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YO SERVICES

Active
Private limited companyfounded 20215 yrs activeWayezstraat 61, 1070 Anderlecht, BelgiumKBO/BCE: BE 0771.583.233
Summary

The computed 12-month bankruptcy probability of YO SERVICES is 10.0% (elevated). The 2024 annual accounts show negative equity (-€46,503) and a net result of -€11,040. Equity is shrinking by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
10.0% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.02 in 2023; short-term debt: 307.4% and cash: 35.4% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-207.4%
Return on assets
-49.2%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€46,503
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
47 d late
2023
353 d late
2022
421 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 274 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YO SERVICES was incorporated on 20 July 2021 as a Private limited company.1 Total assets went from EUR 21,103 in 2022 to EUR 22,420 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€46,503▼ 31.1%
2023 · -€35,463
Total assets
€22,420▲ 27.5%
2023 · €17,588
Net result
-€11,040▲ 32.9%
2023 · -€16,451
Working capital
-€58,937▼ 13.9%
2023 · -€51,730
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€29,612--€16,451▲ 44.4%-€11,040▲ 32.9%
Net result-€29,612below the sector's middle half--€16,451below the sector's middle half▲ 44.4%-€11,040below the sector's middle half▲ 32.9%
Equity-€19,012below the sector's middle half--€35,463below the sector's middle half▼ 86.5%-€46,503below the sector's middle half▼ 31.1%
Total assets€21,103below the sector's middle half-€17,588below the sector's middle half▼ 16.7%€22,420below the sector's middle half▲ 27.5%
Debt€40,116-€53,051▲ 32.2%€68,923▲ 29.9%
Working capital-€35,279below the sector's middle half--€51,730below the sector's middle half▼ 46.6%-€58,937below the sector's middle half▼ 13.9%
Solvency-90.1%below the sector's middle half--201.6%below the sector's middle half▼ 111.5pp-207.4%below the sector's middle half▼ 5.8pp
Current ratio0.12below the sector's middle half-0.02below the sector's middle half▼ 0.100.14below the sector's middle half▲ 0.12
Return on assets (ROA)-140.3%below the sector's middle half--93.5%below the sector's middle half▲ 46.8pp-49.2%below the sector's middle half▲ 44.3pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2022: -€29,612-€29,612Net result 2022: -€29,612-€29,612Operating result 2023: -€16,451-€16,451Net result 2023: -€16,451-€16,451Operating result 2024: -€11,040-€11,040Net result 2024: -€11,040-€11,040202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€29,612-€29,600Net result 2022: -€29,612-€29,600Operating result 2023: -€16,451-€16,500Net result 2023: -€16,451-€16,500Operating result 2024: -€11,040-€11,000Net result 2024: -€11,040-€11,000202220232024
The operating result stays negative: a loss of €11,040 in 2024 against €16,451 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €22,420
Fixed assets €12,433 ▼ 23.6%
Current assets €9,986 ▲ 656%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€7,207
Cash flow
-€7,207
Debt to equity
-1.48▲
2023 · -1.50
Debt ≤ 1 year
€68,923▲
2023 · €53,051
Staff costs
€11,313▼
2023 · €11,331
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 10.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€17,588€22,420▲
Fixed assets21/28€16,267€12,433▼
Tangible fixed assets22/27€13,667€9,833▼
Furniture and vehicles24€13,667€9,833▼
Financial fixed assets28€2,600€2,600=
Current assets29/58€1,322€9,986▲
Amounts receivable within one year40/41-€2,043
Other amounts receivable41-€2,043
Cash at bank and in hand54/58€1,322€7,943▲
Equity and liabilities
Total equity and liabilities10/49€17,588€22,420▲
Equity10/15-€35,463-€46,503▼
Contributions10/11€10,600€10,600=
Profit (loss) carried forward14-€46,063-€57,103▼
Amounts payable17/49€53,051€68,923▲
Amounts payable within one year42/48€53,051€68,923▲
Trade debts44€38,059€25,421▼
Suppliers440/4€38,059€25,421▼
Taxes, remuneration and social security45€5,542€3,157▼
Taxes450/3€3,581-
Remuneration and social security454/9€1,961€3,157▲
Other amounts payable47/48€9,450€40,345▲
Income statement Code20232024
Remuneration, social security and pensions62€11,331€11,313▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,833
Other operating charges640/8€902€1,595▲
Gross operating margin9900-€4,218€5,702▲
Operating profit (loss)9901-€16,451-€11,040▲
Profit (loss) for the period before taxes9903-€16,451-€11,040▲
Profit (loss) for the period9904-€16,451-€11,040▲
Profit (loss) for the period to be appropriated9905-€16,451-€11,040▲
Appropriation of the result
Profit (loss) to be appropriated9906-€46,063-€57,103▼
Profit (loss) brought forward from the previous period14P-€29,612-€46,063▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62€9,319€11,331€11,313▼ 0.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,833-€3,833-
Other operating charges640/8€2,449€902€1,595▲ 76.8%
Gross operating margin9900-€14,011-€4,218€5,702▲ 235%
Operating profit (loss)9901-€29,612-€16,451-€11,040▲ 32.9%
Profit (loss) for the period before taxes9903-€29,612-€16,451-€11,040▲ 32.9%
Profit (loss) for the period9904-€29,612-€16,451-€11,040▲ 32.9%
Profit (loss) for the period to be appropriated9905-€29,612-€16,451-€11,040▲ 32.9%
Line202220232024Change
Assets
Total assets20/58€21,103€17,588€22,420▲ 27.5%
Fixed assets21/28€16,267€16,267€12,433▼ 23.6%
Tangible fixed assets22/27€13,667€13,667€9,833▼ 28.0%
Furniture and vehicles24€13,667€13,667€9,833▼ 28.0%
Financial fixed assets28€2,600€2,600€2,600=
Current assets29/58€4,837€1,322€9,986▲ 656%
Amounts receivable within one year40/41€782-€2,043-
Trade receivables40€169---
Other amounts receivable41€613-€2,043-
Cash at bank and in hand54/58€4,055€1,322€7,943▲ 501%
Equity and liabilities
Total equity and liabilities10/49€21,103€17,588€22,420▲ 27.5%
Equity10/15-€19,012-€35,463-€46,503▼ 31.1%
Contributions10/11€10,600€10,600€10,600=
Profit (loss) carried forward14-€29,612-€46,063-€57,103▼ 24.0%
Amounts payable17/49€40,116€53,051€68,923▲ 29.9%
Amounts payable within one year42/48€40,116€53,051€68,923▲ 29.9%
Trade debts44€23,565€38,059€25,421▼ 33.2%
Suppliers440/4€23,565€38,059€25,421▼ 33.2%
Taxes, remuneration and social security45€7,100€5,542€3,157▼ 43.0%
Taxes450/3€1,219€3,581--
Remuneration and social security454/9€5,882€1,961€3,157▲ 61.0%
Other amounts payable47/48€9,450€9,450€40,345▲ 327%
Line202220232024Change
Profit (loss) for the period9904-€29,612-€16,451-€11,040▲ 32.9%
+ Depreciation and write-downs630€3,833-€3,833-
Operating cash flow (approximation)-€25,779-€16,451-€7,207▲ 56.2%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€2,733€6,621▲ 342%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
19-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 353 days late
2024
24-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 421 days late
NBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2021
seat establishment approximate All 2 establishment units on the map
Ground area
381 m²
Building footprint
184 m²
Volume, LiDAR
1,895 m³
2 parcels, Brussels · tallest building 19.6 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
YO SERVICES
Victor Rauterstraat 59, 1070 AnderlechtAgents in the wholesale of furniture, household goods and hardware
since 20212.321.488.231
Wayezstraat 61, 1070 Anderlecht
Retail trade
since 20212.330.923.559
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21001A0595/00Z016 Brussels 257 m² 1 · 62 m² 12.7 m · 4 fl.
21001A0570/00B008 Brussels 124 m² 1 · 122 m² 19.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
46150Agents in the wholesale of furniture, household goods and hardware
E-invoicing
Reachable via Peppol
Peppol ID 0208:0771583233
Also 9925:BE0771583233
Registered 16-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.