CENARIO
ActiveCENARIO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €7k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 16.01 against 9.48 in 2024; short-term debt: 5.1% and cash: 35% of total assets), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
18 d late
2023
on the day
2022
27 d early
2021
25 d early
2020
8 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 2.8%
2024 · €250k
2018: €311k
2019: €297k
2020: €283k
2021: €280k
2022: €250k
2023: €243k
2024: €250k
2018 → 2025
Total assets
€271k▼ 0.2%
2024 · €271k
2018: €318k
2019: €320k
2020: €312k
2021: €324k
2022: €266k
2023: €255k
2024: €271k
2018 → 2025
Net result
€7k▲ 7.6%
2024 · €7k
2018: €-48k
2019: €-14k
2020: €-14k
2021: €-3k
2022: €-30k
2023: €-7k
2024: €7k
2018 → 2025
Working capital
€209k▲ 14.2%
2024 · €183k
2018: €298k
2019: €287k
2020: €271k
2021: €267k
2022: €247k
2023: €160k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€250k▼ 10.5%€243k▼ 2.8%€250k▲ 2.7%€257k▲ 2.8%
Operating result€-4k-€-21k▼ 395%€-7k▲ 67.8%€6k€3k▼ 53.4%
Net result€-3k-€-30k▼ 758%€-7k▲ 76.1%€7k€7k▲ 7.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271k
Fixed assets
€48k▼ 28.4%
Current assets
€223k▲ 9.0%
Equity and liabilities €271k
Equity
€257k▲ 2.8%
Debt
€14k▼ 35.5%
The debt ratio falls from 8.0% to 5.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €27k
Cash flow
€28k▲
2024 · €27k
Solvency
94.9%▲
2024 · 92.0%
Current ratio
16.01▲
2024 · 9.48
Quick ratio
16.01▲
2024 · 9.48
Debt / equity
0.05▼
2024 · 0.09
ROE
2.7%▲
2024 · 2.6%
ROA
2.6%▲
2024 · 2.4%
Interest coverage
79.75▲
2024 · 53.13
Debt
€14k▼
2024 · €22k
Debt ≤ 1 year
€14k▼
2024 · €22k
Income taxes
€246▼
2024 · €268
Staff costs
€30k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€271k▼
Fixed assets21/28€67k€48k▼
Tangible fixed assets22/27€67k€48k▼
Plant, machinery and equipment23€318€194▼
Furniture and vehicles24€67k€48k▼
Current assets29/58€205k€223k▲
Amounts receivable within one year40/41€57k€61k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€43k€48k▲
Current investments50/53€59k€62k▲
Cash at bank and in hand54/58€87k€95k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€271k€271k▼
Equity10/15€250k€257k▲
Contributions10/11€74k€74k=
Reserves13€309k€309k=
Distributable reserves133€309k€309k=
Profit (loss) carried forward14€-132k€-125k▲
Amounts payable17/49€22k€14k▼
Amounts payable within one year42/48€22k€14k▼
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€1k€2k▲
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€97€0▼
Accrued charges and deferred income492/3€12€0▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€28k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€56k€54k▼
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€855€5k▲
Recurring financial income75€855€1k▲
Non-recurring financial income76B-€4k
Financial charges65/66B€503€296▼
Recurring financial charges65€503€296▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€7k€7k▲
Income taxes67/77€268€246▼
Profit (loss) for the period9904€7k€7k▲
Profit (loss) for the period to be appropriated9905€7k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-132k€-125k▲
Profit (loss) brought forward from the previous period14P€-139k€-132k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €7k ▲7.6%
Net result €7k, the highest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 6 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 17.34
Current ratio from 7.10 to 17.34; short-term debt falls from €44k to €15k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dadizelehoekstraat 128890 MoorsledeGround area
1.1 ha
Building footprint
223 m²
Volume, LiDAR
1,776 m³
Parcel 36012C1499/00H000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CENARIO
since 20142.235.412.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012C1499/00H000 | Flanders | 1.1 ha | 1 · 223 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600O6JM8LPJT2UD56
Similar companies · same sector, comparable size
CHAPE EN VLOERISOLATIE DERAEVE CHRISTOPHE
BE 0727.611.549
Poperinge · Eq €257k
STRADEC
BE 0810.809.736
Roeselare · Eq €257k
ALJA
BE 0694.956.401
Roeselare · Eq €257k
TONADRI
BE 0688.945.666
Welkenraedt · Eq €256k
Finance Management
BE 0885.898.525
Hamont-Achel · Eq €258k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.