Yajumar
ActiveYajumar has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €434k and a net result of €74k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+5
Solvency58▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.17 in 2024; short-term debt: 24.8% and cash: 0.4% of total assets), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
5.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€434k▲ 20.6%
2024 · €360k
2021: €120k
2022: €315k
2023: €332k
2024: €360k
2021 → 2025
Total assets
€1.34M▲ 1.0%
2024 · €1.32M
2021: €1.03M
2022: €1.22M
2023: €1.36M
2024: €1.32M
2021 → 2025
Net result
€74k▲ 166%
2024 · €28k
2021: €100k
2022: €155k
2023: €17k
2024: €28k
2021 → 2025
Working capital
€-303k▼ 38.6%
2024 · €-219k
2021: €-80k
2022: €-78k
2023: €-163k
2024: €-219k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€315k▲ 162%€332k▲ 5.4%€360k▲ 8.4%€434k▲ 20.6%
Operating result€154k-€232k▲ 51.1%€42k▼ 82.0%€78k▲ 86.2%€141k▲ 81.1%
Net result€100k-€155k▲ 54.6%€17k▼ 89.0%€28k▲ 64.0%€74k▲ 166%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 81% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€1.31M▲ 2.4%
Current assets
€28k▼ 38.8%
Equity and liabilities €1.34M
Equity
€434k▲ 20.6%
Debt
€901k▼ 6.4%
The debt ratio falls from 72.8% to 67.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€245k▲
2024 · €188k
Cash flow
€178k▲
2024 · €138k
Solvency
32.5%▲
2024 · 27.2%
Current ratio
0.08▼
2024 · 0.17
Quick ratio
0.08▼
2024 · 0.17
Debt / equity
2.08▼
2024 · 2.67
ROE
17.1%▲
2024 · 7.8%
ROA
5.6%▲
2024 · 2.1%
Interest coverage
8.76▼
2024 · 9.20
Debt
€901k▼
2024 · €963k
Debt ≤ 1 year
€331k▲
2024 · €265k
Debt > 1 year
€564k▼
2024 · €695k
Income taxes
€42k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.34M▲
Fixed assets21/28€1.28M€1.31M▲
Tangible fixed assets22/27€1.28M€1.31M▲
Land and buildings22€1.15M€1.17M▲
Plant, machinery and equipment23€29k€54k▲
Furniture and vehicles24€93k€79k▼
Current assets29/58€46k€28k▼
Amounts receivable within one year40/41€32k€16k▼
Trade receivables40€6k€8k▲
Other amounts receivable41€26k€8k▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.34M▲
Equity10/15€360k€434k▲
Contributions10/11€20k€20k=
Revaluation surpluses12€40k€40k=
Reserves13€300k€374k▲
Distributable reserves133€300k€374k▲
Amounts payable17/49€963k€901k▼
Amounts payable after more than one year17€695k€564k▼
Financial debts170/4€695k€564k▼
Amounts payable within one year42/48€265k€331k▲
Current portion of amounts payable after more than one year42€129k€130k▲
Financial debts43€50k€33k▼
Credit institutions430/8€50k€33k▼
Trade debts44€16k€22k▲
Suppliers440/4€16k€22k▲
Taxes, remuneration and social security45€36k€7k▼
Taxes450/3€36k€7k▼
Other amounts payable47/48€33k€139k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110k€104k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€195k€251k▲
Operating profit (loss)9901€78k€141k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€659▼
Non-recurring financial income76B-€2k
Financial charges65/66B€20k€28k▲
Recurring financial charges65€20k€28k▲
Profit (loss) for the period before taxes9903€59k€116k▲
Income taxes67/77€31k€42k▲
Profit (loss) for the period9904€28k€74k▲
Profit (loss) for the period to be appropriated9905€28k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€74k▲
Transfer to equity691/2€28k€74k▲
To other reserves6921€28k€74k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €17k ▼89%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2021net €155k ▲54.6%
Operating result €232k, net result €155k, both a record.
30-06
Financial
Equity above €200kEq €315k ▲162%
2 profitable years in a row build equity to €315k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lar 508930 MenenGround area
1.4 ha
Building footprint
2,729 m²
Volume, LiDAR
15,854 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Yajumar
since 20192.294.330.508
Yajumar
since 20242.359.267.751
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34024C0383/00N000 | Flanders | 8,898 m² | 1 · 2,567 m² | 8.8 m · 2 fl. |
| 34029C0295/00L000 | Flanders | 4,952 m² | 1 · 163 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWevelgem2.359.267.751
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01199Crop and animal production, hunting and related service activities
01430Raising of horses and other equines
01620Support activities for animal production
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
93129Activities of other sports clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.