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Complete company report
Generated 07-08-2026
Active BE 0794.855.117Private limited company

Xypher IT

Hooghuis 20 ·2270 Herenthout, Belgium· 3 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of Xypher IT is 0.5% (very low). The 2024 annual accounts show equity of €123k and a net result of €63k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €123k
Net result €63k
Active 3 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 06-01-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60k€80kOperating result 2023: €72k€72kNet result 2023: €57k€57kOperating result 2024: €80k€80kNet result 2024: €63k€63k20232024
Operating resultNet result
EBITDA
€89k
+21.1% far above sector median
Net profit
€63k
+10.0% far above sector median
Cash flow
€72k
+23.5% far above sector median
Total assets
€149k
+80.8% +60% vs sector
Equity
€123k
+106.3% far above sector median
Working capital
€76k
+37.7% +196% vs sector
Income taxes
€17k
+12.4% far above sector median
Debt
€26k
+14.6% -20% vs sector
Debt ≤ 1y
€26k
+14.6% -20% vs sector
Current ratio
3.90
+14.2% +261% vs sector
Quick ratio
3.90
+14.2% +261% vs sector
Solvency
82.4%
+14.1% +56% vs sector
Debt / equity
0.21
-44.5% -87% vs sector
ROE
51.5%
-46.7% far above sector median
ROA
42.5%
-39.2% far above sector median
Interest coverage
1528.80
-18.6% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€89k
Net profit€63k
Cash flow€72k
Staff costs-
Income taxes€17k
Dividends-
Total assets€149k
Equity€123k
Debt€26k
of which ≤ 1y€26k
of which > 1y-
Working capital€76k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.90
Quick ratio3.90
Working capital ratio51.1%
Solvency82.4%
Debt / equity0.21
Long-term debt ratio-
Interest coverage1528.80
Gross margin-
Net margin-
ROA42.5%
ROE51.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€149k
Fixed assets 21/28€47k
Tangible fixed assets 22/27€47k
Current assets 29/58€102k
Amounts receivable within one year 40/41€14k
Cash & bank 54/58€88k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€149k
Equity 10/15€123k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€121k
Amounts payable 17/49€26k
Amounts payable within one year 42/48€26k
Trade debts payable within one year 44€850
Income statement
Gross operating margin 9900€89k
Operating result 9901€80k
Financial income 75€116
Financial charges 65€58
Result before taxes 9903€80k
Income taxes 67/77€17k
Net result for the period 9904€63k
Result to be appropriated 9905€63k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation15-12-2022
StatusActive
Postal code2270
Establishment units 1 location
Xypher IT
Hooghuis 20, 2270 HerenthoutComputerconsultancy-activiteiten
since 20222.339.947.232
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13012E0666/00G006 Flanders 977 m² 1 · 115 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
04-02-2026
State Gazette act Registered-office change
v3.2
06-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-12-2023
State Gazette act Registered-office change
v3.2
2022
19-12-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Address history · 2
04-02-2026
v3.2
27-12-2023
v3.2
All acts · 3 updated 6 months ago
2026
04-02-2026 Registered office moved from BORGERHOUT to Herenthout Registered-office change
  • Weversfabriekstraat 30, 2140 BORGERHOUT → Hooghuis 20, 2270 Herenthout
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Herenthout",
        "region": null,
        "street": "Hooghuis",
        "country": "BE",
        "postcode": "2270",
        "box_number": null,
        "street_number": "20"
      },
      "old_address": {
        "city": "BORGERHOUT",
        "region": null,
        "street": "Weversfabriekstraat",
        "country": "BE",
        "postcode": "2140",
        "box_number": "001",
        "street_number": "30"
      },
      "effective_date": "2025-12-01",
      "evidence_quote": "Bij beslissing van de bestuurder wordt de zetel van de vennootschap vanaf 1 december 2025 overgebracht naar Hooghuis 20, 2270 Herenthout"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.855.117",
    "name_full": "XYPHER IT",
    "legal_form": "BV"
  }
}
2023
27-12-2023 Registered office moved from Ekeren to Borgerhout Registered-office change
  • Veltwijcklaan 113, 2180 Ekeren → Weversfabriekstraat 30, 2140 Borgerhout
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Borgerhout",
        "region": "Vlaams Gewest",
        "street": "Weversfabriekstraat",
        "country": "BE",
        "postcode": "2140",
        "box_number": "001",
        "street_number": "30"
      },
      "old_address": {
        "city": "Ekeren",
        "region": "Vlaams Gewest",
        "street": "Veltwijcklaan",
        "country": "BE",
        "postcode": "2180",
        "box_number": "001",
        "street_number": "113"
      },
      "effective_date": "2023-11-08",
      "evidence_quote": "Bij beslissing van de bestuurder wordt de zetel van de vennootschap vanaf 8 november 2023 overgebracht naar Weversfabriekstraat 30 bus 001, 2140 Borgerhout"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.855.117",
    "name_full": "XYPHER IT",
    "legal_form": "BV"
  }
}
2022
19-12-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Veltwijcklaan 113 bus 001, 2180 Antwerpen",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "ROUSSEEUW Alexander Gert",
        "niss": null,
        "address": "Veltwijcklaan 113 bus 001, 2180 Antwerpen (Ekeren)"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "ROUSSEEUW Alexander Gert",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "0794.855.117",
    "name_full": "Xypher IT",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-12-12",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL Xypher IT
Registered office
Hooghuis 20 bus 1
2270 Herenthout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative