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Yanali

Active
Private limited companyfounded 200818 yrs activeDriekruisenstraat 94, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0898.289.383
Summary

The computed 12-month bankruptcy probability of Yanali is 1.5% (moderate). The 2024 annual accounts show equity of €106,278 and a net result of €32,033. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 18934 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability80=
Solvency54▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.79 in 2023; short-term debt: 17.2% and cash: 16.6% of total assets), and 70.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
29.1%
Return on assets
8.8%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
25 d late
2023
30 d early
2022
34 d early
2021
31 d early
2020
33 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 June 2008, Yanali was incorporated.1 Total assets went from EUR 420,681 in 2018 to EUR 365,120 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€106,278▲ 43.1%
2023 · €74,245
Total assets
€365,120▲ 7.6%
2023 · €339,259
Net result
€32,033▲ 5.7%
2023 · €30,304
Working capital
-€320▲ 97.1%
2023 · -€11,149
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€27,769▲ 2.0%-€32,535€51,856€52,745▲ 1.7%€56,422▲ 7.0%
Net result€14,337within the sector's middle half▼ 9.2%-€47,463below the sector's middle half€42,002above the sector's middle half€30,304above the sector's middle half▼ 27.9%€32,033above the sector's middle half▲ 5.7%
Equity€49,402within the sector's middle half▲ 9.6%€1,939within the sector's middle half▼ 96.1%€43,941within the sector's middle half▲ 2,166%€74,245within the sector's middle half▲ 69.0%€106,278above the sector's middle half▲ 43.1%
Total assets€401,336within the sector's middle half▼ 2.9%€338,093above the sector's middle half▼ 15.8%€337,487above the sector's middle half▼ 0.2%€339,259above the sector's middle half▲ 0.5%€365,120above the sector's middle half▲ 7.6%
Debt€351,934▼ 4.4%€336,154▼ 4.5%€293,546▼ 12.7%€265,014▼ 9.7%€258,842▼ 2.3%
Working capital-€29,226within the sector's middle half▼ 29.6%-€69,039below the sector's middle half▼ 136%-€37,020below the sector's middle half▲ 46.4%-€11,149within the sector's middle half▲ 69.9%-€320within the sector's middle half▲ 97.1%
Solvency12.3%within the sector's middle half▲ 1.4pp0.6%within the sector's middle half▼ 11.7pp13.0%within the sector's middle half▲ 12.4pp21.9%within the sector's middle half▲ 8.9pp29.1%within the sector's middle half▲ 7.2pp
Current ratio0.62within the sector's middle half▼ 0.060.24below the sector's middle half▼ 0.380.43below the sector's middle half▲ 0.180.79within the sector's middle half▲ 0.360.99within the sector's middle half▲ 0.21
Return on assets (ROA)3.6%within the sector's middle half▼ 0.2pp-14.0%below the sector's middle half▼ 17.6pp12.4%within the sector's middle half▲ 26.5pp8.9%within the sector's middle half▼ 3.5pp8.8%within the sector's middle half▼ 0.2pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000Operating result 2020: €27,769€27,769Net result 2020: €14,337€14,337Operating result 2021: -€32,535-€32,535Net result 2021: -€47,463-€47,463Operating result 2022: €51,856€51,856Net result 2022: €42,002€42,002Operating result 2023: €52,745€52,745Net result 2023: €30,304€30,304Operating result 2024: €56,422€56,422Net result 2024: €32,033€32,03320202021202220232024€0€20,000€40,000€60,000Operating result 2022: €51,856€51,900Net result 2022: €42,002€42,000Operating result 2023: €52,745€52,700Net result 2023: €30,304€30,300Operating result 2024: €56,422€56,400Net result 2024: €32,033€32,000202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €365,120
Fixed assets €302,593 ▲ 1.5%
Current assets €62,527 ▲ 52.2%
Equity and liabilities €365,120
Equity €106,278 ▲ 43.1%
Debt €258,842 ▼ 2.3%
Debt's share of the balance-sheet total falls from 78.1% to 70.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€66,115▲
2023 · €65,521
Cash flow
€41,725▼
2023 · €43,080
Debt to equity
2.44▼
2023 · 3.57
ROE
30.1%▼
2023 · 40.8%
Interest coverage
9.11▲
2023 · 6.68
Debt ≤ 1 year
€62,847▲
2023 · €52,237
Debt > 1 year
€195,995▼
2023 · €212,736
Income taxes
€17,130▲
2023 · €12,637
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€339,259€365,120▲
Formation expenses20€0€0=
Fixed assets21/28€298,172€302,593▲
Tangible fixed assets22/27€298,172€302,593▲
Land and buildings22€296,415€288,002▼
Plant, machinery and equipment23€583€298▼
Furniture and vehicles24€1,173€14,293▲
Current assets29/58€41,087€62,527▲
Amounts receivable within one year40/41€8,304€180▼
Trade receivables40€8,304€180▼
Cash at bank and in hand54/58€32,273€60,463▲
Deferred charges and accrued income490/1€510€1,884▲
Equity and liabilities
Total equity and liabilities10/49€339,259€365,120▲
Equity10/15€74,245€106,278▲
Contributions10/11€6,200€6,200=
Reserves13€68,045€100,078▲
Distributable reserves133€68,045€100,078▲
Amounts payable17/49€265,014€258,842▼
Amounts payable after more than one year17€212,736€195,995▼
Financial debts170/4€212,736€195,995▼
Amounts payable within one year42/48€52,237€62,847▲
Current portion of amounts payable after more than one year42€16,395€16,741▲
Trade debts44€2,552€3,582▲
Suppliers440/4€2,552€3,582▲
Taxes, remuneration and social security45€17,086€29,682▲
Taxes450/3€17,086€29,682▲
Other amounts payable47/48€16,203€12,842▼
Accrued charges and deferred income492/3€41-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,776€9,692▼
Other operating charges640/8€1,534€1,500▼
Gross operating margin9900€67,055€67,615▲
Operating profit (loss)9901€52,745€56,422▲
Financial charges65/66B€9,804€7,259▼
Recurring financial charges65€9,804€7,259▼
Profit (loss) for the period before taxes9903€42,941€49,163▲
Income taxes67/77€12,637€17,130▲
Profit (loss) for the period9904€30,304€32,033▲
Profit (loss) for the period to be appropriated9905€30,304€32,033▲
Appropriation of the result
Profit (loss) to be appropriated9906€26,703€32,033▲
Profit (loss) brought forward from the previous period14P-€3,601-
Transfer to equity691/2€26,703€32,033▲
To other reserves6921€26,703€32,033▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,126€9,147€12,389€12,776€9,692▼ 24.1%
Other operating charges640/8-€3,134€1,332€1,534€1,500▼ 2.2%
Non-recurring operating charges66A-€60,342----
Gross operating margin9900€46,535€40,088€65,578€67,055€67,615▲ 0.8%
Operating profit (loss)9901€27,769-€32,535€51,856€52,745€56,422▲ 7.0%
Financial income75/76B-€1----
Recurring financial income75€3,349€1----
Financial charges65/66B-€14,928€9,817€9,804€7,259▼ 26.0%
Recurring financial charges65€8,346€14,928€9,817€9,804€7,259▼ 26.0%
Profit (loss) for the period before taxes9903€22,772-€47,463€42,039€42,941€49,163▲ 14.5%
Income taxes67/77€8,434-€38€12,637€17,130▲ 35.6%
Profit (loss) for the period9904€14,337-€47,463€42,002€30,304€32,033▲ 5.7%
Profit (loss) for the period to be appropriated9905€14,337-€47,463€42,002€30,304€32,033▲ 5.7%
