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YM SOLUTIONS

Active
Private limited companyfounded 20224 yrs activeE. Lambrechtslaan 28, 1780 Wemmel, BelgiumKBO/BCE: BE 0788.903.473
Summary

The computed 12-month bankruptcy probability of YM SOLUTIONS is 3.0% (moderate). The 2025 annual accounts show equity of €4,485 and a net result of -€80. Equity is growing by ~58% per year across the filed fiscal years. Its solvency ranks better than 93% of 28184 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability33▼-67
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
11 d early
2024
2 d early
2023
19 d late
2022
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YM SOLUTIONS was incorporated on 26 July 2022 as a Private limited company.1 The company has filed 4 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,485▼ 1.8%
2024 · €4,566
Total assets
€4,963▼ 9.1%
2024 · €5,463
Net result
-€80
2024 · €3,855
Working capital
€4,485▼ 1.8%
2024 · €4,566
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€1,127-€4,042€23▼ 99.4%
Net result-€1,167below the sector's middle half--€123below the sector's middle half▲ 89.5%€3,855within the sector's middle half-€80below the sector's middle half
Equity€833below the sector's middle half-€711below the sector's middle half▼ 14.8%€4,566below the sector's middle half▲ 543%€4,485below the sector's middle half▼ 1.8%
Total assets€833below the sector's middle half-€711below the sector's middle half▼ 14.8%€5,463below the sector's middle half▲ 669%€4,963below the sector's middle half▼ 9.1%
Debt€897€478▼ 46.7%
Working capital€4,566€4,485▼ 1.8%
Solvency83.6%above the sector's middle half
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2022: -€1,127-€1,127Net result 2022: -€1,167-€1,167Net result 2023: -€123-€123Operating result 2024: €4,042€4,042Net result 2024: €3,855€3,855Operating result 2025: €23€23Net result 2025: -€80-€802022202320242025-€2,000€0€2,000€4,000Net result 2023: -€123-€123Operating result 2024: €4,042€4,040Net result 2024: €3,855€3,860Operating result 2025: €23€23Net result 2025: -€80-€80202320242025
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4,963
Equity €4,485 ▼ 1.8%
Debt €478 ▼ 46.7%
Debt's share of the balance-sheet total falls from 16.4% to 9.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€478▼
2024 · €897
Ratios withheld: a balance sheet total of €4,963 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,151 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.9% stopped otherwise
91% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€5,463€4,963▼
Current assets29/58€5,463€4,963▼
Amounts receivable within one year40/41€2,601€3,531▲
Other amounts receivable41€2,601€3,531▲
Cash at bank and in hand54/58€2,862€1,432▼
Equity and liabilities
Total equity and liabilities10/49€5,463€4,963▼
Equity10/15€4,566€4,485▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€2,566€2,485▼
Amounts payable17/49€897€478▼
Amounts payable within one year42/48€897€478▼
Trade debts44€426-
Suppliers440/4€426-
Taxes, remuneration and social security45€472€478▲
Taxes450/3€472€478▲
Income statement Code20242025
Other operating charges640/8€190-
Gross operating margin9900€4,232€23▼
Operating profit (loss)9901€4,042€23▼
Financial charges65/66B€186€104▼
Recurring financial charges65€186€104▼
Profit (loss) for the period before taxes9903€3,855-€80▼
Profit (loss) for the period9904€3,855-€80▼
Profit (loss) for the period to be appropriated9905€3,855-€80▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,566€2,485▼
Profit (loss) brought forward from the previous period14P-€1,289€2,566▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8--€190--
Gross operating margin9900-€1,127-€4,232€23▼ 99.4%
Operating profit (loss)9901-€1,127-€4,042€23▼ 99.4%
Financial charges65/66B€40€123€186€104▼ 44.3%
Recurring financial charges65€40€123€186€104▼ 44.3%
Profit (loss) for the period before taxes9903-€1,167-€123€3,855-€80▼ 102%
Profit (loss) for the period9904-€1,167-€123€3,855-€80▼ 102%
Profit (loss) for the period to be appropriated9905-€1,167-€123€3,855-€80▼ 102%
Line2022202320242025Change
Assets
Total assets20/58€833€711€5,463€4,963▼ 9.1%
Current assets29/58€833€711€5,463€4,963▼ 9.1%
Amounts receivable within one year40/41€156€299€2,601€3,531▲ 35.8%
Other amounts receivable41€156€299€2,601€3,531▲ 35.8%
Cash at bank and in hand54/58€678€412€2,862€1,432▼ 50.0%
Equity and liabilities
Total equity and liabilities10/49€833€711€5,463€4,963▼ 9.1%
Equity10/15€833€711€4,566€4,485▼ 1.8%
Contributions10/11€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€1,167-€1,289€2,566€2,485▼ 3.1%
Amounts payable17/49--€897€478▼ 46.7%
Amounts payable within one year42/48--€897€478▼ 46.7%
Trade debts44--€426--
Suppliers440/4--€426--
Taxes, remuneration and social security45--€472€478▲ 1.3%
Taxes450/3--€472€478▲ 1.3%
Line2022202320242025Change
Profit (loss) for the period9904-€1,167-€123€3,855-€80▼ 102%
Operating cash flow (approximation)-€1,167-€123€3,855-€80▼ 102%
Change in cash--€266€2,450-€1,430▼ 158%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €3,855
Net result €3,855 after 2 loss-making years.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
374 m²
Building footprint
120 m²
Volume, LiDAR
1,165 m³
Parcel 22662B0304/00A007, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YM SOLUTIONS
E. Lambrechtslaan 28, 1780 WemmelJoinery installation
since 20222.336.340.020
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0304/00A007 Flanders 374 m² 1 · 120 m² 13.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,020 companies in sector 43310 we hold annual accounts for 1,747. 687 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
43350Other building finishing work
Contact
E-mail info.tomdebouchage@gmail.com
E-mail ymsolutionsy@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0788903473
Also 9925:BE0788903473
Registered 11-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.