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Generated 17-08-2026
Active BE 0780.392.912Private limited company

Y&R Partners

· 4 yrs active
Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of Y&R Partners is 19.2% (high). The 2024 annual accounts show negative equity (€-46k) and a net result of €-13k. Its solvency ranks better than 12% of 5650 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-46k
Net result €-13k
Better than sector 12%
Active 4 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health15Profitability100Solvency33Growth58Stability86
58 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 15
Profitability 100
Solvency 33
Growth 58
Stability 86
Bankruptcy probability (12 mo) Checked model v1 · free
19.2% High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Recent warning signals +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 1 signals
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags1 events
Address struck
Health barometer FY 2024 · computed
15 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 27-07-2025 with the NBB · fiscal year 2024 · micro
€-60k€-40k€-20k€0Operating result 2023: €-48k€-48kNet result 2023: €-48k€-48kOperating result 2024: €-13k€-13kNet result 2024: €-13k€-13k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -71.4% 19.3%
better than 12% of 5650 sector peers
Net result €-13k €4k
better than 19% of 5638 sector peers
Equity €-46k €14k
better than 9% of 5662 sector peers
Gross operating margin €3k €52k
better than 16% of 5624 sector peers
Staff costs €2k €49k
higher than 8% of 4088 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-153
+99.4% 23-24
Net profit
€-13k
+73.2% 23-24
Cash flow
€-44
+99.8% 23-24
Total assets
€65k
-22.1% 23-24
Equity
€-46k
-38.9% 23-24
Working capital
€-97k
+1.5% 23-24
Staff costs
€2k
-92.5% 23-24
Debt
€112k
-4.6% 23-24
Show 8 other metrics
Debt ≤ 1y
€110k
-6.0% 23-24
Current ratio
0.12
-25.0% 23-24
Quick ratio
0.12
-25.0% 23-24
Solvency
-71.4%
-78.2% 23-24
Debt / equity
-2.40
+31.3% 23-24
ROE
28.0%
-80.7% 23-24
ROA
-20.0%
+65.5% 23-24
Interest coverage
-71.68
+90.8% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-153
Net profit€-13k
Cash flow€-44
Staff costs€2k
Income taxes-
Dividends-
Total assets€65k
Equity€-46k
Debt€112k
of which ≤ 1y€110k
of which > 1y-
Working capital€-97k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.12
Quick ratio0.12
Working capital ratio-148.7%
Solvency-71.4%
Debt / equity-2.40
Long-term debt ratio-
Interest coverage-71.68
Gross margin-
Net margin-
ROA-20.0%
ROE28.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€65k
Fixed assets 21/28€52k
Tangible fixed assets 22/27€52k
Current assets 29/58€13k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€968
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€65k
Equity 10/15€-46k
Contributions / capital 10/11€15k
Accumulated profits (losses) 14€-61k
Amounts payable 17/49€112k
Amounts payable within one year 42/48€110k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€3k
Operating result 9901€-13k
Financial income 75€111
Financial charges 65€2
Result before taxes 9903€-13k
Net result for the period 9904€-13k
Result to be appropriated 9905€-13k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form Private limited company(610)
Incorporation13-01-2022
StatusActive
Postal code-
Establishment units 1 location
Y&R Partners
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
since 20222.326.388.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11012A0176/00S000 Flanders 7,155 m² 1 · 148 m² 19.0 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
23-05-2025
KBO administration Address struck
2024
29-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
04-09-2023
State Gazette act Capital & shares
Lifecycle & Insolvency Signals1 events
23-05-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-23 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
04-09-2023
Capital change
All acts · 1 updated 2 years ago
2023
04-09-2023 Transaction in capital or shares Capital & shares
Technical details 
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  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
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      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Redouan El Moukaddem",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
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      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Fathallah El Moukaddem",
          "share_class": null,
          "liberation_pct": null,
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          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
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      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-09-04",
    "filing_date": "2023-08-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "act_date": "2023-07-30",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0780.392.912",
    "name_full": "Y\u0026R Partners",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Redouan El Moukaddem",
      "role": null,
      "n_shares": 100,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Fathallah El Moukaddem",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameNL Y&R Partners
Trade nameNL Pizza Pasta Time
Registration history
  1. 23-05-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative