ASSY-SOFT
ActiveSummary
ASSY-SOFT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,871 and a net result of €49,591. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 483 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency94▲+36
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.38 against 0.89 in 2024; short-term debt: 31.2% and cash: 56.1% of total assets), and 31.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
41.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
29 d early
2022
13 d early
2021
15 d late
2020
45 d early
2019
19 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 oldest company in Zulte, Telecoms and IT sector
Equity
€82,871▲ 149%
2024 · €33,280
Total assets
€120,454▲ 20.8%
2024 · €99,682
Net result
€49,591
2024 · -€34,670
Working capital
€51,691
2024 · -€7,030
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,209▼ 26.1%-€12,253-€4,079▲ 66.7%-€34,568▼ 747%€53,520
Net result€10,605within the sector's middle half▼ 26.1%-€13,007below the sector's middle half-€4,444below the sector's middle half▲ 65.8%-€34,670below the sector's middle half▼ 680%€49,591within the sector's middle half
Equity€85,401within the sector's middle half▲ 14.2%€72,394within the sector's middle half▼ 15.2%€67,950within the sector's middle half▼ 6.1%€33,280within the sector's middle half▼ 51.0%€82,871within the sector's middle half▲ 149%
Total assets€160,874within the sector's middle half▼ 17.3%€153,323within the sector's middle half▼ 4.7%€140,291within the sector's middle half▼ 8.5%€99,682within the sector's middle half▼ 28.9%€120,454below the sector's middle half▲ 20.8%
Debt€75,473▼ 36.9%€80,929▲ 7.2%€72,341▼ 10.6%€66,402▼ 8.2%€37,583▼ 43.4%
Working capital€31,126within the sector's middle half▲ 54.4%€10,531within the sector's middle half▼ 66.2%€14,421within the sector's middle half▲ 36.9%-€7,030below the sector's middle half€51,691within the sector's middle half
Solvency53.1%within the sector's middle half▲ 14.6pp47.2%within the sector's middle half▼ 5.9pp48.4%within the sector's middle half▲ 1.2pp33.4%within the sector's middle half▼ 15.0pp68.8%within the sector's middle half▲ 35.4pp
Current ratio1.50within the sector's middle half▲ 0.301.14within the sector's middle half▼ 0.361.20within the sector's middle half▲ 0.060.89below the sector's middle half▼ 0.312.38within the sector's middle half▲ 1.48
Return on assets (ROA)6.6%within the sector's middle half▼ 0.8pp-8.5%below the sector's middle half▼ 15.1pp-3.2%below the sector's middle half▲ 5.3pp-34.8%below the sector's middle half▼ 31.6pp41.2%above the sector's middle half▲ 76.0pp
Staff (FTE)2.5▲ 4.2%2.8▲ 12.0%2.8=1.9▼ 32.1%
above
within
below
the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53,520 after a loss of €34,568 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120,454
Fixed assets
€31,180 ▼ 22.7%
Current assets
€89,274 ▲ 50.4%
Equity and liabilities €120,454
Equity
€82,871 ▲ 149%
Debt
€37,583 ▼ 43.4%
Debt's share of the balance-sheet total falls from 66.6% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62,650▲
2024 · -€21,349
Cash flow
€58,721▲
2024 · -€21,451
Debt to equity
0.45▼
2024 · 2.00
ROE
59.8%▲
2024 · -104.2%
Interest coverage
91.59▲
2024 · -35.93
Debt ≤ 1 year
€37,583▼
2024 · €66,402
Income taxes
€3,261
Staff costs
€249▼
2024 · €111,793
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €207 | - |
| Remuneration, social security and pensions62 | €107,446 | €122,847 | €143,904 | €111,793 | €249 | ▼ 99.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,962 | €11,255 | €13,712 | €13,219 | €9,130 | ▼ 30.9% |
| Other operating charges640/8 | €3,868 | €3,990 | €4,346 | €4,459 | €4,565 | ▲ 2.4% |
| Non-recurring operating charges66A | €19 | - | €480 | €19 | €8,763 | ▲ 46,313% |
| Gross operating margin9900 | €133,504 | €125,840 | €158,363 | €94,922 | €76,228 | ▼ 19.7% |
| Operating profit (loss)9901 | €11,209 | -€12,253 | -€4,079 | -€34,568 | €53,520 | ▲ 255% |
| Financial income75/76B | €7 | €1 | €297 | €492 | €16 | ▼ 96.7% |
| Recurring financial income75 | €7 | €1 | €297 | €492 | €16 | ▼ 96.7% |
| Financial charges65/66B | €611 | €755 | €656 | €594 | €684 | ▲ 15.1% |
| Recurring financial charges65 | €611 | €755 | €656 | €594 | €684 | ▲ 15.1% |
| Profit (loss) for the period before taxes9903 | €10,605 | -€13,007 | -€4,438 | -€34,670 | €52,852 | ▲ 252% |
| Income taxes67/77 | - | - | €6 | - | €3,261 | - |
