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Complete company report
Generated 15-08-2026
Active BE 0477.060.846Private limited company

XL FINANCES

Waterloosesteenweg 1135 ·1180 Ukkel, Belgium· 24 yrs active
Conclusion Checked

The file of XL FINANCES contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 24 yrs
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
≥ 25% High
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record +Recent warning signals +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
10 / 100
Moderate risk
Components
· 1 judicial reorganisation (+10)
Trust signals 1 signals
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 22-12-2025 2025-00589799
31-12-2023 ander 30-12-2024 2024-00627590
31-12-2022 ander 01-08-2023 2023-00306507
31-12-2021 ander 13-12-2022 2022-20537582
31-12-2020 ander 24-08-2021 2021-54600120
31-12-2019 volledig 30-11-2020 2020-74200022
31-12-2018 volledig 28-08-2019 2019-54100438
31-12-2017 volledig 30-07-2018 2018-40800103
31-12-2016 volledig 07-08-2017 2017-41600563
31-12-2015 volledig 26-07-2016 2016-35300516
Directors & mandates 1 directors
Former directors (1)
  • Gérald Hibert
    Director
    State Gazette act 23040114 (23-03-2023)
    Former
    - → 09-03-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation12-03-2002
StatusActive
Postal code1180
First BS signal 22-07-2026
Latest BS signal 22-07-2026
Establishment units 1 location
XL FINANCES
Waterloosesteenweg 1135, 1180 UkkelProjectontwikkeling voor woningbouw
since 20022.167.477.668
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0257/00V000 Brussels 3,242 m² 1 · 817 m² 20.8 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
22-07-2026
Judicial reorganisation Practitioner designation
Tribunal de l’entreprise francophone de Bruxelles
2025
22-12-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
03-10-2025
State Gazette act Director changes
25125068 · correction
2024
30-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · ander
15-04-2024
State Gazette act Director changes
Alexandra RHODIUS
2023
01-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · ander
23-03-2023
State Gazette act Director changes
24-01-2023
State Gazette act Director changes
2022
13-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · ander
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · ander
2020
30-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
07-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
26-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Lifecycle & Insolvency Signals1 events
22-07-2026
Judicial reorganisation Practitioner designation
 · Tribunal de l’entreprise francophone de Bruxelles · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-07-22 · Judicial reorganisation · Practitioner designation
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 10 months ago
2025
03-10-2025 1 director appointed, 1 resigning Director changescorrection
  • Finvision Bedrijfsrevisoren BV, Commissaris
  • DELVAUX, WILMET & ASSOCIES SRL, Commissaris
Summary: 25125068
Technical details 
{
  "events": [
    {
      "kind": "commissaris_out",
      "role": "commissaris",
      "person": null,
      "reason": "death",
      "subkind": "rectification",
      "via_org": {
        "kbo": null,
        "name": "DELVAUX, WILMET \u0026 ASSOCIES SRL",
        "address": null,
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-06-25",
      "evidence_quote": "Suite \u00E0 ce d\u00E9c\u00E8s, le cabinet DELVAUX, WILMET \u0026 ASSOCIES SRL (B00992) ne remplit plus les conditions n\u00E9cessaires lui permettant d\u0027exercer la fonction de commissaire.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0849.882.722",
        "name": "Finvision Bedrijfsrevisoren BV",
        "address": "Zuiderlaan 14/12, 1731 Zellik",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-10-03",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de nommer comme commissaire Finvision Bedrijfsrevisoren BV, 1731 Zellik. Zuiderlaan 14/12 (BE0849.882.722), repr\u00E9sent\u00E9e par Karel Nijs, Associ\u00E9 et r\u00E9viseur d\u0027entreprises agr\u00E9\u00E9 par la FSMA et Alain Williaume, Director et r\u00E9viseur d\u0027entreprises agr\u00E9\u00E9 par la FSMA comme repr\u00E9",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": 4
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-10-03",
    "filing_date": "2025-09-26",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-06-27",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0477.060.846",
    "name_full": "XL FINANCES",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Vincent van den Bulck",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": "25125068"
}
2024
15-04-2024 Change in the board of directors Director changes·Alexandra RHODIUS
Notary: Alexandra RHODIUS · Ixelles
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "HIBERT G\u00E9rald",
        "address": "1180 Uccle, Dr\u00E8ve Pittoresque 99",
        "birth_date": "1969-03-11",
        "profession": null,
