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YD Construct

Active Private limited companyfounded 2019active for 7 yearsKerkstraat 43, 3020 HerentKBO/BCE: BE 0736.661.550
YD Construct
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €60,312 (2024)
€35,489▼ 41.2%
lowest -€975 (2025)
-€975▼ €17,398
peak €60,025 (2024)
€59,050▼ 1.6%
€53,497▼ 29.7%
Board1 name since 2019
1 directorDEBACKER Yannick Herman Jeanine
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €60,312 to €35,489Loss of €975Debts from €76,108 to €53,497Cash from €225 to €9,631

Key points

from the 2025 annual accounts

Turnover

≈ €210,000 estimated

The micro format states no turnover.

Filings

6 annual accounts 2 late
deadline202020222024

The 2020 accounts came latest: 17 days after the end of the period.

Checked score

66
Healthy
Financially stronger than 37% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.5% 01-2025: 1.7%▲ +0.2 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.4 percentage points vs 04-2025highest value 06-2025: 2.1%▼ -0.1 percentage points vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 2.1%● unchanged vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.0%▼ -0.1 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 1.8%▼ -0.2 percentage points vs 12-2025 02-2026: 1.7%▼ -0.1 percentage points vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%▼ -0.9 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026lowest value

Financial strength
Strong

77+8equity 52.5% of total assets
37+12short-term debt 47.5% · cash 8.6%
68-16return on assets -0.9%

Score breakdown

raises risk
Founded in 2019
Sector: Specialised construction activities (NACE 43)
Size: total assets €112,547
lowers risk
Figures for financial year 2025 (filed on 30-04-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 57% of them on solvency, 26% on liquidity, 33% on profitability and 32% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,440 companies had the same profile as YD Construct has now. Each dot stands for 9 companies, two years later.

90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of YD Construct itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,440 companies, not a prediction for YD Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.62 (1.33 in 2024), above the usual 1.5. Short-term debt is 47.5% and cash 8.6% of total assets. 47.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €112,547
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2023
on the day
2022
2 days late
2021
2 days early
2020
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DY
DEBACKER Yannick Herman Jeanine
Director
  • DEBACKER Yannick Herman Jeanine 3,000 sharesdeed of 24-10-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0736661550
Incorporation Founder: DEBACKER Yannick Herman Jeanine · 3,000 shares · Appointment: DEBACKER Yannick Herman Jeanine (statutory director) · published on 24-10-2019 · Gazette deed
First establishment Kerkstraat 43, Herent
All 11 events

Comparable companies

same main activity, similar in size and age
Company
YD Construct Herent - - 52.5% -
FRANCKE SERVICES Dilbeek - - 82.4% -
VENTO GRUP Beersel €493,886 8.8% 82.7% -
WONINGVENTILATIE THEUNISSEN Pelt - - 42.6% -
E&A SERVICE Genk €317,781 1.9% 38.8% -
SIMTECH Sint-Gillis (bij-Brussel) - - 25.5% -
IBEAUTHERM Evere - - 45.6% -

These companies have the same main activity as YD Construct: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €110,000 and €129,000, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 22-10-2019Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilationNACE 43222
Establishment unit
2.295.212.4163020 Herent, since 22-10-2019
Financial year end
30 September
Peppol
Reachable since 31-10-2023
Company details

Annual accounts to 30-09-2025

€35,489▼ 41.2%
€975
€59,050▼ 1.6%
€112,547▼ 17.3%
Filing
Filed on 30-04-2026, on the last day of the filing period
Financials

Insights on YD Construct

YD Construct files the micro format. That format states no turnover. The gross margin rose from €13,396 in 2020 to €35,489 in 2025.

The balance sheet grew most from 2021 to 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-04-2026, on the day of the deadline
€35,489
▼ 41.2%
€499
▼ 98.0%
€34,067
▼ 41.6%
€32,594
▼ 35.2%
52.5%
▲ 8.4 percentage points
1.62
▲ 0.29

Money flows

no detail for 2025

Balance sheet

balance sheet total €112,547 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

52.5%

Higher than 57% of 35,125 companies in 2025.

1.62

Higher than 44% of 34,499 companies in 2025.

-0.9%

Higher than 22% of 34,700 companies in 2025.

YD Construct Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 112,547136,133144,28463,16562,40454,719
21/28 26,05845,33376,85010,1737,720555
22/27 26,05845,33376,85010,1737,720555
23 4,9766,2359,1547,9124,972555
24 21,08239,09867,6972,2612,748-
29/58 86,48990,80067,43352,99254,68454,164
3 29,65128,25122,28021,07028,48027,530
30/36 21,40120,75114,78014,03015,7808,530
37 8,2507,5007,5007,04012,70019,000
40/41 43,46760,37137,57328,61117,09923,135
40 34,49650,43228,97121,63911,95518,106
41 8,9719,9398,6016,9725,1445,028
54/58 9,6312255,9322,5028,0622,571
490/1 3,7401,9531,6488091,043928
Balance sheet: equity and liabilities
10/49 112,547136,133144,28463,16562,40454,719
10/15 59,05060,02543,60236,87627,97912,499
10/11 3,0003,0003,0003,0003,0003,000
13 24,97924,97924,97924,97924,9799,499
133 24,97924,97924,97924,97924,9799,499
14 31,07132,04615,6238,897--
17/49 53,49776,108100,68226,28834,42442,219
17 07,86830,667---
170/4 07,86830,667---
42/48 53,49768,24070,01526,28833,92441,719
42 7,86822,79921,630---
44 21,97617,1275,4544,68926,58922,555
440/4 21,97617,1275,4544,68926,58922,555
45 4804103,6222,4256,3936,096
450/3 4804103,6222,4256,3936,096
47/48 23,17227,90339,30919,17494313,068
492/3 ----500500
Income statement
70 ---144,860--
9900 35,48960,31236,00515,67723,61313,396
60/61 ---131,871--
630 33,56933,86223,6143,27894981
640/8 1,4211,9741,06237075296
9901 49924,47611,32912,03021,91213,219
75/76B 2053925218-14
75 2053925218-14
65/66B 1,1993,0412,41192663957
65 1,1993,0412,41192663957
9903 -49521,4748,94311,32221,27313,176
67/77 4805,0512,2182,4255,7933,676
9904 -97516,4236,7268,89715,4809,499
9905 -97516,4236,7268,89715,4809,499
Appropriation of the result
9906 31,07132,04615,6238,89715,4809,499
14P 32,04615,6238,897---
691/2 ----15,4809,499
6921 ----15,4809,499
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 30-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 30-04-2026 2026-00096910 PDF
30-09-2024 micro format 29-04-2025 2025-00078993 PDF
30-09-2023 micro format 30-04-2024 2024-00076017 PDF
30-09-2022 micro format 02-05-2023 2023-00073961 PDF
30-09-2021 micro format 28-04-2022 2022-20010847 PDF
30-09-2020 micro format 17-05-2021 2021-14300380 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
34,06758,33834,94315,30822,86113,300
32,59450,28630,34012,17516,4299,581
14,2932,34590,2915,7318,114636
9,407-5,7083,431-5,5605,491-
32,99222,560-2,58126,70320,76012,444
---8.3%--
52.5%44.1%30.2%58.4%44.8%22.8%
1.621.330.962.021.611.30
1.060.920.641.210.770.64
0.911.272.310.711.233.38
-1.7%27.4%15.4%24.1%55.3%76.0%
-0.9%12.1%4.7%14.1%24.8%17.4%
28.4219.1914.4916.5335.79-
---55 days--
---13 days--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-202230-09-2021
Tangible fixed assets€14,293€2,345€90,291€5,731€8,114
€33,569€33,862€23,614€3,278€949

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on YD Construct

The operating result for 2025 is 98% lower than in 2024 and the lowest since 2020.

Debt's share of the balance-sheet total falls from 55.9% to 47.5%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
DEBACKER Yannick Herman Jeanine
Statutory director
appointed by deed of 24-10-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 30-04-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
DEBACKER Yannick Herman Jeanine
Statutory director
Board
Mandates as a list
  • DEBACKER Yannick Herman Jeanine
    • Statutory director, from 22-10-2019 to date

See the board, name and registered office on a given date →

Control

Founder
DEBACKER Yannick Herman Jeanine
This company
YD Construct
Equity €59,050
Loss €975 in 2025

Capital

Contribution
€3,000
Shares
3,000
Contribution per share
€1
Equity per share
€19.68 in 2025
Source
2025 annual accounts

Articles of association

deed of 24-10-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited

Shareholders

At incorporation deed of 24-10-2019 ↗

Network & group

No group

YD Construct has no parent and no holdings in its annual accounts. DEBACKER Yannick Herman Jeanine is the only director.

At the same address

Kerkstraat 43, 3020 Herent · 1 other company
ORENDA
registered office since 03-07-2020 · founded in 2020
 total assets €3,436 (2025)
0749.773.376

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ORENDA
via DEBACKER Yannick Herman Jeanine · Director (not named in the articles) · deed of 07-07-2020
Founded in 2020 · total assets €3,436 (2025)
→

Timeline

Timeline

11 events since 2019

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · on the deadline day
2025
Weakest financial year net -€975 The net result drops to -€975, the lowest from 2020 to 2025.
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
2024
Highest result from 2020 to 2025 net €16,423 ▲144% The operating result of €24,476 and the net result of €16,423 are both a record.
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0736661550
Annual accounts 2022 filed PDFmicro format · 2 days late
2022
Annual accounts 2021 filed PDFmicro format · 2 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 17 days late
2019
IncorporationFounder: DEBACKER Yannick Herman Jeanine · 3,000 shares · Appointment: DEBACKER Yannick Herman Jeanine (statutory director) · published on 24-10-20194 points ▸

Open the deed in the Belgian Official Gazette

First establishment Kerkstraat 43, Herent

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

YD Construct was incorporated on 22 October 2019 as a private limited company by one natural person.12 DEBACKER Yannick Herman Jeanine is statutory director of the company, appointed by deed of 24-10-2019.2 Total assets rose from €54,719 in 2020 to €112,547 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-10-2019
  3. 3National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0736.661.550
VAT number
BE 0736.661.550
Peppol ID
0208:0736661550
Other Peppol ID
9925:BE0736661550
Legal form
Private limited company
Status
Active, normal situation
Founded
22-10-2019
Financial year
ends on 30 September
Peppol
Reachable since 31-10-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
YD Construct in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-10-2019 (in Dutch)
Name clauseThe company operates under this name according to its articles.
YD Construct
deed of 24-10-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 24-10-2019 (in Dutch)

Activities

NACEBEL 2025
43222 Installation of electric heating, air conditioning, cooling and ventilation main activity
Codes under NACEBEL 2008
43222 Specialised construction activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“1. Werken in onroerende staat in de meest ruime zin waaronder (niet limitatieve opsomming):; A) Alle werken met betrekking tot sanitaire of…”
11 activities
  1. 1. Werken in onroerende staat in de meest ruime zin waaronder (niet limitatieve opsomming):
  2. A) Alle werken met betrekking tot sanitaire of verwarmingsinstallaties,elektriciteitswerken,klimaatregeling en ventilatiesystemen,water- en gasleidingen,alsook onderhoud of reparatie hiervan.
  3. B) Algemene coördinatie-werkzaamheden bouwwerven,reinigen van gebouwen na beëindiging van de bouwwerkzaamheden,ruimen van bouwterreinen en overige werkzaamheden in verband met de afwerking van gebouwen.
  4. C) Uitvoeren van diverse klusjes en/of renovatiewerken en landschapsverzorging.
  5. 2. Handel en handelsbemiddeling,invoer en uitvoer,verhuur,groot- en kleinhandel met betrekking tot de bovenstaande activiteiten.
  6. 3. Projectontwikkeling,zowel residentieel als niet-residentieel,verkavelingen,alle activiteiten met betrekking tot makelaarsactiviteiten.
  7. 4. Diverse ondersteunende activiteiten ten behoeve van voorzieningen en (niet) residentiële gebouwen.
  8. 5. Overige zakelijke en deskundige dienstverlening en diverse administratieve activiteiten ten behoeve van kantoren.
  9. A) uitsluitend in eigen naam en voor eigen rekening: het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen,al dan niet onder het stelsel van de BTW,met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten;
  10. B) uitsluitend in eigen naam en voor eigen rekening: het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur- en verhuur,de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen;
  11. C) uitsluitend in eigen naam en voor eigen rekening: het aangaan en verstrekken van leningen,kredieten,financieringen en het aangaan van leasingcontracten,in het kader van de bovenvermelde doelstellingen.
deed of 24-10-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Kerkstraat 43 registered office 3020 Herent 22-10-2019 2.295.212.416

Buildings and parcels at the address

Ground area
825 m²
Buildings
373 m²
Volume, LiDAR
2,155 m³
Tallest building
9.1 m
Buildings to scale, each on its own parcel
373 m², 9.1 m 373 m², 9.1 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
24111A0135/00D002825 m² 1 · 373 m² 9.1 m · 2

Contact

E-mail yd.construct@icloud.com

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0736.661.550

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