Xpress Group
ActiveSummary
The computed 12-month bankruptcy probability of Xpress Group is 6.7% (elevated). The 2025 annual accounts show negative equity (€-36k) and a net result of €-39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 478 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-74
Solvency0▼-29
Growth32=
Track record100
Bankruptcy probability, 12 months
6.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.73 in 2024; short-term debt: 147% and cash: 4.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-48.2%
Return on assets
-52.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-36k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
44 d early
2022
322 d late
2021
687 d late
2020
1061 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-36k
2024 · €3k
2020: €10k
2021: €2k
2022: €560
2023: €-626
2024: €3k
2020 → 2025
Total assets
€75k▼ 10.7%
2024 · €84k
2020: €13k
2021: €6k
2022: €4k
2023: €3k
2024: €84k
2020 → 2025
Net result
€-39k
2024 · €4k
2020: €6k
2021: €-8k
2022: €-1k
2023: €-1k
2024: €4k
2020 → 2025
Working capital
€-73k▼ 384%
2024 · €-15k
2020: €8k
2021: €2k
2022: €560
2023: €-626
2024: €-15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€560▼ 68.6%€-626€3k€-36k
Operating result€-8k-€-2k▲ 82.2%€-1k▲ 21.6%€5k€-39k
Net result€-8k-€-1k▲ 85.6%€-1k▲ 3.1%€4k€-39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €39k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€38k ▼ 13.0%
Current assets
€37k ▼ 8.3%
Key figures and ratios
EBITDA
€-28k▼
2024 · €9k
Cash flow
€-29k▼
2024 · €7k
Solvency
-48.2%▼
2024 · 3.6%
Current ratio
0.34▼
2024 · 0.73
Debt to equity
-3.08▼
2024 · 26.62
ROA
-52.2%▼
2024 · 4.4%
Interest coverage
-106.88▼
2024 · 6.22
Debt
€111k▲
2024 · €81k
Debt ≤ 1 year
€110k▲
2024 · €56k
Debt > 1 year
€879▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€75k▼
Fixed assets21/28€43k€38k▼
Tangible fixed assets22/27€43k€38k▼
Furniture and vehicles24€43k€38k▼
Current assets29/58€41k€37k▼
Amounts receivable within one year40/41€31k€34k▲
Trade receivables40€28k€32k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1-€501
Equity and liabilities
Total equity and liabilities10/49€84k€75k▼
Equity10/15€3k€-36k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-956€-40k▼
Amounts payable17/49€81k€111k▲
Amounts payable after more than one year17€25k€879▼
Financial debts170/4€25k€879▼
Amounts payable within one year42/48€56k€110k▲
Current portion of amounts payable after more than one year42€8k€23k▲
Trade debts44€41k€69k▲
Suppliers440/4€41k€69k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€6k€16k▲
Income statement
Code20242025
Non-recurring operating income76A€115-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€11k▲
Other operating charges640/8€2k€556▼
Non-recurring operating charges66A€8k-
Gross operating margin9900€19k€-28k▼
Operating profit (loss)9901€5k€-39k▼
Financial income75/76B€22-
Recurring financial income75€22-
Financial charges65/66B€1k€265▼
Recurring financial charges65€1k€265▼
Profit (loss) for the period before taxes9903€4k€-39k▼
Income taxes67/77€103-
Profit (loss) for the period9904€4k€-39k▼
Profit (loss) for the period to be appropriated9905€4k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-956€-40k▼
Profit (loss) brought forward from the previous period14P€-5k€-956▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-39k ▼1169%
Net result drops to €-39k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1061 days late
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 322 days late
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 687 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
636 m²
Building footprint
146 m²
Volume, LiDAR
481 m³
Parcel 44019B0854/00G000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Xpress Group
since 20192.292.269.950
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019B0854/00G000 | Flanders | 636 m² | 1 · 146 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KM
BE 0646.912.893
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Redlog
BE 0891.777.121
Raeren · Eq €3,055
CASTLE LAND
BE 0761.535.914
Anderlecht · Eq €3,075
OETERTRANSPORT
BE 1014.165.682
Maaseik · Eq €3,000
TIMA GLOBAL SERVICE
BE 1008.344.989
Brussel · Eq €2,965
Of 4,915 companies in sector 53200 we hold annual accounts for 1,329. 520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46130Agents in the wholesale of timber and building materials
47120Other non-specialised retail sale
49420Removal services
52210Service activities incidental to land transportation
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.