Financials
- Financial year
- 2025
- Total assets
- €1.1m
- Profit
- €67,655
- Solvency
- 7.4%
Total assets▼ 10.7%
Net result
20232025
XL HOME
ActiveSummary
XL HOME has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,070 and a net result of €67,655. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 21% of 5,763 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Development of residential building projects
NACE 68121
1 site
Size
€1.1mtotal assets 2025
- Staff
- 2 FTE
- Equity
- €83,070
- Profit
- €67,655
Structure
- Largest shareholder
- FRANCOIS DE FRANCQUEN INVEST · 50%
2025 accounts 108 days early1 deed in the Belgian Official Gazette
Why 82raises riskEquity €83,070 (7.4% of total assets)Liquidity: current ratio 1.49, cash €8,727lowers riskSector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 16-04-2026)Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 41% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency
32+2
equity 7.4% of total assets
Liquidity
16-35
short-term debt 66.3% · cash 0.8%
Profitability
52-17
return on assets 6.1%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026highest value
06-2026: 0.5%● unchanged vs 05-2026highest value
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.1 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.49, compared with 15.37 in 2024, below the usual 1.5; short-term debt: 66.3% and cash: 0.8% of total assets), and 92.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 28% on solvency, 14% on liquidity, 44% on profitability and 79% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5763 sector peers (2025).
NBB · sector comparisonPosition among 5763 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
108 days early
2024
50 days early
2023
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 60 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (3 of the last 3 filed years within 58 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2023 to 2025net €67,655 ▲2,795%
- Annual accounts filedfinancial year 2024 · full…
Key points
By topic
Board & ownership
- Largest shareholder
- FRANCOIS DE FRANCQUEN INVEST · 50%
- Known shareholders
- 100%
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 10-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 02-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about XL HOME
- What is the company number of XL HOME?
- 0794.327.159. In Belgium the VAT number is the company number with BE in front: BE 0794.327.159.
- Where is XL HOME based?
- The registered office is at Pélerin(F) 2, 5370 Havelange.Company details
- What does XL HOME do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of XL HOME?
- Public limited company (NV).
- When was XL HOME founded?
- On 02-12-2022.
- Is XL HOME still active?
- Yes, XL HOME is an active enterprise in the KBO register.
- How many employees does XL HOME have?
- On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of XL HOME?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is XL HOME profitable?
- In financial year 2025, XL HOME made a profit of €67,655.
- Where can I find the annual accounts of XL HOME?
- XL HOME filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of XL HOME due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to XL HOME
Shareholders
Comparable companies
- MEYMOSint-Jans-Molenbeek
- PURE REAL ESTATE INVESTGeetbets
- MIIX BEELBROEKDeinze
- LECONAAalter
- CALVIMMOEcaussinnes
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