XPLOIT CONSULTING
ActiveSummary
XPLOIT CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,199 and a net result of €47,789. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 22% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency47▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.16 in 2024; short-term debt: 59% and cash: 35.8% of total assets), and 77.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.3%
Return on assets
34.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
28 d early
2022
30 d early
2021
6 d early
2020
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€31,199=
2024 · €31,190
Total assets
€140,191▲ 17.2%
2024 · €119,568
Net result
€47,789▲ 50.2%
2024 · €31,827
Working capital
€3,766▼ 57.4%
2024 · €8,842
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,632▼ 64.8%€21,066▲ 98.1%€37,270▲ 76.9%€42,581▲ 14.3%€63,763▲ 49.7%
Net result€7,481within the sector's middle half▼ 65.5%€15,025within the sector's middle half▲ 101%€28,001within the sector's middle half▲ 86.4%€31,827within the sector's middle half▲ 13.7%€47,789within the sector's middle half▲ 50.2%
Equity€31,138within the sector's middle half▲ 31.6%€31,163within the sector's middle half▲ 0.1%€31,163within the sector's middle half=€31,190within the sector's middle half▲ 0.1%€31,199within the sector's middle half=
Total assets€103,984within the sector's middle half▲ 166%€109,378within the sector's middle half▲ 5.2%€118,593within the sector's middle half▲ 8.4%€119,568within the sector's middle half▲ 0.8%€140,191within the sector's middle half▲ 17.2%
Debt€72,846▲ 372%€78,216▲ 7.4%€87,429▲ 11.8%€88,378▲ 1.1%€108,992▲ 23.3%
Working capital€15,437▼ 4.4%€17,492▲ 13.3%€10,691▼ 38.9%€8,842▼ 17.3%€3,766▼ 57.4%
Solvency29.9%below the sector's middle half▼ 30.6pp28.5%below the sector's middle half▼ 1.5pp26.3%below the sector's middle half▼ 2.2pp26.1%below the sector's middle half▼ 0.2pp22.3%below the sector's middle half▼ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 50% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140,191
Fixed assets
€53,777 ▼ 0.6%
Current assets
€86,414 ▲ 32.0%
Equity and liabilities €140,191
Equity
€31,199 =
Debt
€108,992 ▲ 23.3%
Debt's share of the balance-sheet total rises from 73.9% to 77.7%. Debt is higher.
Key figures and ratios
EBITDA
€74,895▲
2024 · €52,503
Cash flow
€58,921▲
2024 · €41,748
Current ratio
1.05▼
2024 · 1.16
Debt to equity
3.49▲
2024 · 2.83
ROE
153.2%▲
2024 · 102.0%
ROA
34.1%▲
2024 · 26.6%
Interest coverage
55.31▲
2024 · 32.69
Debt ≤ 1 year
€82,648▲
2024 · €56,603
Debt > 1 year
€26,344▼
2024 · €31,775
Income taxes
€14,646▲
2024 · €9,149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,035 | €9,648 | €9,621 | €9,921 | €11,132 | ▲ 12.2% |
| Other operating charges640/8 | €9,893 | €5,791 | €227 | €4,149 | €10,492 | ▲ 153% |
| Gross operating margin9900 | €24,559 | €36,504 | €47,117 | €56,652 | €85,388 | ▲ 50.7% |
| Operating profit (loss)9901 | €10,632 | €21,066 | €37,270 | €42,581 | €63,763 | ▲ 49.7% |
| Financial income75/76B | - | - | - | - | €25 | - |
| Recurring financial income75 | - | - | - | - | €25 | - |
| Financial charges65/66B | €1,540 | €1,381 | €1,444 | €1,606 | €1,354 | ▼ 15.7% |
| Recurring financial charges65 | €1,540 | €1,381 | €1,444 | €1,606 | €1,354 | ▼ 15.7% |
| Profit (loss) for the period before taxes9903 | €9,091 | €19,685 | €35,826 | €40,976 | €62,434 | ▲ 52.4% |
| Income taxes67/77 | €1,611 | €4,660 | €7,825 | €9,149 | €14,646 | ▲ 60.1% |
| Profit (loss) for the period9904 | €7,481 | €15,025 | €28,001 | €31,827 | €47,789 | ▲ 50.2% |
| Profit (loss) for the period to be appropriated9905 | €7,481 | €15,025 | €28,001 | €31,827 | €47,789 | ▲ 50.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €103,984 | €109,378 | €118,593 | €119,568 | €140,191 | ▲ 17.2% |
| Fixed assets21/28 | €63,332 | €56,088 | €57,604 | €54,124 | €53,777 | ▼ 0.6% |
| Tangible fixed assets22/27 | €61,632 | €54,388 | €50,904 | €47,424 | €47,077 | ▼ 0.7% |
| Land and buildings22 | €55,834 | €50,524 | €44,698 | €38,871 | €33,045 | ▼ 15.0% |
| Furniture and vehicles24 | €5,798 | €3,864 | €6,207 | €8,552 | €14,033 | ▲ 64.1% |
