Equity
€83,265 from €156,454 in 2023
Equity fell by 47% in 2 years.
CALVIMMO
Lifetime
20 annual accounts with figures on one time axis, 46 filings since 1977peak €191,741 (2023)
€80,966▲ 442%
lowest -€73,564 (2024)
€375▲ €73,939
peak €156,454 (2023)
€83,265▲ 0.5%
€557,366▼ 7.6%
peak 0.4 FTE (2015)
-not published
Board7 names since 2020
5 directors and 4 others
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from €14,941 to €80,966Back to profit: €375Cash from €23,520 to €4,230
Key points
from the 2025 annual accountsResult
€375 €375
Back in profit in 2025, after a loss of €73,564 in 2024.
Turnover
≈ €210,000 estimated
The accounts state no turnover.
Debts
€557,366 87% of the balance sheet
Financial debts 84%Suppliers 9%Taxes and wages 1%Other 6%
Of this, €88,671 falls due within a year.
Liquidity
4.70 was 3.43 in 2024
Short-term debts fell from €130,801 to €88,671.
Filings
46 annual accounts since 1977
Nine of the last ten came late. The 2020 accounts came latest: 172 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,986 companies had the same profile as CALVIMMO has now. Each dot stands for 10 companies, two years later.
96.4%
were still trading
2.4%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,986 companies, not a prediction for CALVIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
Director
Director
Director
- deed of 05-01-2024
- deed of 05-01-2024
- deed of 05-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0415427145
1 director resigning, 3 reappointments
Resignation: · Reappointments: , and · Director discharge: · General meeting of 18-12-2023 · Gazette deed
Registered office moved from Jambes to Ecaussinnes
New registered office: Rue Jules Blondeau numéro 2 boîte 4, 7190 Ecaussinnes · Previous registered office: Rue Van Opré 83, 5100 Jambes · Board meeting of 25-05-2023 · Gazette deed
4 directors reappointed
(managing director), , and · General meeting of 26-11-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CALVIMMO Ecaussinnes | €640,631 | €80,966 | 13.0% | - |
| BO-BOIS Mouscron | €606,578 | €85,993 | 48.4% | - |
| PHIDO Malmedy | €634,213 | €94,184 | 41.8% | - |
| LEMCO Affligem | €557,520 | €59,343 | 73.6% | - |
| Assurances Neuberg Arlon | €609,430 | €80,110 | 78.4% | 0.1 |
| P. & L. Woonadvies & Verkoop Wevelgem | €648,811 | €85,890 | 86.0% | - |
| RESIDENCE RESORT Mons | €818,350 | €159,122 | 11.7% | - |
These companies have the same main activity as CALVIMMO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €558,000 and €818,000, founded between 1968 and 1983.
Official details
Source: KBO- Status
- Active since 10-10-1975Normal situation
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.011.467.6207190 Ecaussinnes, since 18-09-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €640,631▼ 6.7%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on CALVIMMO
CALVIMMO files the micro format. That format states no turnover. The gross margin rose from -€848 in 2006 to €80,966 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CALVIMMO
- What is the company number of CALVIMMO?
- The company number of CALVIMMO is 0415.427.145. The VAT number is the same number with BE in front: BE 0415.427.145.
- Where is CALVIMMO based?
- The registered office is at Rue Jules Blondeau 2, 7190 Ecaussinnes.Company details
- What does CALVIMMO do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of CALVIMMO?
- CALVIMMO is a public limited company (NV).
- When was CALVIMMO founded?
- CALVIMMO was founded on 10-10-1975.
- Is CALVIMMO still active?
- Yes, CALVIMMO is an active enterprise in the KBO register.
- How many employees does CALVIMMO have?
- CALVIMMO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CALVIMMO fall under?
- In its 2025 annual accounts, CALVIMMO states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of CALVIMMO?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €80,966 and 48 comparable companies (NACE 681). It probably lies between €110,000 and €500,000. In financial year 2021 turnover was €38,560.
- Is CALVIMMO profitable?
- In financial year 2025, CALVIMMO made a profit of €375.
- Where can I find the annual accounts of CALVIMMO?
- CALVIMMO filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CALVIMMO due?
- CALVIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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