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XTRAPHARMA

Active Private limited companyfounded 2020active for 6 yearsParochiestraat 22, 1130 BrusselsKBO/BCE: BE 0751.561.839

Overview

Lifetime

5 annual accounts with figures on one time axis
peak €459,743 (2022)
€228,023▲ 43.8%
peak €343,031 (2022)
€142,634▲ 70.7%
peak €839,344 (2025)
€839,344▲ 10.9%
€1.3m▼ 7.7%
Board2 names since 2020
1 directorNaoufal ESSRIFI
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from €158,591 to €228,023Result from €83,557 to €142,634Dividend €60,000Cash from €83,879 to €266,028

Key points

from the 2025 annual accounts

Equity

€839,344 ▲ 10.9%
756,7112024+142,634Profit-60,000Dividend839,3442025

XTRAPHARMA paid out €60,000 in dividends. That is 42% of the 2025 profit.

Result

€142,634 ▲ 70.7%
€83,6002024€143,0002025

The result rose in 2025 from €83,557 to €142,634.

Filings

5 annual accounts 4 late
AprilJune31 JulyOctober20222024

The 2023 accounts came latest: 477 days after the end of the period.

Checked score

87
Excellent
Financially stronger than 56% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 7.6% 01-2025: 10.2%▲ +2.6 percentage points vs 12-2024highest value 02-2025: 10.2%● unchanged vs 01-2025highest value 03-2025: 5.2%▼ -5.0 percentage points vs 02-2025 04-2025: 4.8%▼ -0.4 percentage points vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 4.7%▼ -0.1 percentage points vs 05-2025 07-2025: 4.7%● unchanged vs 06-2025 08-2025: 6.2%▲ +1.5 percentage points vs 07-2025 09-2025: 6.2%● unchanged vs 08-2025 10-2025: 6.2%● unchanged vs 09-2025 11-2025: 6.6%▲ +0.4 percentage points vs 10-2025 12-2025: 0.9%▼ -5.7 percentage points vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.8 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value

Financial strength
Average

64+5equity 38.7% of total assets
33+13short-term debt 61.3% · cash 12.3%
77+3return on assets 6.6%

Score breakdown

raises risk
2 of the last 3 accounts late
Founded in 2020
lowers risk
Size: total assets €2.2m
Figures for financial year 2025 (filed on 29-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 45% of them on solvency, 34% on liquidity, 76% on profitability and 69% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as XTRAPHARMA has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of XTRAPHARMA itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for XTRAPHARMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €70,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.55 (1.44 in 2024), above the usual 1.5. Short-term debt is 61.3% and cash 12.3% of total assets. However, 61.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €2.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-07-2026)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
2 days early
2024
117 days late
2023
477 days late
2022
92 days late
2021
194 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 176 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 November (4 of the last 5 accounts filed within 119 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

NE
Director
  • Naoufal ESSRIFI all the sharesdeed of 13-11-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0751561839
Registered office moved from Laeken to Haren New registered office: Rue de la paroisse 22- 1130 HAREN · Previous registered office: Avenue de versaille 20, 1020 LAEKEN · Gazette deed
Registered office moved from Etterbeek to Laeken New registered office: Avenue de versaille 20, 1020 LAEKEN · Previous registered office: Rue Abbé Cuypers 3, 1040 Etterbeek · Gazette deed
Transfer of 100 shares from Mounir EDDAIF to Naoufal ESSRIFI Resignation: Mounir EDDAIF (director) · Appointment: Naoufal ESSRIFI (director) · Director discharge: Mounir EDDAIF · General meeting of 15-10-2020 · Gazette deed
All 13 events

Comparable companies

same main activity, similar in size and age
Company
XTRAPHARMA Brussels €2.2m €228,023 38.7% -
MEDIM Kruisem €1.9m €349,936 40.5% -
PROTEX HEALTHCARE Roeselare €2.8m €324,298 7.6% 1
LÖWENSTEIN MEDICAL BELGIUM Blegny €1.6m €140,804 -58.0% 2.6
UDental Asse €1.4m €375,172 12.2% 5.2
Biosynex Pharma Benelux Saint-Josse-ten-Noode €2.9m €259,103 57.8% 7.2
ENDOCEUTICS Brussels €3.5m €415,353 6.8% -

These companies have the same main activity as XTRAPHARMA: wholesale of pharmaceutical and medical goods (NACE 46460). They are comparable in size and age: total assets between €1.4m and €3.5m, founded between 2018 and 2022.

