UDental
ActiveSummary
The computed 12-month bankruptcy probability of UDental is 1.6% (moderate). The 2025 annual accounts show equity of €164,702 and a net result of -€4,329. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 8160 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability27▼-16
Solvency37▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 1.14 in 2024; short-term debt: 83% and cash: 3.6% of total assets), and 87.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
-0.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8160 sector peers (2025).
NBB · sector comparisonPosition among 8160 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
40 d early
2024
144 d late
2023
1 d early
2022
14 d early
2021
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€164,702▼ 2.6%
2024 · €169,031
Total assets
€1.4m▲ 10.2%
2024 · €1.2m
Net result
-€4,329
2024 · €39,749
Working capital
€212,081▲ 39.2%
2024 · €152,354
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€476,099--€331,006€155,283€67,078▼ 56.8%-€2,917
Net result€333,396above the sector's middle half--€336,380below the sector's middle half€129,266within the sector's middle half€39,749within the sector's middle half▼ 69.3%-€4,329below the sector's middle half
Equity€336,396within the sector's middle half-€16below the sector's middle half▼ 100.0%€129,282below the sector's middle half▲ 786,767%€169,031within the sector's middle half▲ 30.7%€164,702within the sector's middle half▼ 2.6%
Total assets€799,143within the sector's middle half-€2.2mwithin the sector's middle half▲ 173%€2.0mwithin the sector's middle half▼ 7.8%€1.2mwithin the sector's middle half▼ 38.9%€1.4mwithin the sector's middle half▲ 10.2%
Debt€462,746-€2.2m▲ 372%€1.9m▼ 13.7%€1.1m▼ 43.7%€1.2m▲ 12.2%
Working capital€219,533within the sector's middle half--€196,813below the sector's middle half€66,514within the sector's middle half€152,354within the sector's middle half▲ 129%€212,081within the sector's middle half▲ 39.2%
Solvency42.1%within the sector's middle half-0.0%below the sector's middle half▼ 42.1pp6.4%below the sector's middle half▲ 6.4pp13.8%below the sector's middle half▲ 7.3pp12.2%below the sector's middle half▼ 1.6pp
Current ratio1.49within the sector's middle half-0.91below the sector's middle half▼ 0.581.04below the sector's middle half▲ 0.131.14below the sector's middle half▲ 0.111.19within the sector's middle half▲ 0.04
Return on assets (ROA)41.7%above the sector's middle half--15.4%below the sector's middle half▼ 57.1pp6.4%within the sector's middle half▲ 21.8pp3.2%within the sector's middle half▼ 3.2pp-0.3%below the sector's middle half▼ 3.6pp
Staff (FTE)4within the sector's middle half-4.4within the sector's middle half▲ 10.0%5.2within the sector's middle half▲ 18.2%5.2within the sector's middle half=5.2within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,917 after €67,078 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€18,538 ▼ 6.0%
Current assets
€1.3m ▲ 10.4%
Equity and liabilities €1.4m
Equity
€164,702 ▼ 2.6%
Debt
€1.2m ▲ 12.2%
Debt's share of the balance-sheet total rises from 86.2% to 87.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4,636▼
2024 · €85,667
Cash flow
€3,224▼
2024 · €58,338
Quick ratio
0.48▲
2024 · 0.28
Debt to equity
7.22▲
2024 · 6.27
ROE
-2.6%▼
2024 · 23.5%
Interest coverage
1.07▼
2024 · 2.46
Debt ≤ 1 year
€1.1m▲
2024 · €1.1m
Income taxes
€676▼
2024 · €1,484
Staff costs
€353,587▼
2024 · €661,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,549 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
3.9%
went bankrupt
3.7%
stopped otherwise
91%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,549 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6,620 | €25,237 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €249,737 | €485,093 | €617,741 | €661,163 | €353,587 | ▼ 46.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,629 | €52,874 | €28,456 | €18,589 | €7,553 | ▼ 59.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €14,784 | - |
| Other operating charges640/8 | €558 | €749 | €1,014 | €4,192 | €2,166 | ▼ 48.3% |
| Non-recurring operating charges66A | - | - | €12,790 | €10,402 | €0 | ▼ 100% |
| Gross operating margin9900 | €747,023 | €207,710 | €815,285 | €761,424 | €375,172 | ▼ 50.7% |
| Operating profit (loss)9901 | €476,099 | -€331,006 | €155,283 | €67,078 | -€2,917 | ▼ 104% |
| Financial income75/76B | €0 | €12 | €14,735 | €8,996 | €3,586 | ▼ 60.1% |
| Recurring financial income75 | €0 | €12 | €6,393 | €8,996 | €3,586 | ▼ 60.1% |
| Non-recurring financial income76B | - | - | €8,342 | €0 | - | - |
| Financial charges65/66B | €10,868 | €4,198 | €39,046 | €34,840 | €4,322 | ▼ 87.6% |
| Recurring financial charges65 | €10,868 | €4,198 | €39,046 | €34,840 | €4,322 | ▼ 87.6% |
| Profit (loss) for the period before taxes9903 | €465,232 | -€335,191 | €130,972 | €41,233 | -€3,653 | ▼ 109% |
| Income taxes67/77 | €131,835 | €1,189 | €1,706 | €1,484 | €676 | ▼ 54.5% |
| Profit (loss) for the period9904 | €333,396 | -€336,380 | €129,266 | €39,749 | -€4,329 | ▼ 111% |
| Profit (loss) for the period to be appropriated9905 | €333,396 | -€336,380 | €129,266 | €39,749 | -€4,329 | ▼ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €799,143 | €2.2m | €2.0m | €1.2m | €1.4m | ▲ 10.2% |
| Fixed assets21/28 | €134,279 | €219,227 | €64,714 | €19,724 | €18,538 | ▼ 6.0% |
| Tangible fixed assets22/27 | €134,279 | €218,477 | €63,964 | €18,974 | €17,788 | ▼ 6.3% |
| Plant, machinery and equipment23 | €7,133 | €7,037 | €4,936 | €2,835 | €1,784 | ▼ 37.1% |
| Furniture and vehicles24 | €100,649 | €194,109 | €50,863 | €15,255 | €15,193 | ▼ 0.4% |
| Leasing and similar rights25 | €25,174 | €16,155 | €7,135 | €0 | - | - |
| Other tangible fixed assets26 | €1,322 | €1,176 | €1,030 | €884 | €811 | ▼ 8.3% |
| Financial fixed assets28 | - | €750 | €750 | €750 | €750 | = |
| Current assets29/58 | €664,864 | €2.0m | €1.9m | €1.2m | €1.3m | ▲ 10.4% |
| Stocks and contracts in progress3 | €408,556 | €904,339 | €895,843 | €914,528 | €790,511 | ▼ 13.6% |
| Stocks30/36 | €408,556 | €904,339 | €895,843 | €914,528 | €790,511 | ▼ 13.6% |
| Amounts receivable within one year40/41 | €210,360 | €714,109 | €1.0m | €245,442 | €476,381 | ▲ 94.1% |
| Trade receivables40 | €208,738 | €696,780 | €809,236 | €137,638 | €319,501 | ▲ 132% |
| Other amounts receivable41 | €1,622 | €17,328 | €198,528 | €107,803 | €156,880 | ▲ 45.5% |
| Cash at bank and in hand54/58 | €41,336 | €282,625 | €9,422 | €24,325 | €48,213 | ▲ 98.2% |
| Deferred charges and accrued income490/1 | €4,612 | €62,639 | €34,331 | €24,378 | €19,671 | ▼ 19.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €799,143 | €2.2m | €2.0m | €1.2m | €1.4m | ▲ 10.2% |
| Equity10/15 | €336,396 | €16 | €129,282 | €169,031 | €164,702 | ▼ 2.6% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €333,396 | - | - | - | - | - |
| Distributable reserves133 | €333,396 | - | - | - | - | - |
| Profit (loss) carried forward14 | - | -€2,984 | €126,282 | €166,031 | €161,702 | ▼ 2.6% |
| Amounts payable17/49 | €462,746 | €2.2m | €1.9m | €1.1m | €1.2m | ▲ 12.2% |
| Amounts payable after more than one year17 | €17,416 | €8,111 | €0 | - | - | - |
| Financial debts170/4 | €17,416 | €8,111 | €0 | - | - | - |
| Amounts payable within one year42/48 | €445,330 | €2.2m | €1.9m | €1.1m | €1.1m | ▲ 6.3% |
| Current portion of amounts payable after more than one year42 | €8,207 | €9,305 | €8,111 | €0 | - | - |
| Financial debts43 | - | €300,000 | €225,000 | €0 | - | - |
| Credit institutions430/8 | - | €300,000 | €225,000 | €0 | - | - |
| Trade debts44 | - | €583,000 | €333,283 | €387,041 | €319,343 | ▼ 17.5% |
| Suppliers440/4 | - | €583,000 | €333,283 | €387,041 | €319,343 | ▼ 17.5% |
| Advances received on contracts in progress46 | €82,252 | €649,523 | €558,998 | €320,386 | €461,285 | ▲ 44.0% |
| Taxes, remuneration and social security45 | €215,460 | €358,514 | €262,594 | €116,590 | €82,319 | ▼ 29.4% |
| Taxes450/3 | €191,306 | €306,376 | €180,400 | €23,233 | €32,424 | ▲ 39.6% |
| Remuneration and social security454/9 | €24,154 | €52,139 | €82,194 | €93,356 | €49,895 | ▼ 46.6% |
| Other amounts payable47/48 | €139,412 | €260,182 | €492,859 | €232,302 | €259,750 | ▲ 11.8% |
| Accrued charges and deferred income492/3 | - | €14,287 | €1,946 | €3,047 | €65,917 | ▲ 2,064% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €333,396 | -€336,380 | €129,266 | €39,749 | -€4,329 | ▼ 111% |
| + Depreciation and write-downs630 | €20,629 | €52,874 | €28,456 | €18,589 | €7,553 | ▼ 59.4% |
| Operating cash flow (approximation) | €354,025 | -€283,506 | €157,722 | €58,338 | €3,224 | ▼ 94.5% |
| Investment in fixed assets (approximation) | - | -€137,822 | €126,057 | €26,402 | -€6,367 | ▼ 124% |
| Change in cash | - | €241,290 | -€273,203 | €14,902 | €23,889 | ▲ 60.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
22-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 144 days late
2024
31-12
Financial
Equity above €150,000Eq €169,031 ▲30.7%
2 profitable years in a row build equity to €169,031.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €129,266
Net result €129,266 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €129,282 ▲786,767%
Equity rises from €16 to €129,282.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€336,380
Net result drops to -€336,380, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2020
Ground area
1,107 m²
Building footprint
1,107 m²
Volume, LiDAR
6,152 m³
Parcel 23095B0028/00D002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UDental
since 20202.306.985.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0028/00D002 | Flanders | 1,107 m² | 1 · 1,107 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- DENTAL PROMOTION & INNOVATION
- UDental
Highest known parent: DENTAL PROMOTION & INNOVATION. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 6,146 companies in sector 46190 we hold annual accounts for 2,576. 1,914 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-08-2020
Fiscal year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
46460Wholesale of pharmaceutical and medical goods
46649Wholesale of other machinery and equipment
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0752811456
Also
9925:BE0752811456
Registered
03-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.