XYLIA
ActiveSummary
XYLIA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 95% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 25.23; short-term debt: 1.6% and cash: 7.2% of total assets), and 1.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
30 d late
2021
30 d late
2020
1 d early
2019
69 d late
2018
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€412k▲ 2.5%
2024 · €402k
2018: €364k
2019: €369k
2020: €374k
2021: €380k
2023: €399k
2024: €402k
2018 → 2025
Total assets
€419k▲ 3.9%
2024 · €403k
2018: €373k
2019: €372k
2020: €376k
2021: €382k
2023: €406k
2024: €403k
2018 → 2025
Net result
€10k▲ 244%
2024 · €3k
2018: €10k
2019: €6k
2020: €5k
2021: €6k
2023: €3k
2024: €3k
2018 → 2025
Working capital
€166k▼ 1.9%
2024 · €169k
2018: €85k
2019: €104k
2020: €120k
2021: €138k
2023: €173k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€374k-€380k▲ 1.7%€399k▲ 5.0%€402k▲ 0.7%€412k▲ 2.5%
Operating result€7k-€9k▲ 35.6%€6k▼ 32.5%€6k▲ 0.7%€16k▲ 157%
Net result€5k-€6k▲ 31.0%€3k▼ 44.6%€3k▼ 14.8%€10k▲ 244%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€247k ▲ 5.7%
Current assets
€172k ▲ 1.5%
Equity and liabilities €419k
Equity
€412k ▲ 2.5%
Debt
€7k ▲ 534%
Debt's share of the balance-sheet total rises from 0.3% to 1.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €18k
Cash flow
€14k▼
2024 · €15k
Current ratio
25.23
Debt to equity
0.02▲
2024 · 0.00
ROE
2.5%▲
2024 · 0.7%
ROA
2.4%▲
2024 · 0.7%
Interest coverage
48.54▲
2024 · 45.79
Debt ≤ 1 year
€7k▲
2024 · €1k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€403k€419k▲
Fixed assets21/28€234k€247k▲
Tangible fixed assets22/27€233k€247k▲
Land and buildings22€207k€204k▼
Plant, machinery and equipment23€1k€1k=
Furniture and vehicles24€25k€41k▲
Financial fixed assets28€248€248=
Current assets29/58€170k€172k▲
Amounts receivable after more than one year29€4k-
Trade receivables290€4k-
Amounts receivable within one year40/41€6k€17k▲
Other amounts receivable41€6k€17k▲
Current investments50/53€124k€124k=
Cash at bank and in hand54/58€34k€30k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€403k€419k▲
Equity10/15€402k€412k▲
Contributions10/11€19k€19k=
Reserves13€494k€504k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€487k€498k▲
Profit (loss) carried forward14€-110k€-110k=
Amounts payable17/49€1k€7k▲
Amounts payable within one year42/48€1k€7k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€22€2k▲
Taxes450/3€22€2k▲
Accrued charges and deferred income492/3€46-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€4k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€24k€26k▲
Operating profit (loss)9901€6k€16k▲
Financial income75/76B€759€689▼
Recurring financial income75€759€689▼
Financial charges65/66B€397€414▲
Recurring financial charges65€397€414▲
Profit (loss) for the period before taxes9903€7k€16k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€3k€10k▲
Profit (loss) for the period to be appropriated9905€3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-107k€-100k▲
Profit (loss) brought forward from the previous period14P€-110k€-110k=
Transfer to equity691/2€3k€10k▲
To other reserves6921€3k€10k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €10k ▲244%
Operating result €16k, net result €10k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼14.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 164.70
Current ratio from 28.40 to 164.70; short-term debt falls from €6k to €1k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 37.89
Current ratio from 9.68 to 37.89; short-term debt falls from €10k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogheidestraatjeswegel 11910 KampenhoutGround area
3,669 m²
Building footprint
260 m²
Volume, LiDAR
1,018 m³
Parcel 23008A0089/00X000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hoogheidestraatjeswegel 1, 1910 Kampenhout
since 19992.035.556.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23008A0089/00X000 | Flanders | 3,668 m² | 1 · 260 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500U9YP908UWIUQ18
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-1988
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.