Official details

Source: KBO
Status
Active since 28-07-2020Normal situation
Activity
Wholesale of pharmaceutical and medical goodsNACE 46460and 1 other
Establishment unit
2.362.529.8221130 Brussels, since 15-10-2020
Financial year end
31 December
Peppol
Reachable since 02-06-2025
Company details

Annual accounts 2025

€228,023▲ 43.8%
≈ €1.2mestimated
€142,634▲ 70.7%
€839,344▲ 10.9%
€2.2m▼ 1.3%
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on XTRAPHARMA

XTRAPHARMA files the abbreviated format. That format states no turnover. The gross margin fell from €290,436 in 2021 to €228,023 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 29-07-2026, 2 days before the deadline
€228,023
▲ 43.8%
€192,720
▲ 52.8%
€225,072
▲ 48.9%
€174,985
▲ 61.1%
38.7%
▲ 4.3 percentage points
1.55
▲ 0.11

Money flows

no detail for 2025

Balance sheet

balance sheet total €2.2m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

38.7%

Higher than 46% of 9,901 companies in 2025.

1.55

Higher than 44% of 9,664 companies in 2025.

6.6%

Higher than 64% of 9,779 companies in 2025.

XTRAPHARMA Middle half of the sector 80% of the sector Abbreviated accounts in wholesale trade (NACE 46)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 2.2m2.2m2.8m1.5m586,785
21/28 105,572119,71456,35745,68836,371
22/27 98,672112,81449,45738,78829,471
22 14,03517,547---
23 10,26514,93020,29928,97720,318
24 74,37280,33829,1589,8109,153
28 6,9006,9006,9006,9006,900
29/58 2.1m2.1m2.8m1.4m550,414
3 443,905737,458742,311243,03437,759
30/36 443,905737,458742,311243,034-
37 ----37,759
40/41 1.3m1.3m1.8m1.1m497,751
40 747,556742,6791.6m948,964438,511
41 597,995509,512244,279178,44959,240
54/58 266,02883,879226,90452,68514,905
490/1 6,3911,8745,525--
Balance sheet: equity and liabilities
10/49 2.2m2.2m2.8m1.5m586,785
10/15 839,344756,711673,154563,268220,236
10/11 5,0005,0005,0005,0005,000
10 ---5,000-
100 ---30,000-
101 ---25,000-
14 834,344751,711668,154558,268215,236
17/49 1.3m1.4m2.2m905,552366,548
42/48 1.3m1.4m2.2m905,552366,548
42 45,32649,99463,000--
43 380,000395,371505,000--
430/8 380,000395,371505,000--
44 675,254863,6001.5m720,397284,467
440/4 675,254863,6001.5m720,397284,467
45 167,523129,441103,508185,15572,583
450/3 167,523129,441103,508185,15572,583
47/48 60,000---9,498
Income statement
70 --8.6m--
9900 228,023158,591168,943459,743290,436
60/61 --8.4m--
630 32,35125,0359,2064,9211,771
640/8 2,9527,05311,1654,858795
66A -376---
9901 192,720126,126148,571449,964287,870
75/76B 8,32045071,62760
75 8,32045071,62760
65/66B 20,32517,0867,761638276
65 20,32517,0867,761638276
9903 180,715109,490140,817450,953287,653
67/77 38,08225,93330,931107,92272,417
9904 142,63483,557109,886343,031215,236
9905 142,63483,557109,886343,031215,236
Appropriation of the result
9906 894,344751,711668,154558,268215,236
14P 751,711668,154558,268215,236-
694/7 60,000----
694 60,000----
Document PDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 29-07-2026 2026-00346675 PDF
31-12-2024 full format 25-11-2025 2025-00570223 PDF
31-12-2023 micro format 20-11-2025 2025-00568653 PDF
31-12-2022 full format 31-10-2023 2023-00499872 PDF
31-12-2021 micro format 10-02-2023 2023-00026120 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
225,072151,162157,778454,886289,641
174,985108,592119,092347,952217,007
18,20988,39219,87714,23837,036
182,148-143,025174,21937,781-
733,772636,997616,796517,580183,866
--1.7%--
38.7%34.5%23.7%38.3%37.5%
1.551.441.281.571.50
1.220.930.941.301.40
1.581.903.221.611.66
17.0%11.0%16.3%60.9%97.7%
6.6%3.8%3.9%23.4%36.7%
11.078.8520.33over 100over 100
--67 days--
--65 days--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€18,209€88,392€19,877€14,238€30,136
Financial fixed assets----€6,900
€32,351€25,035€9,206€4,921€1,771

