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Complete company report
Generated 16-08-2026
Active BE 1002.158.072Private limited company

XQZT

Lazarijstraat 156 ·3500 Hasselt, Belgium· 2 yrs active
Sector: Arbeidsbemiddeling (78100)
Conclusion Checked

The computed 12-month bankruptcy probability of XQZT is 2.2% (moderate). The 2025 annual accounts show negative equity (€-347k) and a net result of €-223k. Its solvency ranks better than 5% of 124 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-347k
Net result €-223k
Staff (FTE) 10.7
Better than sector 5%
Financial profile 5 of 5 axes measured · computed by Checked
Health7Profitability100Solvency34Growth32Stability82
51 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 34
Growth 32
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 04-06-2026 with the NBB · fiscal year 2025 · micro
€-300k€-200k€-100k€0Operating result 2024: €-172k€-172kNet result 2024: €-174k€-174kOperating result 2025: €-189k€-189kNet result 2025: €-223k€-223k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 78 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -354.9% 59.3%
better than 5% of 124 sector peers
Net result €-223k €24k
better than 5% of 124 sector peers
Equity €-347k €58k
better than 5% of 124 sector peers
Gross operating margin €278k €42k
better than 95% of 123 sector peers
Total assets €98k €126k
better than 40% of 125 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-183k
-8.9% 24-25
Net profit
€-223k
-28.2% 24-25
Cash flow
€-217k
-27.7% 24-25
Total assets
€98k
+27.8% 24-25
Equity
€-347k
-179.9% 24-25
Working capital
€-49k
-576.5% 24-25
Employees (FTE)
11
+328.0% 24-25
Staff costs
€442k
+238.3% 24-25
Show 11 other metrics
Income taxes
€1k
+306.2% 24-25
Debt
€445k
+121.9% 24-25
Debt ≤ 1y
€103k
+197.0% 24-25
Debt > 1y
€335k
+123.3% 24-25
Current ratio
0.52
-33.7% 24-25
Quick ratio
0.52
-33.7% 24-25
Solvency
-354.9%
-118.9% 24-25
Debt / equity
-1.28
+20.7% 24-25
ROE
64.3%
-54.2% 24-25
ROA
-228.1%
-0.3% 24-25
Interest coverage
-5.66
+95.5% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€-183k
Net profit€-223k
Cash flow€-217k
Staff costs€442k
Income taxes€1k
Dividends-
Total assets€98k
Equity€-347k
Debt€445k
of which ≤ 1y€103k
of which > 1y€335k
Working capital€-49k
Employees (FTE)10.7
Ratios (computed)
2025
Current ratio0.52
Quick ratio0.52
Working capital ratio-50.0%
Solvency-354.9%
Debt / equity-1.28
Long-term debt ratio-0.96
Interest coverage-5.66
Gross margin-
Net margin-
ROA-228.1%
ROE64.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€98k
Fixed assets 21/28€31k
Formation expenses 20€12k
Intangible fixed assets 21€4k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€25k
Current assets 29/58€54k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€98k
Equity 10/15€-347k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€-397k
Amounts payable 17/49€445k
Amounts payable after one year 17€335k
Amounts payable within one year 42/48€103k
Trade debts payable within one year 44€42k
Income statement
Gross operating margin 9900€278k
Operating result 9901€-189k
Financial income 75€11
Financial charges 65€32k
Result before taxes 9903€-222k
Income taxes 67/77€1k
Net result for the period 9904€-223k
Result to be appropriated 9905€-223k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Arbeidsbemiddeling(78100)
Legal form Private limited company(610)
Incorporation10-11-2023
StatusActive
Postal code3500
Establishment units 1 location
XQZT
Lazarijstraat 156, 3500 HasseltArbeidsbemiddeling
since 20232.352.159.928
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71327G0426/00D000 Flanders 6,826 m² 1 · 2,803 m² 17.7 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
04-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Arbeidsbemiddeling78100Arbeidsbemiddeling78100Algemene reiniging van gebouwen81210Huishoudelijke persoonlijke dienstverlening96910
Primary activity highlighted.
Names & trade names
Legal nameNL XQZT
Registered office
Lazarijstraat 156 bus 1
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 429 of 2,354 with filed accounts
Adrian BE 0792.978.364 · Hasselt
Blink Digital BE 0895.556.062 · Hasselt
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Degrande Consulting BE 0693.869.605 · Hasselt
EHR diensten BE 0733.721.460 · Hasselt
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative