CurrentPermanent representative · since 31-10-2025 · for Powerplay
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
9 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2007
Ground area
3,072 m²
Building footprint
1,625 m²
Volume, LiDAR
9,028 m³
Parcel 44048G0437/00R000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
40
companies at this address
See who is registered here
1 establishment unit
Neoclim NV
since 20072.165.238.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0437/00R000 | Flanders | 3,072 m² | 1 · 1,625 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2025, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| André VANHERPE |
|
| Powerplay |
|
| Saarimmo |
|
| BEGELEIDING & ADVIES |
|
Structure & network
Owners and holdings
2 ownersChain of control
- Saarimmo
- NEOCLIM
Highest known parent: Saarimmo. The sources do not say who stands above it.
Owners 2
- SaarimmoparentSourceaccounts Saarimmo 202550.08%
-
49.92%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
COFYNA
via André VANHERPE · Chair of the board
→
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-06-2007
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Phone
09/330.61.33Nazareth-De Pinte
Fax
09/330.61.44Nazareth-De Pinte
E-invoicing
Reachable via Peppol
Peppol ID
0208:0890010335
Also
9925:BE0890010335
Registered
13-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.