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Complete company report
Generated 20-08-2026
Active BE 0480.171.972Private limited company (pre-2019)Open bankruptcy

YILDIZ KARDESLER

de Potterstraat 22 ·1030 Schaarbeek, Belgium· 23 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

A bankruptcy procedure is open for YILDIZ KARDESLER according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-15k) and a net result of €-38k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-15k
Net result €-38k
Better than sector 5%
Active 23 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency33Growth32Stability0
33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 03-06-2025 with the NBB · fiscal year 2023 · micro
€-40k€-20k€0€20kOperating result 2018: €3k€3kNet result 2018: €4k€4kOperating result 2019: €2k€2kNet result 2019: €5k€5kOperating result 2020: €12k€12kNet result 2020: €12k€12kOperating result 2021: €9k€9kNet result 2021: €3k€3kOperating result 2023: €-16k€-16kNet result 2023: €-38k€-38k20182019202020212023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -1143.7% 20.0%
better than 5% of 5808 sector peers
Net result €-38k €3k
better than 7% of 5788 sector peers
Equity €-15k €15k
better than 15% of 5816 sector peers
Gross operating margin €-6k €23k
better than 12% of 5762 sector peers
Staff costs €10k €33k
higher than 24% of 2599 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€19k
+15.0% 18-23
Net profit
€-38k
- 18-23
Cash flow
€14k
-18.3% 18-23
Total assets
€1k
-99.1% 18-23
Equity
€-15k
- 18-23
Working capital
€-15k
- 18-23
Staff costs
€10k
-64.1% 18-23
Income taxes
€5k
+85.3% 18-23
Show 10 other metrics
Debt
€16k
-86.2% 18-23
Debt ≤ 1y
€16k
-84.6% 18-23
Debt > 1y
€12k
+318.5% 18-23
Current ratio
0.07
-93.4% 18-23
Quick ratio
0.07
-80.0% 18-23
Solvency
-1143.7%
- 18-23
Debt / equity
-1.09
- 18-23
ROE
248.9%
+2580.9% 18-23
ROA
-2846.6%
- 18-23
Interest coverage
7.02
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-38k
Cash flow-
Staff costs€10k
Income taxes€5k
Dividends-
Total assets€1k
Equity€-15k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€-15k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.07
Quick ratio0.07
Working capital ratio-1152.0%
Solvency-1143.7%
Debt / equity-1.09
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-2846.6%
ROE248.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€1k
Fixed assets 21/28€110
Financial fixed assets 28€110
Current assets 29/58€1k
Amounts receivable within one year 40/41€919
Cash & bank 54/58€291
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1k
Equity 10/15€-15k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-36k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-16k
Financial income 75€7k
Financial charges 65€3k
Result before taxes 9903€-12k
Income taxes 67/77€5k
Net result for the period 9904€-38k
Result to be appropriated 9905€-38k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator SVEN DE MAESENEER
PEGASUSLAAN 5, 1831 DIEGEM-
 23-09-2025 → present Belgian State Gazette
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company (pre-2019)(015)
Incorporation08-05-2003
StatusActive
Postal code1030
First BS signal 03-10-2025
Latest BS signal 03-10-2025
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21909E0029/00A009 Brussels 140 m² 1 · 78 m² 16.4 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
03-10-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · YILDIZ KARDESLER BV DE POTTERSTRAAT 22/2, 1030 Schaarbeek · event 23-09-2025
03-06-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
2024
24-01-2024
State Gazette act Capital & shares
2023
13-10-2023
State Gazette act Capital & shares
2022
08-11-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
29-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
27-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
30-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals1 events
03-10-2025
Bankruptcy Opening
Date: 23-09-2025 · Ondernemingsrechtbank Brussel · YILDIZ KARDESLER BV DE POTTERSTRAAT 22/2, 1030 Schaarbeek · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-03 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 2
24-01-2024
Capital change
13-10-2023
Capital change
All acts · 2 updated 2 years ago
2024
24-01-2024 Transaction in capital or shares Capital & shares
Technical details 
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  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
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      "subscribers": [
        {
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          "kind": "person",
          "name": "Mr Pavel Bot",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
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          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
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    {
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      "decrease_purpose": null,
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-01-24",
    "filing_date": "2024-01-16",
    "act_kind_objet": "Obiet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": null,
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-12-30"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0480.171.972",
    "name_full": "Yildiz Kardesler",
    "legal_form": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mr Pavel Bot",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2023
13-10-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Yildiz Umit",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-09-29",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-09-29"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0480.171.972",
    "name_full": "Yildiz Kardesler",
    "legal_form": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Yildiz Umit",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": "0480.171.972",
      "pct": null,
      "kind": "org",
      "name": "Yildiz Kardesler",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)52112
Primary activity highlighted.
Names & trade names
Legal nameFR YILDIZ KARDESLER
Registered office
de Potterstraat 22 bus 2
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative