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E&A SERVICE

Active
Private limited companyfounded 2020active for 6 yearsMispadstraat 120, 3600 Genk, BelgiumKBO/BCE: BE 0745.366.014
Summary

The computed 12-month bankruptcy probability of E&A SERVICE is 4.5% (elevated). The 2025 annual accounts show equity of €46,449 and a net result of €12,308. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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E&A SERVICEActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222Insulation installation NACE 43230
1 site
Size
€317,781turnover 2025
Equity
€46,449
Profit
€12,308
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.5%
Structure
2025 accounts filed 61 days late2 of 3 deeds summarised
Why 36raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateSize: turnover €317,781, total assets €119,853Liquidity: current ratio 1.61, cash €573Founded in 2020Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 19% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 64-36
equity 38.8% of total assets
Liquidity 19-22
short-term debt 61.2% · cash 0.5%
Profitability 43-57
return on assets 10.3%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 7.7% 12-2024: 9.2%▲ +1.5 percentage points vs 11-2024 01-2025: 11.8%▲ +2.6 percentage points vs 12-2024 02-2025: 11.9%▲ +0.1 percentage points vs 01-2025 03-2025: 12.4%▲ +0.5 percentage points vs 02-2025 04-2025: 11.6%▼ -0.8 percentage points vs 03-2025 05-2025: 11.6%● unchanged vs 04-2025 06-2025: 11.5%▼ -0.1 percentage points vs 05-2025 07-2025: 11.5%● unchanged vs 06-2025 08-2025: 14.1%▲ +2.6 percentage points vs 07-2025highest value 09-2025: 14.1%● unchanged vs 08-2025highest value 10-2025: 14.0%▼ -0.1 percentage points vs 09-2025 11-2025: 6.1%▼ -7.9 percentage points vs 10-2025 12-2025: 6.1%● unchanged vs 11-2025 01-2026: 6.1%● unchanged vs 12-2025 02-2026: 6.0%▼ -0.1 percentage points vs 01-2026 03-2026: 6.0%● unchanged vs 02-2026 04-2026: 6.2%▲ +0.2 percentage points vs 03-2026 05-2026: 3.6%▼ -2.6 percentage points vs 04-2026 06-2026: 3.3%▼ -0.3 percentage points vs 05-2026 07-2026: 3.0%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 3.6%▲ +0.6 percentage points vs 07-2026 09-2026: 3.7%▲ +0.1 percentage points vs 08-2026 10-2026: 4.5%▲ +0.8 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 1.61, compared with 4.14 in 2024, above the usual 1.5; short-term debt: 61.2% and cash: 0.5% of total assets), but 61.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 41% on solvency, 10% on liquidity, 21% on profitability and 5% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 late
NBB · filings
raises risk · Size: turnover €317,781, total assets €119,853
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.61, cash €573
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
61 days late
2024
62 days late
2023
427 days late
2022
113 days late
2021
76 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 148 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 October (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €12,308 ▼90.6%
  3. Amendment of the articlesPurpose change

Key points

  • Caution: Result fell in 2025from €131,341 to €12,308 ▼ 90.6% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Positive: 5 profitable years in a rowprofit 2025: €12,308 5 years View

By topic

Financials

Financial year
2025
Turnover
€317,781
Profit
€12,308
Solvency
38.8%
Go to Financials

Timeline

Events
10
Since
2022
Next accounts
by 31-07-2027
  1. 01-10-2025Annual accounts filed
  2. 01-10-2025Annual accounts filed
  3. 31-12-2024Highest result from 2021 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
12-03-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
“Vervoer van vloeistoffen met vrachtwagens; Vervoer via pijpleidingen; Detailhandel in…” (deed in Dutch)
Go to Articles of association

Key facts about E&A SERVICE

What is the company number of E&A SERVICE?
0745.366.014. In Belgium the VAT number is the company number with BE in front: BE 0745.366.014.
Where is E&A SERVICE based?
The registered office is at Mispadstraat 120, 3600 Genk.Company details
What does E&A SERVICE do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of E&A SERVICE?
Private limited company (BV).
When was E&A SERVICE founded?
On 12-03-2020.
Is E&A SERVICE still active?
Yes, E&A SERVICE is an active enterprise in the KBO register.
How many employees does E&A SERVICE have?
On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of E&A SERVICE?
€317,781 in financial year 2025, according to the filed annual accounts.
Is E&A SERVICE profitable?
In financial year 2025, E&A SERVICE made a profit of €12,308.
Where can I find the annual accounts of E&A SERVICE?
E&A SERVICE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of E&A SERVICE due?
By 31-07-2027, for financial year 2026.Timeline

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