XPERIAN
ActiveXPERIAN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €47k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 53% of 1902 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.61 in 2024; short-term debt: 29.9% and cash: 56.4% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
29.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €94k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
112 d early
2024
76 d early
2023
61 d early
2022
17 d early
2021
3 d early
2020
5 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 47.6%
2024 · €64k
2018: €54k
2019: €99k
2020: €72k
2021: €68k
2022: €10k
2023: €46k
2024: €64k
2018 → 2025
Total assets
€159k▲ 22.1%
2024 · €130k
2018: €239k
2019: €227k
2020: €115k
2021: €91k
2022: €29k
2023: €59k
2024: €130k
2018 → 2025
Net result
€47k▼ 19.9%
2024 · €59k
2018: €-13k
2019: €44k
2020: €-27k
2021: €15k
2022: €-58k
2023: €37k
2024: €59k
2018 → 2025
Working capital
€54k▲ 127%
2024 · €24k
2018: €-47k
2019: €-4k
2020: €-11k
2021: €58k
2022: €3k
2023: €40k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€10k▼ 85.6%€46k▲ 378%€64k▲ 37.3%€94k▲ 47.6%
Operating result€15k-€-58k€37k€75k▲ 102%€68k▼ 9.1%
Net result€15k-€-58k€37k€59k▲ 59.8%€47k▼ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€58k▼ 14.8%
Current assets
€101k▲ 62.3%
Equity and liabilities €159k
Equity
€94k▲ 47.6%
Debt
€65k▼ 2.4%
The debt ratio falls from 51.0% to 40.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▲
2024 · €81k
Cash flow
€62k▼
2024 · €65k
Solvency
59.3%▲
2024 · 49.0%
Current ratio
2.13▲
2024 · 1.61
Quick ratio
2.13▲
2024 · 1.61
Debt / equity
0.69▼
2024 · 1.04
ROE
49.9%▼
2024 · 92.0%
ROA
29.6%▼
2024 · 45.1%
Interest coverage
55.53▼
2024 · 65.63
Debt
€65k▼
2024 · €66k
Debt ≤ 1 year
€48k▲
2024 · €39k
Debt > 1 year
€17k▼
2024 · €28k
Income taxes
€20k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€159k▲
Fixed assets21/28€68k€58k▼
Tangible fixed assets22/27€68k€58k▼
Furniture and vehicles24€26k€25k▼
Leasing and similar rights25€39k€31k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€62k€101k▲
Amounts receivable within one year40/41€61k€11k▼
Trade receivables40€47k-
Other amounts receivable41€14k€11k▼
Cash at bank and in hand54/58€972€90k▲
Equity and liabilities
Total equity and liabilities10/49€130k€159k▲
Equity10/15€64k€94k▲
Contributions10/11€19k€19k=
Reserves13€49k€76k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€47k€73k▲
Profit (loss) carried forward14€-4k-
Amounts payable17/49€66k€65k▼
Amounts payable after more than one year17€28k€17k▼
Financial debts170/4€28k€17k▼
Amounts payable within one year42/48€39k€48k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€25k€35k▲
Taxes450/3€25k€35k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€15k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€83k€86k▲
Operating profit (loss)9901€75k€68k▼
Financial income75/76B€274€10▼
Recurring financial income75€274€10▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€74k€67k▼
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€59k€47k▼
Profit (loss) for the period to be appropriated9905€59k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€43k▲
Profit (loss) brought forward from the previous period14P€-33k€-4k▲
Transfer from equity791/2€41k€17k▼
Transfer to equity691/2€30k€43k▲
To other reserves6921€30k€43k▲
Profit to be distributed694/7€41k€17k▼
Return on contributions (dividend)694€41k€17k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €59k ▲59.8%
Operating result €75k, net result €59k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 4.25
Current ratio from 1.15 to 4.25; short-term debt falls from €20k to €12k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-58k ▼483%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 3.43
Current ratio from 0.75 to 3.43; short-term debt falls from €43k to €24k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogendonk 59250 WaasmunsterGround area
1,784 m²
Building footprint
116 m²
Volume, LiDAR
757 m³
Parcel 42023B0774/00T000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMPUPRINT
since 19942.031.579.975
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0774/00T000 | Flanders | 1,784 m² | 1 · 116 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Smart Fellows
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GREENDATA
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GOBERT IT SOLUTIONS
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Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1987
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
46492Wholesale trade
51475
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.