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on XTRAPHARMA

The operating result for 2025 is 53% higher than in 2024 and the highest since 2022. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 65.5% to 61.3%. Equity is higher and debt is lower.

Large changes and their cause
  • 2023 Net result -68% on 2022. The accounts now follow the micro format, last year the full format.
  • 2022 Net result +59% on 2021. The accounts now follow the full format, last year the micro format.

Board & ownership

Board

1 director, no change since October 2020
Director
appointed by deed of 13-11-2020
listed in the 2025 annual accounts, filed on 29-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 30-07-2020

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
BoardEarlier
Mandates as a list
  • Naoufal ESSRIFI
    • Director, appointed by deed of 13-11-2020, still in office
  • Mounir EDDAIF
    • Director, appointed by deed of 30-07-2020, until 15-10-2020

See the board, name and registered office on a given date →

Control

Shareholder
This company
XTRAPHARMA
Equity €839,344
Profit €142,634 in 2025

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€8,393 in 2025
Source
2025 annual accounts

Articles of association

deed of 30-07-2020 (in French)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of June at 10:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor

Shareholders

Stated in the deed deed of 13-11-2020 ↗
At incorporation deed of 30-07-2020 ↗

Network & group

No group

XTRAPHARMA has no parent and no holdings in its annual accounts. Naoufal ESSRIFI is the only director. XTRAPHARMA shares no director with another company.

At the same address

Parochiestraat 22, 1130 Brussels · 1 other company
YOUROPE TRADING
registered office since 07-04-2017 · founded in 2017
total assets €89,184 (2025)
0674.373.989

Timeline

Timeline

13 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 2 days before the deadline
2025
Annual accounts 2024 filed PDFfull format · 117 days late
Annual accounts 2023 filed PDFmicro format · 477 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0751561839
2023
Annual accounts 2022 filed PDFfull format · 92 days late
Registered office moved from Laeken to HarenNew registered office: Rue de la paroisse 22- 1130 HAREN · Previous registered office: Avenue de versaille 20, 1020 LAEKEN1 point ▸
  • Registered-office move, Rue de la paroisse 22- 1130 HAREN
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 194 days late
2022
Highest result from 2021 to 2025 net €343,031 ▲59.4% The operating result of €449,964 and the net result of €343,031 are both a record.
Equity above €500,000 equity €563,268 ▲156% With a profit in every financial year since 2021, equity grows to €563,268.
2021
Registered office moved from Etterbeek to LaekenNew registered office: Avenue de versaille 20, 1020 LAEKEN · Previous registered office: Rue Abbé Cuypers 3, 1040 Etterbeek1 point ▸
  • Registered-office move, Avenue de versaille 20, 1020 LAEKEN
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2020
Transfer of 100 shares from Mounir EDDAIF to Naoufal ESSRIFIResignation: Mounir EDDAIF (director) · Appointment: Naoufal ESSRIFI (director) · Director discharge: Mounir EDDAIF · General meeting of 15-10-20206 points ▸

Open the deed in the Belgian Official Gazette

First establishment Parochiestraat 22, Brussels
IncorporationFounding capital of €30,000, 100 shares, €5,000 paid up · Founder: EDDAÏF Mounir · Appointment: EDDAÏF Mounir (director) · published on 30-07-20204 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

XTRAPHARMA was incorporated on 28 July 2020 as a private limited company by one natural person, with a starting capital of €30,000.12 The registered office moved to Laeken in 2021 and to Haren in 2023.34 Naoufal ESSRIFI is director of the company, appointed by deed of 13-11-2020.5 Total assets rose from €586,785 in 2021 to €2.2m in 2025.6

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-07-2020
  3. 3Belgian Official Gazette, 05-07-2021
  4. 4Belgian Official Gazette, 23-02-2023
  5. 5Belgian Official Gazette, 13-11-2020
  6. 6National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0751.561.839
VAT number
BE 0751.561.839
Peppol ID
0208:0751561839
Other Peppol ID
9925:BE0751561839
Legal form
Private limited company
Status
Active, normal situation
Founded
28-07-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of June at 10:00
deed of 30-07-2020 (in French)
Peppol
Reachable since 02-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
XTRAPHARMA in French
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 30-07-2020 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
46460 Wholesale trade main activity
46180 Wholesale trade
PurposeThe purpose describes the activities the company may carry out under its articles.
“Le commerce sous toutes ses formes et notamment l'importation,l'exportation,l'achat et la vente en gros ou au détail,le trading,la…”
7 activities
  1. Le commerce sous toutes ses formes et notamment l'importation,l'exportation,l'achat et la vente en gros ou au détail,le trading,la représentation et le courtage,ainsi que la fabrication,la transformation et le transport de toutes marchandises et de tous produits,et notamment de produits pharmaceutiques et para-pharmaceutiques.
  2. Toute activité de bureau d’études,recherches,assistance,prestations et conseils en matière de formation organisationnelle,financière,administrative,commerciale et sociale,marketing,relations publiques et de management.
  3. Audit,contrôle de qualité,et la distribution de produits(para)pharmaceutiques;l’évaluation,la présentation et le suivi de l’enregistrement/notifications de dossiers de produits(para)pharmaceutiques
  4. L’évaluation,la présentation,le suivi de prix et hausse de prix,la publicité et l’information concernant les produits(para)pharmaceutiques
  5. Le marketing,la vente,le développement,la distribution en Belgique et à l’étranger de produits(para)pharmaceutiques.
  6. Accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières,soit pour son compte,soit pour le compte de tiers,se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement la réalisation.
  7. Exercer toutes fonctions et mandats et s’intéresser par voie d’apport,de fusion,de souscription ou de toute autres manière dans toutes autres affaires,entreprises,associations ou sociétés ayant un objet identique,analogue ou connexe au sien ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des ressources ou à faciliter l’écoulement des services et produits.
deed of 30-07-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Parochiestraat 22 registered office 1130 Brussels 15-10-2020 2.362.529.822
2 former offices
  • Avenue de versaille 20, 1020 Laeken until 01-03-2023 · deed of 23-02-2023
  • Rue Abbé Cuypers 3, 1040 Etterbeek until 20-05-2021 · deed of 05-07-2021

Buildings and parcels at the address

Ground area
608 m²
Buildings
231 m²
Volume, LiDAR
1,904 m³
Tallest building
12.4 m
Buildings to scale, each on its own parcel
231 m², 12.4 m 231 m², 12.4 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21821B0318/00D002608 m² 1 · 231 m² 12.4 m · 3