Line20202021202220232024Change
Assets
Total assets20/58€401,336€338,093€337,487€339,259€365,120▲ 7.6%
Formation expenses20---€0€0-
Fixed assets21/28€353,785€316,188€310,092€298,172€302,593▲ 1.5%
Tangible fixed assets22/27€353,785€316,188€310,092€298,172€302,593▲ 1.5%
Land and buildings22-€306,835€304,829€296,415€288,002▼ 2.8%
Plant, machinery and equipment23---€583€298▼ 48.9%
Furniture and vehicles24-€9,353€5,263€1,173€14,293▲ 1,118%
Current assets29/58€47,550€21,905€27,395€41,087€62,527▲ 52.2%
Amounts receivable within one year40/41€37,243€10,223-€8,304€180▼ 97.8%
Trade receivables40-€9,325-€8,304€180▼ 97.8%
Other amounts receivable41-€899----
Cash at bank and in hand54/58€8,921€11,545€25,763€32,273€60,463▲ 87.3%
Deferred charges and accrued income490/1-€136€1,632€510€1,884▲ 269%
Equity and liabilities
Total equity and liabilities10/49€401,336€338,093€337,487€339,259€365,120▲ 7.6%
Equity10/15€49,402€1,939€43,941€74,245€106,278▲ 43.1%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€43,202€41,342€41,342€68,045€100,078▲ 47.1%
Distributable reserves133-€41,342€41,342€68,045€100,078▲ 47.1%
Profit (loss) carried forward14-€6,568-€45,603-€3,601---
Amounts payable17/49€351,934€336,154€293,546€265,014€258,842▼ 2.3%
Amounts payable after more than one year17€275,157€245,210€229,131€212,736€195,995▼ 7.9%
Financial debts170/4-€245,210€229,131€212,736€195,995▼ 7.9%
Amounts payable within one year42/48€76,777€90,943€64,415€52,237€62,847▲ 20.3%
Current portion of amounts payable after more than one year42-€15,759€16,080€16,395€16,741▲ 2.1%
Financial debts43-€45,000€26,000---
Credit institutions430/8-€45,000€26,000---
Trade debts44€809€3,809€3,503€2,552€3,582▲ 40.4%
Suppliers440/4-€3,809€3,503€2,552€3,582▲ 40.4%
Taxes, remuneration and social security45-€8,391€1,736€17,086€29,682▲ 73.7%
Taxes450/3-€8,391€1,736€17,086€29,682▲ 73.7%
Other amounts payable47/48-€17,984€17,097€16,203€12,842▼ 20.7%
Accrued charges and deferred income492/3---€41--
Line20202021202220232024Change
Profit (loss) for the period9904€14,337-€47,463€42,002€30,304€32,033▲ 5.7%
+ Depreciation and write-downs630€15,126€9,147€12,389€12,776€9,692▼ 24.1%
Operating cash flow (approximation)€29,463-€38,316€54,391€43,080€41,725▼ 3.1%
Investment in fixed assets (approximation)-€28,450-€6,293-€856-€14,114▼ 1,549%
Change in cash-€2,625€14,218€6,510€28,190▲ 333%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial Equity above €100,000Eq €106,278 ▲43.1%
3 profitable years in a row build equity to €106,278.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €42,002
Net result €42,002 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€47,463
Net result drops to -€47,463, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €15,785
Net result €15,785 after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,958 m²
Building footprint
112 m²
Volume, LiDAR
4 m³
Parcel 73347A0394/00M000, Flanders · tallest building 0.5 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Yanali
Driekruisenstraat 94, 3700 Tongeren-BorgloonBusiness consulting
since 20082.176.711.375
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73347A0394/00M000 Flanders 1,958 m² 1 · 112 m² 0.5 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. 7,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
43341Painting of buildings
43910Bricklaying and masonry work
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0898289383
Also 9925:BE0898289383
Registered 25-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.