SAYLO

Active

Private limited company (pre-2019)founded 20169 yrs activeFrans van Kalkenlaan 9, 1070 Anderlecht, BelgiumKBO/BCE: BE 0665.526.007

Summary

The computed 12-month bankruptcy probability of SAYLO is 6.0% (elevated). The 2025 annual accounts show negative equity (-€25,163) and a net result of -€56,098. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 128 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SAYLOActiveChecked score 12/100

Risk analysis Report Compare

What they do

Checked score

Score 2025

12 / 100

Critical

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-28

Solvency0▼-37

Growth55▼-13

Track record100

Bankruptcy probability, 12 months

6.0% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.57 against 0.96 in 2024; short-term debt: 125.3% and cash: 6.1% of total assets), and equity is negative.

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 53

Relative position

BE, all sectors

reference

Postal and courier activities (NACE 53)

about 277% more bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-25.3%

Return on assets

-56.4%

Age of the figures

9 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€25,163

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

16 d early

2024

11 d early

2023

6 d early

2022

26 d early

2021

103 d late

2020

83 d late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

15-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Weakest financial yearnet -€56,098
20-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€25,163 View
Caution: Among the weakest 5% on net resultsector median €5,850 · 128 companies -€56,098 View
Caution: 2 loss-making years in a rowloss fiscal year 2025 -€56,098 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View