Financials
- Fiscal year
- 2025
- Total assets
- €87,165
- Profit
- €52,694
- Solvency
- 63.3%
VIVA HR
ActiveSummary
VIVA HR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,194 and a net result of €52,694. Its solvency ranks better than 60% of 976 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Employment placement agencies
NACE 78100
1 site
Size
€87,165total assets 2025
- Equity
- €55,194
- Profit
- €52,694
Turnover not published (abridged schema)
Structure
Accounts 35 d early0 of 1 deed read
Why 97- Founded in 2024+ Liquidity: current ratio 2.88, cash €55,395+ Sector Employment activities (NACE 78)+ Equity €55,194 (63.3% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
88
equity 63.3% of total assets
Liquidity
86
short-term debt 32.3% · cash 63.6%
Profitability
100
return on assets 60.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.0%
11-2025: 1.1%▲ +2.9% vs 10-2025
12-2025: 1.1%▲ +1.1% vs 11-2025
01-2026: 1.2%▲ +11.6% vs 12-2025
02-2026: 1.2%▲ +0.5% vs 01-2026
03-2026: 1.3%▲ +11.6% vs 02-2026
04-2026: 1.5%▲ +10.6% vs 03-2026
05-2026: 1.5%● 0.0% vs 04-2026
06-2026: 1.5%▼ -1.5% vs 05-2026
07-2026: 1.4%▼ -1.3% vs 06-2026
08-2026: 1.6%▲ +9.9% vs 07-2026
09-2026: 1.7%▲ +4.7% vs 08-2026highest value
10-2026: 0.1%▼ -94.8% vs 09-2026lowest value
- Liquidity: current ratio 2.88, cash €55,395 lowers the probability
- Founded in 2024 raises the probability for this profile
- Sector Employment activities (NACE 78) lowers the probability
- Equity €55,194 (63.3% of total assets) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.88; short-term debt: 32.3% and cash: 63.6% of total assets), and 36.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 64%, liquidity 78%, profitability 87%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 26-03-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Employment placement agenciesNACE 78100
- Founded
- 12-09-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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