XERES
ActiveXERES has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▲+6
Solvency67▲+34
Growth35▼-17
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.01 in 2024), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
0.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
34 d late
2023
28 d early
2022
41 d early
2021
3 d early
2020
27 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close05-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€147▼ 98.6%
2022 · €11k
2022: €11k
2022 → 2023
EBIT margin
5725.5%▲ 5660.3pp
2022 · 65.2%
2022: 65.2%
2022 → 2023
Net result
€3k▼ 67.8%
2024 · €10k
2022: €6k
2023: €6k
2024: €10k
2022 → 2025
Working capital
€-101k▲ 23.9%
2024 · €-133k
2022: €-182k
2023: €-158k
2024: €-133k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€11k-€147▼ 98.6%
Equity€-128k-€-120k▲ 5.9%€-112k▲ 7.0%€262k
Operating result€7k-€8k▲ 21.3%€10k▲ 22.5%€4k▼ 63.1%
Net result€6k-€6k▲ 5.2%€10k▲ 53.7%€3k▼ 67.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€363k▲ 1,625%
Current assets
€4k▲ 209%
Equity and liabilities €367k
Equity
€262k
Debt
€105k
Debt finances 28.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k▼
2024 · €27k
Cash flow
€11k▼
2024 · €26k
Solvency
71.4%▲
2024 · -501.8%
Current ratio
0.04▲
2024 · 0.01
Quick ratio
0.04▲
2024 · 0.01
Debt / equity
0.40▲
2024 · -1.20
ROE
1.2%▲
2024 · -8.6%
ROA
0.8%▼
2024 · 43.2%
Interest coverage
90.98▼
2024 · 214.44
Debt
€105k▼
2024 · €134k
Debt ≤ 1 year
€105k▼
2024 · €134k
Income taxes
€570▲
2024 · €550
Staff costs
€247▲
2024 · €230
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€22k€367k▲
Fixed assets
21/28€21k€363k▲
Tangible fixed assets
22/27€21k€363k▲
Current assets
29/58€1k€4k▲
Amounts receivable within one year
40/41-€44
Cash & bank
54/58€555€3k▲
Total equity & liabilities
10/49€22k€367k▲
Equity
10/15€-112k€262k▲
Contributions / capital
10/11€172k€543k▲
Reserves
13€2k€2k=
Accumulated profits (losses)
14€-287k€-284k▲
Amounts payable
17/49€134k€105k▼
Amounts payable within one year
42/48€134k€105k▼
Trade debts payable within one year
44€853€612▼
Income statement
Code20242025
Gross operating margin
9900€32k€37k▲
Operating result
9901€10k€4k▼
Financial income
75€0-
Financial charges
65€124€126▲
Result before taxes
9903€10k€4k▼
Income taxes
67/77€550€570▲
Net result for the period
9904€10k€3k▼
Result to be appropriated
9905€10k€3k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €3k ▼67.8%
Net result drops to €3k, the lowest in the series.
30-06
Financial
Equity above €200kEq €262k
4 profitable years in a row build equity to €262k.
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
20-02
State Gazette act
Capital & shares
Joost EEMAN
2024
30-06
Financial
Highest result since 2022net €10k ▲53.7%
Operating result €10k, net result €10k, both a record.
03-01
State Gazette act
Capital & shares
Joost EEMAN
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
09-12
State Gazette act
Director changes
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 54 days late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 3 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
under verification, last change in 2022
All 3 current directors first appear in the same act (22145191). Founders or capital subscribers may have been counted as directors here.
Luc Van den Borre
CurrentManaging director · since 09-12-2022
Nancy Taildeman
CurrentNon-statutory director · since 09-12-2022
NV Codex
CurrentNon-statutory director · since 09-12-2022 · Legal entity · perm. rep.: Luc Van den Borre
09-12-2022
Luc Van den Borre: Appointed as Managing director
09-12-2022
Nancy Taildeman: Appointed as Non-statutory director
09-12-2022
NV Codex: Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
4 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 1998
Ground area
479 m²
Building footprint
299 m²
Volume, LiDAR
1,483 m³
Parcel 41024C1275/00B000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Krekeldries(HA) 25, 9450 Haaltert
since 19982.065.463.758
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024C1275/00B000 | Flanders | 479 m² | 1 · 299 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
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Elsene · Eq €262k
Bungalow.Net Holidays Services
BE 0779.678.476
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MDC
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Keppens Consulting
BE 0897.437.070
Gent · Eq €262k
Of 82,137 companies in sector 70200 we hold annual accounts for 51,402. 38,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-12-1993
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
74142
18130Pre-press and pre-media services
22250
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 3 actsNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.