XVH-INVEST
ActiveXVH-INVEST has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €307k and a net result of €26k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 15.06 against 9.6 in 2024; short-term debt: 5.6% and cash: 25.9% of total assets), and 5.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.3%
Return on assets
8.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
32 d early
2022
2 d early
2021
4 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€119k
EBIT margin
33.8%
Net result
€26k▼ 49.7%
2024 · €52k
2018: €36k
2019: €39k
2020: €37k
2021: €40k
2022: €31k
2023: €31k
2024: €52k
2018 → 2025
Working capital
€255k▲ 12.7%
2024 · €226k
2018: €44k
2019: €66k
2020: €107k
2021: €147k
2022: €166k
2023: €183k
2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€201k▲ 17.9%€230k▲ 14.8%€282k▲ 22.3%€307k▲ 9.0%
Operating result€41k-€33k▼ 19.2%€38k▲ 14.4%€64k▲ 70.6%€32k▼ 49.7%
Net result€40k-€31k▼ 21.8%€31k▼ 2.2%€52k▲ 71.4%€26k▼ 49.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€53k▼ 6.8%
Current assets
€273k▲ 8.2%
Equity and liabilities €326k
Equity
€307k▲ 9.0%
Debt
€18k▼ 32.1%
The debt ratio falls from 8.8% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €72k
Cash flow
€35k▼
2024 · €60k
Solvency
94.3%▲
2024 · 91.2%
Current ratio
15.06▲
2024 · 9.60
Quick ratio
15.06▲
2024 · 9.60
Debt / equity
0.06▼
2024 · 0.10
ROE
8.6%▼
2024 · 18.6%
ROA
8.1%▼
2024 · 16.9%
Interest coverage
17.21▼
2024 · 27.01
Debt
€18k▼
2024 · €27k
Debt ≤ 1 year
€18k▼
2024 · €26k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€309k€326k▲
Fixed assets21/28€57k€53k▼
Tangible fixed assets22/27€57k€53k▼
Plant, machinery and equipment23€660€585▼
Furniture and vehicles24€1k€697▼
Other tangible fixed assets26€55k€52k▼
Current assets29/58€252k€273k▲
Amounts receivable after more than one year29€154k€150k▼
Other amounts receivable291€154k€150k▼
Amounts receivable within one year40/41€801€25k▲
Trade receivables40€80€17k▲
Other amounts receivable41€721€8k▲
Cash at bank and in hand54/58€92k€85k▼
Deferred charges and accrued income490/1€6k€13k▲
Equity and liabilities
Total equity and liabilities10/49€309k€326k▲
Equity10/15€282k€307k▲
Contributions10/11€19k€19k=
Reserves13€263k€289k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€261k€287k▲
Profit (loss) carried forward14€93€192▲
Amounts payable17/49€27k€18k▼
Amounts payable within one year42/48€26k€18k▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€10k€5k▼
Accrued charges and deferred income492/3€936€347▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€74k€43k▼
Operating profit (loss)9901€64k€32k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€68k€36k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€52k€26k▼
Profit (loss) for the period to be appropriated9905€52k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€26k▼
Profit (loss) brought forward from the previous period14P€25€93▲
Transfer to equity691/2€51k€25k▼
To other reserves6921€51k€25k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €26k ▼49.7%
Net result drops to €26k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €52k ▲71.4%
Operating result €64k, net result €52k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 9.60
Current ratio from 4.20 to 9.60; short-term debt falls from €57k to €26k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €201k ▲17.9%
5 profitable years in a row build equity to €201k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €170k ▲29.8%
4 profitable years in a row build equity to €170k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €131k ▲38.8%
3 profitable years in a row build equity to €131k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfstraat 278760 TieltGround area
1.5 ha
Building footprint
151 m²
Parcel 37322C0855/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
XVH-INVEST
since 20152.240.835.206
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322C0855/00C000 | Flanders | 1.5 ha | 1 · 151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JAYDEECO
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Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-02-2015
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.