Rob & CO

Active

Private limited companyfounded 200818 yrs activeMieregemstraat 70, 1785 Merchtem, BelgiumKBO/BCE: BE 0898.963.237

Rob & CO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €235k and a net result of €21k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 18938 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Watch Print / PDF

Checked score

Score 2024

94 / 100

Excellent▲ +8 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability45▲+17

Solvency100▲+1

Growth52=

Stability100

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €22k at 30 days acceptable

Liquidity ample (current ratio 2.5 against 2.0 in 2023), and 31.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-04-2025, 94 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

94 d early

2023

21 d early

2022

80 d early

2021

58 d late

2020

16 d early

2019

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€235k▲ 9.8%

2023 · €214k

2018: €143k 2019: €153k 2020: €162k 2021: €134k 2022: €202k 2023: €214k

2018 → 2024

Total assets

€343k▼ 2.0%

2023 · €349k

2018: €381k 2019: €378k 2020: €341k 2021: €325k 2022: €370k 2023: €349k

2018 → 2024

Net result

€21k▲ 74.5%

2023 · €12k

2018: €27k 2019: €10k 2020: €9k 2021: €243 2022: €68k 2023: €12k

2018 → 2024

Working capital

€71k▲ 31.3%

2023 · €54k

2018: €33k 2019: €30k 2020: €13k 2021: €-10k 2022: €59k 2023: €54k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€162k-€134k▼ 17.2%€202k▲ 50.4%€214k▲ 6.0%€235k▲ 9.8%

Operating result€12k-€1k▼ 91.8%€92k▲ 8,933%€25k▼ 72.5%€45k▲ 77.7%

Net result€9k-€243▼ 97.3%€68k▲ 27,720%€12k▼ 82.2%€21k▲ 74.5%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 78% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €343k

65.4%

34.6%

Fixed assets €224k▼ 7.1%

Current assets €119k▲ 9.6%

Equity and liabilities €343k

68.5%

31.5%

Equity €235k▲ 9.8%

Debt €108k▼ 20.5%

The debt ratio falls from 38.9% to 31.5%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€68k▲

2023 · €47k

Cash flow

€44k▲

2023 · €34k

Solvency

68.5%▲

2023 · 61.1%

Current ratio

2.50▲

2023 · 2.00

Quick ratio

2.28▲

2023 · 1.79

Debt / equity

0.46▼

2023 · 0.64

ROE

8.9%▲

2023 · 5.6%

ROA

6.1%▲

2023 · 3.4%

Interest coverage

11.23▲

2023 · 5.99

Debt

€108k▼

2023 · €136k

Debt ≤ 1 year

€48k▼

2023 · €54k

Debt > 1 year

€60k▼

2023 · €82k

Income taxes

€18k▲

2023 · €7k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€349k€343k▼

Fixed assets21/28€241k€224k▼

Tangible fixed assets22/27€241k€223k▼

Land and buildings22€193k€185k▼

Plant, machinery and equipment23€4k€3k▼

Furniture and vehicles24€13k€7k▼

Other tangible fixed assets26€31k€28k▼

Financial fixed assets28€445€445=

Current assets29/58€108k€119k▲

Stocks and contracts in progress3€12k€10k▼

Stocks30/36€12k€10k▼

Amounts receivable within one year40/41€17k€32k▲

Other amounts receivable41€17k€32k▲

Cash at bank and in hand54/58€79k€76k▼

Equity and liabilities

Total equity and liabilities10/49€349k€343k▼

Equity10/15€214k€235k▲

Contributions10/11€19k€19k=

Reserves13€190k€211k▲

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Tax-exempt reserves132€9k€9k=

Distributable reserves133€180k€200k▲

Profit (loss) carried forward14€5k€5k▲

Amounts payable17/49€136k€108k▼

Amounts payable after more than one year17€82k€60k▼

Financial debts170/4€82k€60k▼

Amounts payable within one year42/48€54k€48k▼

Current portion of amounts payable after more than one year42€21k€21k▲

Trade debts44€184€3k▲

Suppliers440/4€184€3k▲

Taxes, remuneration and social security45€33k€7k▼

Taxes450/3€27k€7k▼

Remuneration and social security454/9€7k€0▼

Other amounts payable47/48-€16k

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲

Other operating charges640/8€3k€3k▲

Gross operating margin9900€50k€70k▲

Operating profit (loss)9901€25k€45k▲

Financial income75/76B€1k€4▼

Recurring financial income75€1k€4▼

Financial charges65/66B€8k€6k▼

Recurring financial charges65€8k€6k▼

Profit (loss) for the period before taxes9903€19k€39k▲

Income taxes67/77€7k€18k▲

Profit (loss) for the period9904€12k€21k▲

Profit (loss) for the period to be appropriated9905€12k€21k▲

Appropriation of the result

Profit (loss) to be appropriated9906€17k€26k▲

Profit (loss) brought forward from the previous period14P€5k€5k▲

Transfer to equity691/2€12k€21k▲

To other reserves6921€12k€21k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

2025

28-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

10-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

12-05

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-12

Financial Highest result since 2018net €68k ▲27720%

Operating result €92k, net result €68k, both a record.

31-12

Financial Liquidity doublescurrent ratio 1.89

Current ratio from 0.86 to 1.89.

31-12

Financial Equity above €200kEq €202k ▲50.4%

5 profitable years in a row build equity to €202k.

27-09

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 58 days late

2021

31-12

Financial Weakest financial yearnet €243 ▼97.3%

Net result drops to €243, the lowest in the series; recovery starts the following year.

15-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

29-07

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

31-12

Financial Equity above €150kEq €153k ▲7.2%

2 profitable years in a row build equity to €153k.

31-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

29-07

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

30-09

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 61 days late

2016

25-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 25 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Merchtem · 1 establishment unit since 2008

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mieregemstraat 701785 Merchtem

Ground area

567 m²

Building footprint

268 m²

Volume, LiDAR

1,766 m³

Parcel 23602K0143/00N002, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

ROB & CO

Mieregemstraat 70, 1785 MerchtemLimited-service restaurants

since 20082.171.810.895

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23602K0143/00N002	Flanders	567 m²	1 · 268 m²	12.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 6,252 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-07-2008

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.