YM-TECH
ActiveSummary
YM-TECH has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,505) and a net result of -€5,012. Its solvency ranks better than 5% of 1,249 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €4,966 after €227 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 42, Civil engineering: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €866 | €1,098 | ▲ 26.8% |
| Other operating charges640/8 | €186 | €210 | ▲ 13.0% |
| Gross operating margin9900 | €1,279 | -€3,658 | - |
| Operating profit (loss)9901 | €227 | -€4,966 | - |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €5 | €47 | ▲ 759% |
| Recurring financial charges65 | €5 | €47 | ▲ 759% |
| Profit (loss) for the period before taxes9903 | €222 | -€5,012 | - |
| Income taxes67/77 | €214 | - | - |
| Profit (loss) for the period9904 | €7 | -€5,012 | - |
| Profit (loss) for the period to be appropriated9905 | €7 | -€5,012 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €9,585 | €4,236 | ▼ 55.8% |
| Fixed assets21/28 | €3,269 | €2,172 | ▼ 33.6% |
| Tangible fixed assets22/27 | €3,269 | €2,172 | ▼ 33.6% |
| Furniture and vehicles24 | €3,269 | €2,172 | ▼ 33.6% |
| Current assets29/58 | €6,316 | €2,064 | ▼ 67.3% |
| Amounts receivable within one year40/41 | €555 | €87 | ▼ 84.3% |
| Other amounts receivable41 | €555 | €87 | ▼ 84.3% |
| Cash at bank and in hand54/58 | €5,761 | €1,977 | ▼ 65.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €9,585 | €4,236 | ▼ 55.8% |
| Equity10/15 | €507 | -€4,505 | - |
| Contributions10/11 | €500 | €500 | = |
| Reserves13 | €7 | €7 | = |
| Distributable reserves133 | €7 | €7 | = |
| Profit (loss) carried forward14 | - | -€5,012 | - |
| Amounts payable17/49 | €9,078 | €8,741 | ▼ 3.7% |
| Amounts payable within one year42/48 | €9,078 | €8,741 | ▼ 3.7% |
| Trade debts44 | €703 | €241 | ▼ 65.8% |
| Suppliers440/4 | €703 | €241 | ▼ 65.8% |
| Taxes, remuneration and social security45 | €214 | €123 | ▼ 42.7% |
| Taxes450/3 | €214 | €123 | ▼ 42.7% |
| Other amounts payable47/48 | €8,160 | €8,377 | ▲ 2.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7 | -€5,012 | - |
| + Depreciation and write-downs630 | €866 | €1,098 | ▲ 26.8% |
| Operating cash flow (approximation) | €873 | -€3,914 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€3,784 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 23-06-2026 | 2026-00195730 |
| 31-12-2024 | micro format | 25-06-2025 | 2025-00184007 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.