XTAM
ActiveSummary
XTAM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-14k. Its solvency ranks better than 40% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency74▲+13
Growth32
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.55 in 2024; short-term debt: 51.4% and cash: 96.4% of total assets), but 51.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
-31.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 39.6%
2024 · €35k
Total assets
€43k▼ 55.6%
2024 · €97k
Net result
€-14k
2024 · €33k
Working capital
€21k▼ 39.6%
2024 · €35k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€41k-€-12k
Net result€33k-€-14k
Equity€35k-€21k▼ 39.6%
Total assets€97k-€43k▼ 55.6%
Debt€62k-€22k▼ 64.5%
Working capital€35k-€21k▼ 39.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €43k
Equity
€21k ▼ 39.6%
Debt
€22k ▼ 64.5%
Debt's share of the balance-sheet total falls from 64.3% to 51.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.94▲
2024 · 1.55
Debt to equity
1.06▼
2024 · 1.80
ROE
-65.5%▼
2024 · 94.2%
ROA
-31.8%▼
2024 · 33.6%
Debt ≤ 1 year
€22k▼
2024 · €62k
Income taxes
€5▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €1k | - |
| Gross operating margin9900 | €41k | €-11k | ▼ 127% |
| Operating profit (loss)9901 | €41k | €-12k | ▼ 129% |
| Financial charges65/66B | €21 | €2k | ▲ 7,443% |
| Recurring financial charges65 | €21 | €2k | ▲ 7,443% |
| Profit (loss) for the period before taxes9903 | €41k | €-14k | ▼ 133% |
| Income taxes67/77 | €9k | €5 | ▼ 99.9% |
| Profit (loss) for the period9904 | €33k | €-14k | ▼ 142% |
| Profit (loss) for the period to be appropriated9905 | €33k | €-14k | ▼ 142% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €97k | €43k | ▼ 55.6% |
| Current assets29/58 | €97k | €43k | ▼ 55.6% |
| Amounts receivable within one year40/41 | €29k | €1k | ▼ 94.9% |
| Trade receivables40 | €29k | - | - |
| Other amounts receivable41 | - | €1k | - |
| Cash at bank and in hand54/58 | €68k | €41k | ▼ 38.8% |
| Deferred charges and accrued income490/1 | €494 | €96 | ▼ 80.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €97k | €43k | ▼ 55.6% |
| Equity10/15 | €35k | €21k | ▼ 39.6% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €33k | €19k | ▼ 42.0% |
| Amounts payable17/49 | €62k | €22k | ▼ 64.5% |
| Amounts payable within one year42/48 | €62k | €22k | ▼ 64.5% |
| Trade debts44 | €829 | €2k | ▲ 104% |
| Suppliers440/4 | €829 | €2k | ▲ 104% |
| Taxes, remuneration and social security45 | €46k | €9k | ▼ 81.4% |
| Taxes450/3 | €46k | €9k | ▼ 81.4% |
| Other amounts payable47/48 | €16k | €12k | ▼ 23.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €-14k | ▼ 142% |
| Operating cash flow (approximation) | €33k | €-14k | ▼ 142% |
| Change in cash | - | €-26k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2024
Ground area
307 m²
Building footprint
134 m²
Volume, LiDAR
1,784 m³
Parcel 21673D0101/00H009, Brussels · tallest building 20.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
XTAM
since 20242.362.137.664
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0101/00H009 | Brussels | 307 m² | 1 · 134 m² | 20.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 5,838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
Scores and ratios are computed by Checked and are not a credit decision.