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Yajumar

Active Private limited companyfounded 2019active for 7 yearsLar 50, 8930 MenenKBO/BCE: BE 0733.868.841
Yajumar
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Overview

Lifetime

5 annual accounts with figures on one time axis
peak €286,095 (2022)
€250,861▲ 28.4%
peak €154,762 (2022)
€74,239▲ 166%
peak €434,350 (2025)
€434,350▲ 20.6%
€901,304▼ 6.4%
Board1 name since 2019
1 directorTALPE Nick
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €195,428 to €250,861Result from €27,922 to €74,239Equity from €360,111 to €434,350

Key points

from the 2025 annual accounts

Equity

€434,350 ▲ 20.6%

Yajumar has made a profit in every financial year since 2021.

Turnover

≈ €360,000 estimated

The micro format states no turnover.

Position in the sector

€434,350

More equity than 86% of companies in head offices and management consultancy. Sector median €78,242 · 39,374 companies.

Checked score

89
Excellent
Financially stronger than 40% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024highest value 02-2025: 0.1%▼ -0.2 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

58+6equity 32.5% of total assets
41-4short-term debt 24.8% · cash 0.4%
76+5return on assets 5.6%

Score breakdown

raises risk
Liquidity: current ratio 0.08, cash €5,634
lowers risk
Size: total assets €1.3m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 30-01-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 32% of them on solvency, 21% on liquidity, 41% on profitability and 67% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as Yajumar has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Yajumar itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for Yajumar. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.08 (0.17 in 2024), below 1. Short-term debt is 24.8% and cash 0.4% of total assets. 67.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.08, cash €5,634
NBB · annual accounts
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 30-01-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
2 days early
2024
on the day
2023
1 day early
2022
1 day early
2021
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 1 day before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TN
TALPE Nick
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0733868841
New establishment in Wevelgem Ter Poperenweg 2
General meeting · Director reappointment Gazette deed
General meeting · Director resignation Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
Yajumar Menen €1.3m €250,861 32.5% -
De Kassei Consulting Ingelmunster €1.3m €292,939 46.0% -
DIERENARTS ANN VERHAMME Zwevegem €1.3m €220,566 30.4% -
Vifique Damme €1.2m €234,705 84.1% 1
12ten Bruges €1.2m €298,254 97.0% -
Yellow-HR Temse €1.3m €245,450 29.0% -
DCT-Consulting Kalmthout €1.4m €247,762 60.1% 0

These companies have the same main activity as Yajumar: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.2m and €1.4m, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 10-09-2019Normal situation
Activity
Business and other management consultancyNACE 70200and 7 others
Establishment units
2.294.330.5088930 Menen, since 10-09-2019
2.359.267.7518560 Wevelgem, since 01-05-2024
Financial year end
30 June
Peppol
Reachable since 06-06-2025
Company details

Annual accounts to 30-06-2025

€250,861▲ 28.4%
€74,239▲ 166%
€434,350▲ 20.6%
€1.3m▲ 1.0%
Filing
Filed on 29-01-2026, 2 days before the end of the filing period
Financials

Insights on Yajumar

Yajumar files the micro format. That format states no turnover. The gross margin fell from €266,156 in 2021 to €250,861 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-01-2026, 2 days before the deadline
€250,861
▲ 28.4%
€140,730
▲ 81.1%
€74,239
▲ 166%
-€303,104
▼ €84,439
32.5%
▲ 5.3 percentage points
0.08
▼ 0.09

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €360,000. Estimated: probably between €300,000 and €630,000.

Balance sheet

balance sheet total €1.3m on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

32.5%

Higher than 32% of 39,342 companies in 2025.

0.08

Lower than 95% of 38,027 companies in 2025.

5.6%

Higher than 33% of 38,499 companies in 2025.

Yajumar Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 1.3m1.3m1.4m1.2m1.0m
21/28 1.3m1.3m1.3m1.1m925,769
22/27 1.3m1.3m1.3m1.1m925,769
22 1.2m1.2m1.2m1.0m923,060
23 53,60429,0064,771--
24 79,31993,336119,58987,2852,709
29/58 28,15146,03640,026121,196104,920
40/41 15,86131,71418,9305,68713,443
40 7,6675,9783,8292,39112,987
41 8,19425,73715,1013,296456
54/58 5,6348,04312,783107,20687,248
490/1 6,6566,2788,3148,3034,229
Balance sheet: equity and liabilities
10/49 1.3m1.3m1.4m1.2m1.0m
10/15 434,350360,111332,189315,165120,085
10/11 20,00020,00020,00020,00020,000
12 40,31740,31740,31740,317-
13 374,032299,793271,872254,847100,085
133 374,032299,793271,872254,847100,085
17/49 901,304962,5271.0m904,206910,603
17 564,382694,706823,986697,716724,627
170/4 564,382694,706823,986697,716724,627
42/48 331,256264,701203,008199,577184,571
42 130,324129,280128,231100,22583,274
43 33,40750,000---
430/8 33,40750,000---
44 21,59516,28643,1467,91734,663
440/4 21,59516,28643,1467,91734,663
45 7,42436,26318,82775,95347,045
450/3 7,42436,26318,82775,95347,045
47/48 138,50532,87112,80515,48119,588
492/3 5,6663,1201,5316,9131,405
Income statement
9900 250,861195,428128,529286,095266,156
630 104,146110,43980,45544,791109,639
640/8 5,9847,2776,3299,3042,970
9901 140,73077,71241,745232,000153,548
75/76B 3,0591,4805671,374-
75 6591,4805671,374-
76B 2,400----
65/66B 27,94820,45514,8068,80910,167
65 27,94820,45514,8068,80910,167
9903 115,84258,73827,506224,565143,381
67/77 41,60330,81610,48269,80343,295
9904 74,23927,92217,024154,762100,085
9905 74,23927,92217,024154,762100,085
Appropriation of the result
9906 74,23927,92217,024154,762100,085
691/2 74,23927,92217,024154,762100,085
6921 74,23927,92217,024154,762100,085
Document PDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 29-01-2026 2026-00019756 PDF
30-06-2024 micro format 31-01-2025 2025-00019083 PDF
30-06-2023 micro format 30-01-2024 2024-00012626 PDF
30-06-2022 micro format 30-01-2023 2023-00008035 PDF
30-06-2021 micro format 28-01-2022 2022-02300386 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
244,877188,152122,201276,791263,186
178,385138,36197,480199,553209,724
135,04666,353302,970176,8791.0m
-2,409-4,740-94,42319,958-
-303,104-218,665-162,982-78,380-79,651
32.5%27.2%24.4%25.8%11.7%
0.080.170.200.610.57
2.082.673.102.877.58
17.1%7.8%5.1%49.1%83.3%
5.6%2.1%1.3%12.7%9.7%
8.769.208.2531.42-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item30-06-202530-06-202430-06-202330-06-2022
€863,000€863,000€863,000€863,000
Carrying value of the mortgaged assets€1.2m€1.2m€1.2m€1.0m

Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets€135,046€66,353€302,970€176,879
€104,146€110,439€80,455€44,791

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on Yajumar

The operating result for 2025 is 81% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total falls from 72.8% to 67.5%. Equity is higher and debt is lower.

Board & ownership

Board

1 director
TALPE Nick
Director
listed in the 2025 annual accounts, filed on 29-01-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
TALPE Nick
Director
Board
Mandates as a list
  • TALPE Nick
    • Director, from 06-09-2019 to date

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€20,000
Source
2025 annual accounts

Network & group

No group

Yajumar has no parent and no holdings in its annual accounts. TALPE Nick is the only director.

Board mandates elsewhere

1 board mandate
Board mandates of YajumarYajumar sits on their board1
LARFROST
Director, Managing director · 3 locations
Founded in 1999 · 11 FTE (2025)

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

14 events since 2019

Deadline for the 2026 accounts: 31-01-2027

2026
Annual accounts 2025 filed PDFmicro format · 2 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0733868841
Annual accounts 2024 filed PDFmicro format · on the deadline day
2024
New establishment in Wevelgem Ter Poperenweg 2
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
General meeting · Director reappointment PDFPermanent representative · Board meeting
Weakest financial year net €17,024 ▼89% The net result drops to €17,024, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 1 day before the deadline
2022
Highest result from 2021 to 2025 net €154,762 ▲54.6% The operating result of €232,000 and the net result of €154,762 are both a record.
Equity above €200,000 equity €315,165 ▲162% With a profit in every financial year since 2021, equity grows to €315,165.
General meeting · Director resignation PDFPermanent representative · Director appointment
Annual accounts 2021 filed PDFmicro format · 3 days before the deadline
2019
Incorporation PDFpublished on 12-09-2019
First establishment Lar 50, Menen

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 10 September 2019, Yajumar was incorporated as a private limited company.1 Total assets went from €1.0m in 2021 to €1.3m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0733.868.841
VAT number
BE 0733.868.841
Peppol ID
0208:0733868841
Legal form
Private limited company
Status
Active, normal situation
Founded
10-09-2019
Financial year
ends on 30 June
Peppol
Reachable since 06-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Yajumar in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
01110 Growing of cereals (except rice), leguminous crops and oil seeds
01130 Growing of vegetables, melons, roots and tubers
01199 Crop and animal production, hunting and related service activities
01430 Raising of horses and other equines
01620 Support activities for animal production
73300 Public relations and communication consultancy
93129 Activities of other sports clubs
Codes under NACEBEL 2008
70220 Business consulting main activity
01110 Crop and animal production, hunting and related service activities
01130 Growing of vegetables, melons, roots and tubers
01199 Crop and animal production, hunting and related service activities
01430 Crop and animal production, hunting and related service activities
01620 Support activities for animal production
70210 Activities of head offices; management consultancy activities
93129 Activities of other sports clubs

Registered office and establishments

2 establishments
Establishment Since Unit numberFASFC approval
Lar 50 registered office 8930 Menen 10-09-2019 2.294.330.508
Ter Poperenweg 2 8560 Wevelgem 01110 Growing of cereals (except rice), leguminous crops and oil seeds 01-05-2024 2.359.267.751 Farm - field crops
Market gardening
Farm - sheep and goats

Buildings and parcels at the addresses

Ground area
4,952 m²
Buildings
163 m²
Volume, LiDAR
736 m³
Tallest building
7.2 m
Buildings to scale, each on its own parcel
163 m², 7.2 m 163 m², 7.2 m

Location

registered office establishment approximate All 2 establishment units on the map

Parcels

Cadastral parcelArea Buildings Height / floors
34029C0295/00L0004,952 m² 1 · 163 m² 7.2 m · 1

Recognitions

Food safety, FASFC

1 site
Wevelgemunit number 2.359.267.751
3 permissions
Farm - field crops · since 20-06-2025
Market gardening · since 20-06-2025
Farm - sheep and goats · since 13-12-2022

Source: FAVV-AFSCA, open data, updated on 26-10-2026

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