YAMATO CITY
ActiveThe computed 12-month bankruptcy probability of YAMATO CITY is 1.6% (moderate). The 2024 annual accounts show equity of €25k and a net result of €10k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 18939 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+88
Solvency66▲+11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.35 in 2023; short-term debt: 59.5% and cash: 88.1% of total assets), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.5%
Return on assets
15.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
2 d late
2022
13 d early
2021
4 d late
2020
23 d late
2019
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k
2023 · €-8k
2018: €5k
2019: €4k
2020: €36k
2021: €23k
2022: €-32k
2023: €-8k
2018 → 2024
Working capital
€25k▲ 91.3%
2023 · €13k
2018: €-21k
2019: €-13k
2020: €27k
2021: €55k
2022: €20k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€56k▲ 68.2%€23k▼ 58.0%€16k▼ 33.4%€25k▲ 62.1%
Operating result€37k-€24k▼ 35.0%€-21k€-15k▲ 31.4%€11k
Net result€36k-€23k▼ 37.0%€-32k€-8k▲ 75.8%€10k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €15k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62k
Fixed assets
€525▼ 80.2%
Current assets
€62k▲ 24.8%
Equity and liabilities €62k
Equity
€25k▲ 62.1%
Debt
€37k▲ 1.3%
The debt ratio falls from 70.1% to 59.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2023 · €-14k
Cash flow
€11k▲
2023 · €-7k
Solvency
40.5%▲
2023 · 29.9%
Current ratio
1.67▲
2023 · 1.35
Quick ratio
1.49▲
2023 · 1.16
Debt / equity
1.47▼
2023 · 2.35
ROE
38.3%▲
2023 · -50.2%
ROA
15.5%▲
2023 · -15.0%
Interest coverage
10.10▲
2023 · -12.12
Debt
€37k▲
2023 · €37k
Debt ≤ 1 year
€37k▲
2023 · €37k
Staff costs
€1k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€52k€62k▲
Fixed assets21/28€3k€525▼
Tangible fixed assets22/27€400€525▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€400€525▲
Financial fixed assets28€2k€0▼
Current assets29/58€49k€62k▲
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€111€246▲
Other amounts receivable41€111€246▲
Cash at bank and in hand54/58€42k€55k▲
Equity and liabilities
Total equity and liabilities10/49€52k€62k▲
Equity10/15€16k€25k▲
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-5k€5k▲
Amounts payable17/49€37k€37k▲
Amounts payable within one year42/48€37k€37k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€541€284▼
Taxes450/3€541€284▼
Other amounts payable47/48€34k€31k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€471€925▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-11k€14k▲
Operating profit (loss)9901€-15k€11k▲
Financial income75/76B-€54
Recurring financial income75-€54
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-16k€10k▲
Income taxes67/77€-8k-
Profit (loss) for the period9904€-8k€10k▲
Profit (loss) for the period to be appropriated9905€-8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€5k▲
Profit (loss) brought forward from the previous period14P€3k€-5k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-32k ▼243%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €36k ▲723%
Operating result €37k, net result €36k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.67
Current ratio from 0.63 to 1.67.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gospertstrasse 694700 Eupen1 establishment unit
YAMATO
since 20032.132.244.397
Recognitions · licences · registrations
Food safety, FASFC
1 siteEupen2.132.244.397
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ARAX
BE 0754.488.962
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M&VB
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2003
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.