Y.B. CONSTRUCT
Open bankruptcySummary
A bankruptcy procedure is open for Y.B. CONSTRUCT according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €109,631 and a net result of -€3,837.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Hasselt division
- Declared bankrupt
- 6 November 2025
- Supervising judge
- Gert Engelen
- Official Gazette
- 13-11-2025 (pdf) ↗search the document for 2025/146804
Deadlines
- Provisional date payments stopped
- 6 November 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 28 November 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 6 December 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 18 December 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 6 November 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
- Tom ArtsJaarbeurslaan 19/31, 3600 Genktom.arts@moore.be
- Geert ReniersJaarbeurslaan 19/31, 3600 Genkgeert.reniers@moore.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€3,837
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
30 d late
2022
53 d late
2021
58 d late
2020
69 d late
2019
95 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 60 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
Equity
€109,631▼ 3.4%
2023 · €113,467
Total assets
€150,888▼ 16.5%
2023 · €180,644
Net result
-€3,837▲ 84.9%
2023 · -€25,426
Working capital
€84,938▲ 13.0%
2023 · €75,167
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€41,362▼ 22.9%€23,331▼ 43.6%€14,976▼ 35.8%-€20,070-€3,466▲ 82.7%
Net result€22,688within the sector's middle half▼ 52.0%€1,752below the sector's middle half▼ 92.3%€3,439within the sector's middle half▲ 96.3%-€25,426below the sector's middle half-€3,837below the sector's middle half▲ 84.9%
Equity€133,703above the sector's middle half▲ 20.4%€135,455within the sector's middle half▲ 1.3%€138,893within the sector's middle half▲ 2.5%€113,467within the sector's middle half▼ 18.3%€109,631within the sector's middle half▼ 3.4%
Total assets€288,008within the sector's middle half▲ 25.9%€246,618below the sector's middle half▼ 14.4%€221,012below the sector's middle half▼ 10.4%€180,644below the sector's middle half▼ 18.3%€150,888below the sector's middle half▼ 16.5%
Debt€154,305▲ 31.0%€111,163▼ 28.0%€82,118▼ 26.1%€67,177▼ 18.2%€41,257▼ 38.6%
Working capital€107,766above the sector's middle half▼ 0.6%€113,648within the sector's middle half▲ 5.5%€85,573within the sector's middle half▼ 24.7%€75,167within the sector's middle half▼ 12.2%€84,938within the sector's middle half▲ 13.0%
Solvency46.4%within the sector's middle half▼ 2.1pp54.9%within the sector's middle half▲ 8.5pp62.8%above the sector's middle half▲ 7.9pp62.8%above the sector's middle half=72.7%above the sector's middle half▲ 9.8pp
Current ratio1.77within the sector's middle half▼ 0.402.08within the sector's middle half▲ 0.322.04within the sector's middle half▼ 0.042.12within the sector's middle half▲ 0.083.06above the sector's middle half▲ 0.94
Return on assets (ROA)7.9%within the sector's middle half▼ 12.8pp0.7%within the sector's middle half▼ 7.2pp1.6%within the sector's middle half▲ 0.8pp-14.1%below the sector's middle half▼ 15.6pp-2.5%below the sector's middle half▲ 11.5pp
Staff (FTE)6.3within the sector's middle half4.4within the sector's middle half▼ 30.2%3.5within the sector's middle half▼ 20.5%2.8within the sector's middle half▼ 20.0%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,466 in 2024 against €20,070 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €150,888
Fixed assets
€24,693 ▼ 35.5%
Current assets
€126,195 ▼ 11.3%
Equity and liabilities €150,888
Equity
€109,631 ▼ 3.4%
Debt
€41,257 ▼ 38.6%
Debt's share of the balance-sheet total falls from 37.2% to 27.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10,141▲
2023 · -€5,049
Cash flow
€9,770▲
2023 · -€10,406
Quick ratio
3.04▲
2023 · 1.81
Debt to equity
0.38▼
2023 · 0.59
ROE
-3.5%▲
2023 · -22.4%
Interest coverage
9.22▲
2023 · -4.69
Debt ≤ 1 year
€41,257▼
2023 · €67,177
Staff costs
€111,169▼
2023 · €134,229
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €250,107 | €93,082 | €134,229 | €111,169 | ▼ 17.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,868 | €11,581 | €9,189 | €15,020 | €13,607 | ▼ 9.4% |
| Other operating charges640/8 | - | €2,817 | €984 | €2,451 | €952 | ▼ 61.1% |
| Gross operating margin9900 | €320,727 | €287,835 | €118,232 | €131,631 | €122,263 | ▼ 7.1% |
| Operating profit (loss)9901 | €41,362 | €23,331 | €14,976 | -€20,070 | -€3,466 | ▲ 82.7% |
| Financial income75/76B | - | €1,563 | €1,258 | €1,353 | €729 | ▼ 46.1% |
| Recurring financial income75 | €894 | €1,563 | €1,258 | €203 | €267 | ▲ 31.5% |
| Non-recurring financial income76B | - | - | €1,258 | €1,149 | €462 | ▼ 59.8% |
| Financial charges65/66B | - | €927 | €12,183 | €1,287 | €1,100 | ▼ 14.5% |
| Recurring financial charges65 | €2,431 | €927 | €300 | €1,078 | €1,100 | ▲ 2.1% |
| Non-recurring financial charges66B | - | - | €11,883 | €209 | - | - |
| Profit (loss) for the period before taxes9903 | €40,622 | €23,966 | €4,052 | -€20,004 | -€3,837 | ▲ 80.8% |
| Income taxes67/77 | €17,934 | €22,215 | €613 | €5,422 | - | - |
| Profit (loss) for the period9904 | €22,688 | €1,752 | €3,439 | -€25,426 | -€3,837 | ▲ 84.9% |
| Profit (loss) for the period to be appropriated9905 | €22,688 | €1,752 | €3,439 | -€25,426 | -€3,837 | ▲ 84.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €288,008 | €246,618 | €221,012 | €180,644 | €150,888 | ▼ 16.5% |
| Fixed assets21/28 | €39,596 | €28,016 | €53,320 | €38,300 | €24,693 | ▼ 35.5% |
| Tangible fixed assets22/27 | €38,696 | €27,116 | €52,420 | €37,400 | €23,793 | ▼ 36.4% |
| Plant, machinery and equipment23 | - | €5,869 | €4,414 | €2,161 | €707 | ▼ 67.3% |
| Furniture and vehicles24 | - | €21,247 | €48,006 | €35,239 | €23,086 | ▼ 34.5% |
| Financial fixed assets28 | €900 | €900 | €900 | €900 | €900 | = |
| Current assets29/58 | €248,412 | €218,602 | €167,691 | €142,344 | €126,195 | ▼ 11.3% |
| Stocks and contracts in progress3 | €1,037 | €1,923 | €1,923 | €20,724 | €724 | ▼ 96.5% |
| Stocks30/36 | - | €1,923 | €1,923 | €724 | €724 | = |
| Contracts in progress37 | - | - | - | €20,000 | - | - |
| Amounts receivable within one year40/41 | €61,488 | €68,996 | €75,185 | €24,534 | €16,300 | ▼ 33.6% |
| Trade receivables40 | - | €24,139 | €42,456 | €12,929 | €13,649 | ▲ 5.6% |
| Other amounts receivable41 | - | €44,857 | €32,729 | €11,605 | €2,651 | ▼ 77.2% |
| Cash at bank and in hand54/58 | €185,098 | €147,359 | €90,513 | €97,087 | €109,171 | ▲ 12.4% |
| Deferred charges and accrued income490/1 | - | €324 | €70 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €288,008 | €246,618 | €221,012 | €180,644 | €150,888 | ▼ 16.5% |
| Equity10/15 | €133,703 | €135,455 | €138,893 | €113,467 | €109,631 | ▼ 3.4% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €115,103 | €116,855 | €120,293 | €120,293 | €120,293 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | €114,995 | €118,433 | €118,433 | €120,293 | ▲ 1.6% |
| Profit (loss) carried forward14 | - | - | - | -€25,426 | -€29,263 | ▼ 15.1% |
| Amounts payable17/49 | €154,305 | €111,163 | €82,118 | €67,177 | €41,257 | ▼ 38.6% |
| Amounts payable after more than one year17 | €13,659 | €6,209 | €0 | - | - | - |
| Financial debts170/4 | - | €6,209 | €0 | - | - | - |
| Amounts payable within one year42/48 | €140,646 | €104,954 | €82,118 | €67,177 | €41,257 | ▼ 38.6% |
| Current portion of amounts payable after more than one year42 | - | €10,471 | €7,302 | €4,157 | - | - |
| Trade debts44 | €83,342 | €84,779 | €53,404 | €43,759 | €40,113 | ▼ 8.3% |
| Suppliers440/4 | - | €84,779 | €53,404 | €43,759 | €40,113 | ▼ 8.3% |
| Taxes, remuneration and social security45 | - | €9,705 | - | €10,236 | €830 | ▼ 91.9% |
| Taxes450/3 | - | €9,705 | - | - | - | - |
| Remuneration and social security454/9 | - | - | - | €10,236 | €830 | ▼ 91.9% |
| Other amounts payable47/48 | - | - | €21,412 | €9,025 | €314 | ▼ 96.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,688 | €1,752 | €3,439 | -€25,426 | -€3,837 | ▲ 84.9% |
| + Depreciation and write-downs630 | €21,868 | €11,581 | €9,189 | €15,020 | €13,607 | ▼ 9.4% |
| Operating cash flow (approximation) | €44,556 | €13,332 | €12,628 | -€10,406 | €9,770 | ▲ 194% |
| Investment in fixed assets (approximation) | - | €0 | -€34,494 | €0 | -€0 | - |
| Change in cash | - | -€37,740 | -€56,846 | €6,574 | €12,085 | ▲ 83.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
13-11
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 06-11-2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 56 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€25,426
Net result drops to -€25,426, the lowest in the series.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 53 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 58 days late
2021
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 69 days late
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
31-12
Financial
Highest result since 2018net €47,236 ▲1,006%
Operating result €53,623, net result €47,236, both a record.
31-12
Financial
Equity above €100,000Eq €111,015 ▲74.1%
2 profitable years in a row build equity to €111,015.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2014
Ground area
721 m²
Building footprint
150 m²
Volume, LiDAR
86 m³
Parcel 71005B1023/00D000, Flanders · tallest building 12.8 m. Linked by address, not a title deed.
1 establishment unit
Y.B Construct
since 20142.237.420.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005B1023/00D000 | Flanders | 721 m² | 1 · 150 m² | 12.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | TOM ARTS JAARBEURSLAAN 19/31, 3600 GENK- |
06-11-2025 → present |
| Curator | GEERT RENIERS JAARBEURSLAAN 19/31,
3600 GENK |
06-11-2025 → present |
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,062 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43110Demolition
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.