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YM-TECH

Active
Private limited company·Bouw van autowegen en andere wegen· 2 yrs active
Kloosterstraat 43 ·9240 Zele, Belgium
KBO/BCE: BE 1002.095.221
Watch Print / PDF
Belgian State Gazette acts: 0 of 1 read
Age2 yrs
Real estate1 parcel · 172 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of YM-TECH is 2.3% (moderate). The 2024 annual accounts show equity of €507 and a net result of €7. Its solvency ranks better than 13% of 559 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 559 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 25-06-2025 36 d early 2025-00184007

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€7
Working capital€-3k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 42 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.3% 44.5%
better than 13% of 559 sector peers
Net result €7 €14k
better than 20% of 556 sector peers
Equity €507 €34k
better than 10% of 559 sector peers
Gross operating margin €1k €43k
better than 9% of 553 sector peers
Total assets €10k €89k
better than 5% of 559 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€1k
Net profit€7
Cash flow€873
Staff costs-
Income taxes€214
Dividends-
Total assets€10k
Equity€507
Debt€9k
of which ≤ 1y€9k
of which > 1y-
Working capital€-3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.70
Quick ratio0.70
Working capital ratio-28.8%
Solvency5.3%
Debt / equity17.90
Long-term debt ratio-
Interest coverage200.56
Gross margin-
Net margin-
ROA0.1%
ROE1.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€10k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€6k
Amounts receivable within one year 40/41€555
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10k
Equity 10/15€507
Contributions / capital 10/11€500
Reserves 13€7
Amounts payable 17/49€9k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€703
Income statement
Gross operating margin 9900€1k
Operating result 9901€227
Financial charges 65€5
Result before taxes 9903€222
Income taxes 67/77€214
Net result for the period 9904€7
Result to be appropriated 9905€7
Ratios computed by Checked.

Health barometer

FY 2024 · computed
41 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
YM-TECH
Kloosterstraat 43, 9240 ZeleBouw van autowegen, straten en andere wegen en paden voor voertuigen en voetgangers (inclusief het plaatsen van vangrails)
since 20232.351.863.384
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area172 m²
Buildings1
Building footprint99 m²
Volume (LiDAR)629 m³
Tallest building10.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42028B0925/00N000 Flanders 172 m² 1 · 99 m² 10.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health41Profitability7Solvency8Growth-Stability67
31 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 41
Profitability 7
Solvency 8
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 237 of the 2,323 companies in this sector. 20 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouw van autowegen en andere wegen42110Bouw van water- en gasdistributienetten42211Bouw van rioleringen42212Bouwrijp maken van terreinen43120Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299
Primary activity highlighted.
Names & trade names
Legal nameNL YM-TECH
Registered office
Kloosterstraat 43
9240 Zele, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.