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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of XTRACT is 0.1% (very low). The 2024 annual accounts show equity of €887k and a net result of €55k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 1396 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 25-09-2025 | 56 d late | 2025-00519078 |
| 31-12-2023 | 31-07-2024 | 28-11-2024 | 120 d late | 2024-00607111 |
| 31-12-2022 | 31-07-2023 | 30-08-2023 | 30 d late | 2023-00377610 |
| 31-12-2021 | 31-07-2022 | 24-08-2022 | 24 d late | 2022-20310014 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-63700295 |
| 31-12-2019 | 31-07-2020 | 06-10-2020 | 67 d late | 2020-59500004 |
| 31-12-2018 | 31-07-2019 | 11-07-2019 | 20 d early | 2019-31500042 |
| 31-12-2017 | 31-07-2018 | 31-08-2018 | 31 d late | 2018-61500425 |
| 31-12-2016 | 31-07-2017 | 31-08-2017 | 31 d late | 2017-58200514 |
| 31-12-2015 | 31-07-2016 | 31-08-2016 | 31 d late | 2016-58700439 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€55k-77.6%
Working capital€1.08M-7.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 25-09-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~20.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.0% | 43.5% | |
| Net result | €55k | €42k | |
| Equity | €887k | €163k | |
| Gross operating margin | €1.73M | €72k | |
| Staff costs | €1.58M | €107k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P37
Stable position over 2020-2024
· n=440-1396
P57
Weakening position over 2020-2024
· n=441-1397
P80
Improving position over 2020-2024
· n=441-1397
P95
Stable position over 2020-2024
· n=440-1396
Describes the position versus peers, not a forecast.
€142k
-4.7%
18-24
€55k
-77.6%
18-24
€166k
-52.9%
18-24
€2.96M
-6.1%
18-24
€887k
+6.6%
18-24
€1.08M
-7.5%
18-24
17
-10.8%
18-24
€1.58M
-3.1%
18-24
€20k
-53.0%
18-24
€2.07M
-10.7%
18-24
€1.12M
+10.9%
18-24
€950k
-27.3%
18-24
1.97
-8.9%
18-24
1.93
-10.5%
18-24
30.0%
+13.6%
18-24
2.33
-16.2%
18-24
6.2%
-79.0%
18-24
1.9%
-76.2%
18-24
2.33
-11.9%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €142k |
| Net profit | €55k |
| Cash flow | €166k |
| Staff costs | €1.58M |
| Income taxes | €20k |
| Dividends | - |
| Total assets | €2.96M |
| Equity | €887k |
| Debt | €2.07M |
| of which ≤ 1y | €1.12M |
| of which > 1y | €950k |
| Working capital | €1.08M |
| Employees (FTE) | 17.3 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.97 |
| Quick ratio | 1.93 |
| Working capital ratio | 36.7% |
| Solvency | 30.0% |
| Debt / equity | 2.33 |
| Long-term debt ratio | 1.07 |
| Interest coverage | 2.33 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.9% |
| ROE | 6.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.96M |
| Fixed assets | 21/28 | €753k |
| Intangible fixed assets | 21 | €357 |
| Tangible fixed assets | 22/27 | €752k |
| Financial fixed assets | 28 | €580 |
| Current assets | 29/58 | €2.20M |
| Stocks & contracts in progress | 3 | €38k |
| Amounts receivable within one year | 40/41 | €1.17M |
| Investments | 50/53 | €780k |
| Cash & bank | 54/58 | €201k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.96M |
| Equity | 10/15 | €887k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €491k |
| Accumulated profits (losses) | 14 | €378k |
| Amounts payable | 17/49 | €2.07M |
| Amounts payable after one year | 17 | €950k |
| Amounts payable within one year | 42/48 | €1.12M |
| Trade debts payable within one year | 44 | €534k |
| Income statement | ||
| Gross operating margin | 9900 | €1.73M |
| Operating result | 9901 | €31k |
| Financial income | 75 | €105k |
| Financial charges | 65 | €61k |
| Result before taxes | 9903 | €75k |
| Income taxes | 67/77 | €20k |
| Net result for the period | 9904 | €55k |
| Result to be appropriated | 9905 | €55k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed71
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Current02-01-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Kadija AmkhaouCurrent Company auditor |
- | 24-10-2025 → present |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 03-03-2004 |
| Status | Active |
| Postal code | 2000 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationXTRACT / RAFAELLA / Aeromascent
since 20042.136.010.472
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area73 m²
Buildings1
Building footprint66 m²
Volume (LiDAR)1,068 m³
Tallest building18.3 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0718/00D000 | Flanders | 73 m² | 1 · 66 m² | 18.3 m · 6 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
11 acts Capital history · 1
29-05-2024
v3.2
Address history · 3
06-05-2026
Seat change: new_address: Tabaksvest 87 bus 4749 - 2000 Antwerpen, old_address: Bisschoppenhoflei 28 - 2930 Brasschaat, effective_date: 2026-02-28
30-11-2017
v3.2
16-02-2009
v3.2
All acts · 11
updated 3 months ago
2026
06-05-2026 Seat change · Power of attorney · Act object
- Seat change: new_address: Tabaksvest 87 bus 4749 - 2000 Antwerpen, old_address: Bisschoppenhoflei 28 - 2930 Brasschaat, effective_date: 2026-02-28 · XTRACT
- Power of attorney: date: 2026-04-20, scope: vertegenwoordigen bij de griffie van de Ondernemingsrechtbank alsook bij de Kruispuntbank voor Ondernemingen, het ondernemingsloket, de BTW-administraties en het sociaal verzekeringsfonds om alle nodige formaliteiten te verrichten, verklaringen af te leggen, documenten te ondertekenen en neer te leggen (met inbegrip van de publicatieformulieren 1 en 2), nodig voor de publicatie van de beslissingen die werden genomen in de Bijlagen van het Belgisch Staatsblad en in het algemeen alles te doen wat nodig is voor de uitvoering van deze opdracht, granted_by: bestuurder · XTRACT
- Power of attorney: date: 2026-04-20, scope: vertegenwoordigen bij de griffie van de Ondernemingsrechtbank alsook bij de Kruispuntbank voor Ondernemingen, het ondernemingsloket, de BTW-administraties en het sociaal verzekeringsfonds om alle nodige formaliteiten te verrichten, verklaringen af te leggen, documenten te ondertekenen en neer te leggen (met inbegrip van de publicatieformulieren 1 en 2), nodig voor de publicatie van de beslissingen die werden genomen in de Bijlagen van het Belgisch Staatsblad en in het algemeen alles te doen wat nodig is voor de uitvoering van deze opdracht, granted_by: bestuurder · XTRACT
- Filing: date: 2026-04-20, location: Ondernemingsrechtbank Antwerpen · XTRACT
- Publication: date: 2026-05-06, publication: Belgisch Staatsblad · XTRACT
- Act object: Zetelwijziging
Summary:
Seat change · Power of attorney · Act object
2025
21-11-2025 Change in the board of directors
Summary:
v3.2
29-08-2025 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposalNotary:
Mr. Dirk Verbert · Antwerpen
2024
29-05-2024 Transaction in capital or shares
Summary:
v3.2
21-03-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposalNotary:
Camille Houtave · AntwerpenFirm:
MOORE FINANCE & TAX BV
02-01-2024 VERMEULEN Stefanus Godefridus Antonius reappointed as director
2020
04-06-2020 Iris Van Hoye resigns as director
2019
04-04-2019 Iris Van Hoye appointed as manager
2018
27-12-2018 Publication in the Belgian Official Gazette, Minor change
Summary:
v3.2
2017
30-11-2017 Registered office moved from Ekeren to Brasschaat
- Veltwijcklaan 292, 2180 Ekeren → Bisschoppenhoflei 28, 2930 Brasschaat
Summary:
v3.2
2009
16-02-2009 Registered office moved from Ekeren to Malle
Analysis
Snowflake analysis
financial profile on 5 axes65
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
71
Profitability
31
Solvency
69
Growth
52
Stability
100
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Credit advice
verdict per customer and amountSimilar
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Company registry
Company registry (CBE)
Crossroads BankActivities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Vervaardiging van poets- en reinigingsmiddelen20412Vervaardiging van poets- en reinigingsmiddelen20412Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910
Primary activity highlighted.
Names & trade names
| Legal nameNL | XTRACT |
| Trade nameNL | Xtract en Rafaella |
Registered office
Tabakvest 87 bus 4749
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.