| Profit (loss) for the period9904 | €10,605 | -€13,007 | -€4,444 | -€34,670 | €49,591 | ▲ 243% |
| Profit (loss) for the period to be appropriated9905 | €10,605 | -€13,007 | -€4,444 | -€34,670 | €49,591 | ▲ 243% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €160,874 | €153,323 | €140,291 | €99,682 | €120,454 | ▲ 20.8% |
| Fixed assets21/28 | €67,848 | €66,888 | €53,529 | €40,310 | €31,180 | ▼ 22.7% |
| Tangible fixed assets22/27 | €67,848 | €66,888 | €53,529 | €40,310 | €31,180 | ▼ 22.7% |
| Land and buildings22 | €29,943 | €29,845 | €29,747 | €29,747 | €29,747 | = |
| Plant, machinery and equipment23 | €6,188 | €16,094 | €9,601 | €5,041 | €1,433 | ▼ 71.6% |
| Furniture and vehicles24 | €31,717 | €20,949 | €14,181 | €5,522 | - | - |
| Current assets29/58 | €93,026 | €86,435 | €86,762 | €59,372 | €89,274 | ▲ 50.4% |
| Stocks and contracts in progress3 | €9,837 | €9,369 | €10,022 | €8,894 | - | - |
| Stocks30/36 | €9,837 | €9,369 | €10,022 | €8,894 | - | - |
| Amounts receivable within one year40/41 | €23,489 | €24,152 | €26,684 | €33,219 | €21,680 | ▼ 34.7% |
| Trade receivables40 | €23,221 | €23,402 | €26,684 | €33,210 | €14,437 | ▼ 56.5% |
| Other amounts receivable41 | €268 | €750 | - | €9 | €7,243 | ▲ 83,921% |
| Cash at bank and in hand54/58 | €59,700 | €52,914 | €50,057 | €17,259 | €67,594 | ▲ 292% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €160,874 | €153,323 | €140,291 | €99,682 | €120,454 | ▲ 20.8% |
| Equity10/15 | €85,401 | €72,394 | €67,950 | €33,280 | €82,871 | ▲ 149% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Outside capital11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Other1109/19 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €23,401 | €23,401 | €23,401 | €23,401 | €23,401 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves not available under the articles1311 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | €17,201 | €17,201 | €17,201 | €17,201 | €17,201 | = |
| Profit (loss) carried forward14 | - | -€13,007 | -€17,451 | -€52,121 | -€2,530 | ▲ 95.1% |
| Amounts payable17/49 | €75,473 | €80,929 | €72,341 | €66,402 | €37,583 | ▼ 43.4% |
| Amounts payable after more than one year17 | €13,572 | €5,025 | - | - | - | - |
| Financial debts170/4 | €13,572 | €5,025 | - | - | - | - |
| Amounts payable within one year42/48 | €61,900 | €75,904 | €72,341 | €66,402 | €37,583 | ▼ 43.4% |
| Current portion of amounts payable after more than one year42 | €8,464 | €8,547 | €5,025 | - | - | - |
| Trade debts44 | €7,036 | €10,517 | €83 | €18,498 | - | - |
| Suppliers440/4 | €7,036 | €10,517 | €83 | €18,498 | - | - |
| Taxes, remuneration and social security45 | €38,177 | €49,713 | €61,275 | €32,567 | €2,480 | ▼ 92.4% |
| Taxes450/3 | €4,789 | €14,682 | €21,260 | €15,761 | €2,480 | ▼ 84.3% |
| Remuneration and social security454/9 | €33,388 | €35,030 | €40,015 | €16,805 | - | - |
| Other amounts payable47/48 | €8,224 | €7,127 | €5,958 | €15,337 | €35,103 | ▲ 129% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,605 | -€13,007 | -€4,444 | -€34,670 | €49,591 | ▲ 243% |
| + Depreciation and write-downs630 | €10,962 | €11,255 | €13,712 | €13,219 | €9,130 | ▼ 30.9% |
| Operating cash flow (approximation) | €21,567 | -€1,752 | €9,268 | -€21,451 | €58,721 | ▲ 374% |
| Investment in fixed assets (approximation) | - | -€10,296 | -€354 | €0 | €0 | - |
| Change in cash | - | -€6,786 | -€2,858 | -€32,798 | €50,335 | ▲ 253% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €49,591
Net result €49,591 after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.38
Current ratio from 0.89 to 2.38; short-term debt falls from €66,402 to €37,583.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€34,670
Net result drops to -€34,670, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 1987
Ground area
1,001 m²
Building footprint
906 m²
Volume, LiDAR
5,558 m³
Parcel 44081C0012/00R005, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASSY-SOFT
since 19872.032.791.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0012/00R005 | Flanders | 1,001 m² | 1 · 906 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,727 companies in sector 63100 we hold annual accounts for 1,274. 984 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-04-1987
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0430895873
Also
9925:BE0430895873
Registered
31-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.