        "birth_place": "Uccle"
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0476.845.565",
        "name": "MANAGEMENT GESTION \u0026 SERVICES",
        "address": "1180 Uccle, Chauss\u00E9e de Waterloo 1135",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de maintenir, pour une dur\u00E9e illimit\u00E9e, le mandat de l\u2019administrateur en fonction, \u00E0 savoir : La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u0022MANAGEMENT GESTION \u0026 SERVICES\u0022, en abr\u00E9g\u00E9 \u0022M.G.S.\u0022 dont le si\u00E8ge est \u00E9tabli \u00E0 1180 Uccle, Chauss\u00E9e de Waterloo 1135, RPM Bruxelles 0476.845.5",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Alexandra RHODIUS",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Ixelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-04-15",
    "filing_date": "2024-04-11",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-03-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0477.060.846",
    "name_full": "XL FINANCES",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Alexandra RHODIUS",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "exp\u00E9dition de l\u0027acte",
    "statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}
2023
23-03-2023 Gérald Hibert resigns as director Director changes
  • Gérald Hibert, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": "69.03.11-001.72",
        "name": "G\u00E9rald Hibert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-09",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte de la d\u00E9mission de Monsieur G\u00E9rald Hibert de son mandat d\u0027administrateur avec effet imm\u00E9diat.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": "69.03.11-001.72",
        "name": "G\u00E9rald Hibert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte de donner une d\u00E9charge provisoire \u00E0 l\u0027administrateur sortant.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "directeur",
      "person": {
        "rrn": "69.03.11-001.72",
        "name": "G\u00E9rald Hibert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0476.845.565",
        "name": "Management Gestion \u0026 Services SRL",
        "address": "chauss\u00E9e de Waterloo 1135 \u00E0 1180 Uccle",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-23",
      "evidence_quote": "Par cons\u00E9quent, \u00E0 dater de ce jour, l\u0027administrateur Management Gestion \u0026 Services SRL sera repr\u00E9sent\u00E9 par Monsieur G\u00E9rald Hibert (NN 69.03.11-001.72), en remplacement de Madame Sophie de Kerchove.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": "G\u00E9rald Hibert",
      "rep_rotation_old_rep": "Sophie de Kerchove",
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-03-23",
    "filing_date": "2023-03-15",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-03-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0477.060.846",
    "name_full": "XL FINANCES",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "G\u00E9rald Hibert",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
24-01-2023 2 directors appointed Director changes
  • Charles de Streel, Commissaris
  • Charles de Streel, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": "IRE A1832",
        "name": "Charles de Streel",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "C2 Reviseurs et Associ\u00E9s",
        "address": "avenue de la Vecqu\u00E9e 14",
        "country": "BE",
        "legal_form": null
      },
      "statutory": "statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer comme commissaire-reviseur la soci\u00E9t\u00E9 C2 Reviseurs et Associ\u00E9s (num\u00E9ro IREB759) dont le si\u00E8ge social est situ\u00E9 avenue de la Vecqu\u00E9e 14 \u00E0 5000 Namur. La soci\u00E9t\u00E9 C2 a d\u00E9sign\u00E9 monsieur Charles de Streel (num\u00E9ro IRE A1832) pour effectuer cette mission.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": "IRE A1832",
        "name": "Charles de Streel",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "C2 Reviseurs et Associ\u00E9s",
        "address": "avenue de la Vecqu\u00E9e 14",
        "country": "BE",
        "legal_form": null
      },
      "statutory": "statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "A titre exceptionnel, compte tenu que la d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale intervient post\u00E9rieurement \u00E0 la date du 31.12.2021, il est possible de nommer le commissaire \u00E9galement pour l\u0027ann\u00E9e se cl\u00F4turant au 31.12.2021.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2021"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2023-01-16",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-11-04",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0477.060.846",
    "name_full": "XL FINANCES",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Monsieur G\u00E9rald Hibert",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR XL FINANCES
Registered office
Waterloosesteenweg 1135
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative