XK CONSULT

Active

Private limited companyfounded 20224 yrs activeStoppelstraat 6, 9000 Gent, BelgiumKBO/BCE: BE 0783.508.392

XK CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100 and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

65 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+22

Solvency25▼-46

Growth58▲+6

Track record94

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12685 sector peers (2025).

NBB · sector comparison

Position among 12685 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

94 d early

2024

6 d early

2023

22 d early

2022

35 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€100▼ 99.6%

2024 · €23k

2022: €9k 2023: €19k 2024: €23k

2022 → 2025

Total assets

€42k▼ 14.0%

2024 · €49k

2022: €28k 2023: €35k 2024: €49k

2022 → 2025

Net result

€17k▲ 386%

2024 · €4k

2022: €9k 2023: €10k 2024: €4k

2022 → 2025

Working capital

€-5k

2024 · €13k

2022: €12k 2023: €17k 2024: €13k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€9k-€19k▲ 104%€23k▲ 18.9%€100▼ 99.6%

Operating result€14k-€16k▲ 12.7%€7k▼ 53.2%€25k▲ 235%

Net result€9k-€10k▲ 5.2%€4k▼ 63.0%€17k▲ 386%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 235% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €42k

13.2%

86.8%

Fixed assets €6k▼ 53.8%

Current assets €36k▼ 1.0%

Equity and liabilities €42k

99.8%

Equity €100▼ 99.6%

Debt €42k▲ 60.2%

The debt ratio rises from 53.6% to 99.8%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€25k▲

2024 · €9k

Cash flow

€18k▲

2024 · €5k

Solvency

0.2%▼

2024 · 46.4%

Current ratio

0.87▼

2024 · 1.55

Quick ratio

0.87▼

2024 · 1.55

ROA

41.7%▲

2024 · 7.4%

Interest coverage

76.49▲

2024 · 38.95

Debt

€42k▲

2024 · €26k

Debt ≤ 1 year

€42k▲

2024 · €24k

Debt > 1 year

€0▼

2024 · €2k

Income taxes

€7k▲

2024 · €4k

Equity ratios withheld: equity of €100 is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€49k€42k▼

Fixed assets21/28€12k€6k▼

Tangible fixed assets22/27€6k€877▼

Furniture and vehicles24€6k€877▼

Financial fixed assets28€6k€5k▼

Current assets29/58€37k€36k▼

Amounts receivable within one year40/41€3k€3k▼

Other amounts receivable41€3k€3k▼

Cash at bank and in hand54/58€31k€34k▲

Deferred charges and accrued income490/1€2k€0▼

Equity and liabilities

Total equity and liabilities10/49€49k€42k▼

Equity10/15€23k€100▼

Contributions10/11€100€100=

Reserves13€23k€0▼

Distributable reserves133€23k€0▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€26k€42k▲

Amounts payable after more than one year17€2k€0▼

Financial debts170/4€2k€0▼

Amounts payable within one year42/48€24k€42k▲

Current portion of amounts payable after more than one year42€3k€2k▼

Trade debts44€2k€2k▲

Suppliers440/4€2k€2k▲

Taxes, remuneration and social security45€19k€17k▼

Taxes450/3€18k€17k▼

Remuneration and social security454/9€286€0▼

Other amounts payable47/48€0€20k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€344▼

Other operating charges640/8€640€5k▲

Gross operating margin9900€10k€30k▲

Operating profit (loss)9901€7k€25k▲

Financial income75/76B€197€0▼

Recurring financial income75€197€0▼

Financial charges65/66B€230€332▲

Recurring financial charges65€230€332▲

Profit (loss) for the period before taxes9903€7k€25k▲

Income taxes67/77€4k€7k▲

Profit (loss) for the period9904€4k€17k▲

Profit (loss) for the period to be appropriated9905€4k€17k▲

Appropriation of the result

Profit (loss) to be appropriated9906€23k€17k▼

Profit (loss) brought forward from the previous period14P€19k€0▼

Transfer from equity791/2-€23k

Transfer to equity691/2€23k€0▼

To other reserves6921€23k€0▼

Profit to be distributed694/7-€40k

Return on contributions (dividend)694-€40k

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €17k ▲386%

Operating result €25k, net result €17k, both a record.

25-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €4k ▼63%

Net result drops to €4k, the lowest in the series; recovery starts the following year.

09-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stoppelstraat 69000 Gent

Ground area

97 m²

Parcel 44815F3735/00A000, Flanders. Linked by address, not a title deed.

1 establishment unit

XK CONSULT

Stoppelstraat 6, 9000 GentOther legal services

since 20222.329.058.981

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44815F3735/00A000	Flanders	97 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 24 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-03-2022

Fiscal year end31-12

Activities, NACEBEL

69109Other legal services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.