| Financial fixed assets28 | €1,700 | €1,700 | €6,700 | €6,700 | €6,700 | = |
| Current assets29/58 | €40,652 | €53,290 | €60,988 | €65,445 | €86,414 | ▲ 32.0% |
| Stocks and contracts in progress3 | €5,511 | - | - | - | - | - |
| Stocks30/36 | €5,511 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €13,137 | €22,479 | €25,443 | €19,104 | €33,809 | ▲ 77.0% |
| Trade receivables40 | €7,304 | €14,618 | €16,281 | €1,966 | €605 | ▼ 69.2% |
| Other amounts receivable41 | €5,834 | €7,860 | €9,163 | €17,138 | €33,204 | ▲ 93.7% |
| Cash at bank and in hand54/58 | €21,589 | €30,588 | €33,141 | €44,828 | €50,187 | ▲ 12.0% |
| Deferred charges and accrued income490/1 | €414 | €223 | €2,403 | €1,512 | €2,417 | ▲ 59.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €103,984 | €109,378 | €118,593 | €119,568 | €140,191 | ▲ 17.2% |
| Equity10/15 | €31,138 | €31,163 | €31,163 | €31,190 | €31,199 | = |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €7,200 | €7,200 | €7,200 | €7,200 | €7,200 | = |
| Non-distributable reserves130/1 | €200 | €200 | €200 | €200 | €200 | = |
| Reserves not available under the articles1311 | €200 | €200 | €200 | €200 | €200 | = |
| Distributable reserves133 | €7,000 | €7,000 | €7,000 | €7,000 | €7,000 | = |
| Profit (loss) carried forward14 | €21,938 | €21,963 | €21,963 | €21,990 | €21,999 | = |
| Amounts payable17/49 | €72,846 | €78,216 | €87,429 | €88,378 | €108,992 | ▲ 23.3% |
| Amounts payable after more than one year17 | €47,631 | €42,418 | €37,133 | €31,775 | €26,344 | ▼ 17.1% |
| Financial debts170/4 | €47,631 | €42,418 | €37,133 | €31,775 | €26,344 | ▼ 17.1% |
| Amounts payable within one year42/48 | €25,215 | €35,798 | €50,297 | €56,603 | €82,648 | ▲ 46.0% |
| Current portion of amounts payable after more than one year42 | €5,143 | €5,214 | €5,285 | €5,357 | €5,431 | ▲ 1.4% |
| Financial debts43 | €4,588 | €4,576 | €6,465 | €6,507 | €6,354 | ▼ 2.3% |
| Credit institutions430/8 | €4,588 | €4,576 | €6,465 | €6,507 | €6,354 | ▼ 2.3% |
| Trade debts44 | €8,696 | €3,921 | €2,895 | €2,803 | €5,381 | ▲ 92.0% |
| Suppliers440/4 | €8,696 | €3,921 | €2,895 | €2,803 | €5,381 | ▲ 92.0% |
| Taxes, remuneration and social security45 | €6,788 | €7,088 | €7,652 | €10,136 | €17,702 | ▲ 74.6% |
| Taxes450/3 | €6,788 | €7,088 | €7,652 | €10,136 | €17,702 | ▲ 74.6% |
| Other amounts payable47/48 | - | €15,000 | €28,000 | €31,800 | €47,780 | ▲ 50.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,481 | €15,025 | €28,001 | €31,827 | €47,789 | ▲ 50.2% |
| + Depreciation and write-downs630 | €4,035 | €9,648 | €9,621 | €9,921 | €11,132 | ▲ 12.2% |
| Operating cash flow (approximation) | €11,515 | €24,673 | €37,621 | €41,748 | €58,921 | ▲ 41.1% |
| Investment in fixed assets (approximation) | - | -€2,404 | -€11,137 | -€6,440 | -€10,786 | ▼ 67.5% |
| Change in cash | - | €8,999 | €2,553 | €11,687 | €5,359 | ▼ 54.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €47,789 ▲50.2%
Operating result €63,763, net result €47,789, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €7,481 ▼65.5%
Net result drops to €7,481, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2019
Ground area
157 m²
Building footprint
45 m²
Volume, LiDAR
358 m³
Parcel 55019B0158/00H005, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
XPLOIT CONSULTING
since 20192.293.648.043
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019B0158/00H005indicative | Wallonia | 156 m² | 1 · 45 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
33.33%
-
33.33%
According to the 2025 annual accounts of XPLOIT CONSULTING and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 14,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
32990Other manufacturing not elsewhere classified
47789Other retail sale of new goods
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74120Graphic design and visual communication
Contact
E-mail
info@xploitconsulting.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0734667607
Also
9925:BE0734667607
Registered
11-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.