XYZ SERVICES

Active

Private limited companyfounded 20241 yr activeRue La Brouck-Cité 20, 4870 Trooz, BelgiumKBO/BCE: BE 1015.567.630

Summary

XYZ SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,405 and a net result of -€1,595. Its solvency ranks better than 35% of 923 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

XYZ SERVICESActiveChecked score 67/100

Risk analysis Report Compare

Activity

Employment placement agencies

NACE 78100

1 site

Size

€80,387total assets 2025

Staff: 4 FTE
Equity: €23,405
Loss: -€1,595

Turnover not published (abridged schema)

Financial health

67 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Structure

Accounts 28 d early0 of 1 deed read

Why 67- Founded in 2024- Size: total assets €80,387+ Sector Employment activities (NACE 78)+ Liquidity: current ratio 0.37, cash €9,916Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 32% of its sector peers (NACE 78, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 54

equity 29.1% of total assets

Liquidity 27

short-term debt 70.9% · cash 12.3%

Profitability 66

return on assets -2.0%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,363 companies)

Last 24 months 11-2025: 1.0% 12-2025: 1.0%● 0.0% vs 11-2025 01-2026: 1.1%▲ +4.1% vs 12-2025 02-2026: 1.1%▲ +5.4% vs 01-2026 03-2026: 1.2%▲ +5.8% vs 02-2026 04-2026: 1.3%▲ +12.2% vs 03-2026 05-2026: 1.3%● 0.0% vs 04-2026 06-2026: 1.5%▲ +10.7% vs 05-2026 07-2026: 1.5%▲ +2.0% vs 06-2026highest value 08-2026: 0.8%▼ -46.6% vs 07-2026 09-2026: 0.8%▼ -0.1% vs 08-2026lowest value 10-2026: 0.8%▲ +5.4% vs 09-2026

Founded in 2024 raises the probability for this profile
Sector Employment activities (NACE 78) lowers the probability
Liquidity: current ratio 0.37, cash €9,916 lowers the probability
Size: total assets €80,387 raises the probability for this profile

Credit up to €1,500 at 30 days acceptable

Liquidity short (current ratio 0.37; short-term debt: 70.9% and cash: 12.3% of total assets), and 70.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 39%, liquidity 17%, profitability 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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