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TAMAA

Active
Private limited companyfounded 20206 yrs activeWaterrad 1, 9860 Oosterzele, BelgiumKBO/BCE: BE 0743.829.058
Summary

TAMAA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For TAMAA, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €88,385 and a net result of €7,859. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 9872 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 332 days later.
NBB · 4 filings
Position against the passed deadline
31-03-2025 close31-10-2025 deadline28-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 24-10-2024, 7 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
7 d early
2023
2 d early
2022
3 d late
2021
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 February 2020, TAMAA was incorporated as a Private limited company.1 Total assets went from EUR 83,658 in 2021 to EUR 239,948 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€88,385▲ 9.8%
2023 · €80,526
Net result
€7,859▼ 21.9%
2023 · €10,059
Total assets
€239,948▲ 71.6%
2023 · €139,795
Solvency
36.8%▼ 20.8pp
2023 · 57.6%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result€76,973-€11,318▼ 85.3%€12,266▲ 8.4%€5,447▼ 55.6%
Net result€60,914within the sector's middle half-€8,653within the sector's middle half▼ 85.8%€10,059within the sector's middle half▲ 16.2%€7,859within the sector's middle half▼ 21.9%
Equity€62,614within the sector's middle half-€70,467within the sector's middle half▲ 12.5%€80,526within the sector's middle half▲ 14.3%€88,385within the sector's middle half▲ 9.8%
Total assets€83,658below the sector's middle half-€88,918below the sector's middle half▲ 6.3%€139,795within the sector's middle half▲ 57.2%€239,948within the sector's middle half▲ 71.6%
Debt€21,045-€18,451▼ 12.3%€59,270▲ 221%€151,563▲ 156%
Working capital€47,798within the sector's middle half-€56,445within the sector's middle half▲ 18.1%€70,078within the sector's middle half▲ 24.2%€80,792within the sector's middle half▲ 15.3%
Solvency74.8%within the sector's middle half-79.2%above the sector's middle half▲ 4.4pp57.6%within the sector's middle half▼ 21.6pp36.8%within the sector's middle half▼ 20.8pp
Current ratio3.28within the sector's middle half-4.06above the sector's middle half▲ 0.782.18within the sector's middle half▼ 1.881.53within the sector's middle half▼ 0.65
Return on assets (ROA)72.8%above the sector's middle half-9.7%within the sector's middle half▼ 63.1pp7.2%within the sector's middle half▼ 2.5pp3.3%within the sector's middle half▼ 3.9pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €76,973€76,973Net result 2021: €60,914€60,914Operating result 2022: €11,318€11,318Net result 2022: €8,653€8,653Operating result 2023: €12,266€12,266Net result 2023: €10,059€10,059Operating result 2024: €5,447€5,447Net result 2024: €7,859€7,8592021202220232024€0€5,000€10,000Operating result 2022: €11,318€11,300Net result 2022: €8,653€8,650Operating result 2023: €12,266€12,300Net result 2023: €10,059€10,100Operating result 2024: €5,447€5,450Net result 2024: €7,859€7,860202220232024
The operating result falls in 2024; 2024 is 56% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €239,948
Fixed assets €7,592 ▼ 27.3%
Current assets €232,356 ▲ 79.6%
Equity and liabilities €239,948
Equity €88,385 ▲ 9.8%
Debt €151,563 ▲ 156%
Debt's share of the balance-sheet total rises from 42.4% to 63.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
ROE
8.9%▼
2023 · 12.5%
Debt ≤ 1 year
€151,563▲
2023 · €59,270
Income taxes
€2,578▼
2023 · €4,396
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€139,795€239,948▲
Fixed assets21/28€10,447€7,592▼
Tangible fixed assets22/27€10,267€7,412▼
Furniture and vehicles24€8,367€5,512▼
Other tangible fixed assets26€1,900€1,900=
Financial fixed assets28€180€180=
Current assets29/58€129,348€232,356▲
Amounts receivable after more than one year29€125,000€125,000=
Other amounts receivable291€125,000€125,000=
Amounts receivable within one year40/41-€99,123
Trade receivables40-€114
Other amounts receivable41-€99,010
Cash at bank and in hand54/58€9€742▲
Deferred charges and accrued income490/1€4,339€7,490▲
Equity and liabilities
Total equity and liabilities10/49€139,795€239,948▲
Equity10/15€80,526€88,385▲
Contributions10/11€2,500€2,500=
Reserves13€78,026€85,885▲
Distributable reserves133€78,026€85,885▲
Amounts payable17/49€59,270€151,563▲
Amounts payable within one year42/48€59,270€151,563▲
Current portion of amounts payable after more than one year42€6,250€53,156▲
Trade debts44€2,891€6,777▲
Suppliers440/4€2,891€6,777▲
Taxes, remuneration and social security45€14,582€6,631▼
Taxes450/3€14,582€6,631▼
Other amounts payable47/48€35,547€85,000▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,575€2,855▼
Other operating charges640/8€122€132▲
Gross operating margin9900€15,963€8,434▼
Operating profit (loss)9901€12,266€5,447▼
Financial income75/76B€3,750€6,712▲
Recurring financial income75€3,750€6,712▲
Financial charges65/66B€1,561€1,722▲
Recurring financial charges65€1,561€1,722▲
Profit (loss) for the period before taxes9903€14,455€10,437▼
Income taxes67/77€4,396€2,578▼
Profit (loss) for the period9904€10,059€7,859▼
Profit (loss) for the period to be appropriated9905€10,059€7,859▼
Appropriation of the result
Profit (loss) to be appropriated9906€10,059€7,859▼
Transfer to equity691/2€10,059€7,859▼
To other reserves6921€10,059€7,859▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,221€3,476€3,575€2,855▼ 20.1%
Other operating charges640/8--€122€132▲ 8.1%
Gross operating margin9900€79,194€14,794€15,963€8,434▼ 47.2%
Operating profit (loss)9901€76,973€11,318€12,266€5,447▼ 55.6%
Financial income75/76B-€1,650€3,750€6,712▲ 79.0%
Recurring financial income75€688€1,650€3,750€6,712▲ 79.0%
Financial charges65/66B-€1,048€1,561€1,722▲ 10.3%
Recurring financial charges65€782€1,048€1,561€1,722▲ 10.3%
Profit (loss) for the period before taxes9903€76,879€11,921€14,455€10,437▼ 27.8%
Income taxes67/77€15,965€3,267€4,396€2,578▼ 41.3%
Profit (loss) for the period9904€60,914€8,653€10,059€7,859▼ 21.9%
Profit (loss) for the period to be appropriated9905€60,914€8,653€10,059€7,859▼ 21.9%
Line2021202220232024Change
Assets
Total assets20/58€83,658€88,918€139,795€239,948▲ 71.6%
Fixed assets21/28€14,916€14,022€10,447€7,592▼ 27.3%
Tangible fixed assets22/27€14,736€13,842€10,267€7,412▼ 27.8%
Plant, machinery and equipment23-€720---
Furniture and vehicles24-€11,222€8,367€5,512▼ 34.1%
Other tangible fixed assets26-€1,900€1,900€1,900=
Financial fixed assets28€180€180€180€180=
Current assets29/58€68,742€74,895€129,348€232,356▲ 79.6%
Amounts receivable after more than one year29-€55,000€125,000€125,000=
Other amounts receivable291-€55,000€125,000€125,000=
Amounts receivable within one year40/41€1,089€11,001-€99,123-
Trade receivables40-€11,001-€114-
Other amounts receivable41---€99,010-
Cash at bank and in hand54/58€8,531€4,336€9€742▲ 7,893%
Deferred charges and accrued income490/1-€4,558€4,339€7,490▲ 72.6%
Equity and liabilities
Total equity and liabilities10/49€83,658€88,918€139,795€239,948▲ 71.6%
Equity10/15€62,614€70,467€80,526€88,385▲ 9.8%
Contributions10/11-€2,500€2,500€2,500=
Reserves13€60,114€67,967€78,026€85,885▲ 10.1%
Distributable reserves133-€67,967€78,026€85,885▲ 10.1%
Amounts payable17/49€21,045€18,451€59,270€151,563▲ 156%
Amounts payable within one year42/48€20,945€18,451€59,270€151,563▲ 156%
Current portion of amounts payable after more than one year42--€6,250€53,156▲ 750%
Trade debts44€671€10,582€2,891€6,777▲ 134%
Suppliers440/4-€10,582€2,891€6,777▲ 134%
Taxes, remuneration and social security45-€6,575€14,582€6,631▼ 54.5%
Taxes450/3-€6,575€14,582€6,631▼ 54.5%
Other amounts payable47/48-€1,295€35,547€85,000▲ 139%
Line2021202220232024Change
Profit (loss) for the period9904€60,914€8,653€10,059€7,859▼ 21.9%
+ Depreciation and write-downs630€2,221€3,476€3,575€2,855▼ 20.1%
Operating cash flow (approximation)€63,135€12,129€13,633€10,714▼ 21.4%
Investment in fixed assets (approximation)--€2,582€0€0-
Change in cash--€4,195-€4,327€732▲ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
24-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet €7,859 ▼21.9%
Net result drops to €7,859, the lowest in the series.
2023
29-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
03-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
2,794 m²
Building footprint
160 m²
Volume, LiDAR
924 m³
Parcel 44007B0538/00L000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
TAMAA
Waterrad 1, 9860 OosterzeleHoldings
since 20202.300.506.042
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44007B0538/00L000 Flanders 2,794 m² 1 · 160 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,023 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-02-2020
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0743829058
Also 9925:BE0743829058
Registered 11-08-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.