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HOMANO

Active
Private limited companyfounded 199729 yrs activeKerkkouterrede 46, 9070 Destelbergen, BelgiumKBO/BCE: BE 0459.839.386
Summary

HOMANO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€82,092) and a net result of -€18,470. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+3
Solvency6▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 0.87 in 2024; short-term debt: 11.5% and cash: 1.8% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-18.6%
Return on assets
-4.2%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€82,092
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
on the day
2023
2 d early
2022
20 d early
2021
3 d early
2020
9 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HOMANO was incorporated on 22 January 1997.1 Total assets fell from EUR 843,334 in 2019 to EUR 441,596 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€82,092▼ 29.0%
2024 · -€63,621
Total assets
€441,596▼ 21.9%
2024 · €565,249
Net result
-€18,470▲ 28.9%
2024 · -€25,987
Working capital
-€17,835▲ 13.7%
2024 · -€20,665
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€839€722-€1,929-€2,058▼ 6.7%€4,395
Net result-€9,839below the sector's middle half-€8,347below the sector's middle half▲ 15.2%-€18,388below the sector's middle half▼ 120%-€25,987below the sector's middle half▼ 41.3%-€18,470below the sector's middle half▲ 28.9%
Equity-€10,899below the sector's middle half▼ 928%-€19,246below the sector's middle half▼ 76.6%-€37,635below the sector's middle half▼ 95.5%-€63,621below the sector's middle half▼ 69.0%-€82,092below the sector's middle half▼ 29.0%
Total assets€600,735above the sector's middle half▼ 6.9%€590,231above the sector's middle half▼ 1.7%€583,778above the sector's middle half▼ 1.1%€565,249above the sector's middle half▼ 3.2%€441,596within the sector's middle half▼ 21.9%
Debt€611,634▼ 5.4%€609,477▼ 0.4%€621,413▲ 2.0%€628,871▲ 1.2%€523,688▼ 16.7%
Working capital-€47,650below the sector's middle half▲ 31.1%-€35,709below the sector's middle half▲ 25.1%-€24,455below the sector's middle half▲ 31.5%-€20,665below the sector's middle half▲ 15.5%-€17,835below the sector's middle half▲ 13.7%
Solvency-1.8%below the sector's middle half▼ 1.6pp-3.3%below the sector's middle half▼ 1.4pp-6.4%below the sector's middle half▼ 3.2pp-11.3%below the sector's middle half▼ 4.8pp-18.6%below the sector's middle half▼ 7.3pp
Current ratio0.68below the sector's middle half▲ 0.040.76below the sector's middle half▲ 0.080.84below the sector's middle half▲ 0.080.87below the sector's middle half▲ 0.020.65below the sector's middle half▼ 0.22
Return on assets (ROA)-1.6%below the sector's middle half▼ 2.2pp-1.4%below the sector's middle half▲ 0.2pp-3.1%below the sector's middle half▼ 1.7pp-4.6%below the sector's middle half▼ 1.4pp-4.2%below the sector's middle half▲ 0.4pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€839-€839Net result 2021: -€9,839-€9,839Operating result 2022: €722€722Net result 2022: -€8,347-€8,347Operating result 2023: -€1,929-€1,929Net result 2023: -€18,388-€18,388Operating result 2024: -€2,058-€2,058Net result 2024: -€25,987-€25,987Operating result 2025: €4,395€4,395Net result 2025: -€18,470-€18,47020212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€1,929-€1,930Net result 2023: -€18,388-€18,400Operating result 2024: -€2,058-€2,060Net result 2024: -€25,987-€26,000Operating result 2025: €4,395€4,390Net result 2025: -€18,470-€18,500202320242025
The operating result returns to profit in 2025: €4,395 after a loss of €2,058 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441,596
Fixed assets €408,518 ▼ 5.2%
Current assets €33,078 ▼ 75.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€26,710▲
2024 · €20,256
Cash flow
€3,845▲
2024 · -€3,672
Debt to equity
-6.38▲
2024 · -9.88
Interest coverage
1.17▲
2024 · 0.85
Debt ≤ 1 year
€50,913▼
2024 · €155,081
Debt > 1 year
€450,000=
2024 · €450,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
2.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 1.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€565,249€441,596▼
Fixed assets21/28€430,833€408,518▼
Tangible fixed assets22/27€430,833€408,518▼
Land and buildings22€430,833€408,518▼
Current assets29/58€134,416€33,078▼
Amounts receivable within one year40/41€7,291€4,311▼
Trade receivables40€6,955€4,011▼
Other amounts receivable41€336€300▼
Current investments50/53€504-
Cash at bank and in hand54/58€98,396€7,957▼
Deferred charges and accrued income490/1€28,225€20,810▼
Equity and liabilities
Total equity and liabilities10/49€565,249€441,596▼
Equity10/15-€63,621-€82,092▼
Contributions10/11€60,000€60,000=
Reserves13€10,392€10,392=
Distributable reserves133€10,392€10,392=
Profit (loss) carried forward14-€134,013-€152,484▼
Amounts payable17/49€628,871€523,688▼
Amounts payable after more than one year17€450,000€450,000=
Financial debts170/4€450,000€450,000=
Amounts payable within one year42/48€155,081€50,913▼
Trade debts44€5,081€913▼
Suppliers440/4€5,081€913▼
Other amounts payable47/48€150,000€50,000▼
Accrued charges and deferred income492/3€23,790€22,775▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,315€22,315=
Other operating charges640/8€6,018€6,216▲
Gross operating margin9900€26,274€32,926▲
Operating profit (loss)9901-€2,058€4,395▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€23,929€22,865▼
Recurring financial charges65€23,929€22,865▼
Profit (loss) for the period before taxes9903-€25,987-€18,470▲
Profit (loss) for the period9904-€25,987-€18,470▲
Profit (loss) for the period to be appropriated9905-€25,987-€18,470▲
Appropriation of the result
Profit (loss) to be appropriated9906-€134,013-€152,484▼
Profit (loss) brought forward from the previous period14P-€108,027-€134,013▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,315€22,315€22,315€22,315€22,315=
Other operating charges640/8-€5,243€5,324€6,018€6,216▲ 3.3%
Gross operating margin9900€26,708€28,280€25,710€26,274€32,926▲ 25.3%
Operating profit (loss)9901-€839€722-€1,929-€2,058€4,395▲ 314%
Financial income75/76B---€0--
Recurring financial income75---€0--
Financial charges65/66B-€9,070€16,459€23,929€22,865▼ 4.4%
Recurring financial charges65€9,000€9,070€16,459€23,929€22,865▼ 4.4%
Profit (loss) for the period before taxes9903-€9,839-€8,347-€18,388-€25,987-€18,470▲ 28.9%
Profit (loss) for the period9904-€9,839-€8,347-€18,388-€25,987-€18,470▲ 28.9%
Profit (loss) for the period to be appropriated9905-€9,839-€8,347-€18,388-€25,987-€18,470▲ 28.9%
Line20212022202320242025Change
Assets
Total assets20/58€600,735€590,231€583,778€565,249€441,596▼ 21.9%
Fixed assets21/28€497,778€475,463€453,148€430,833€408,518▼ 5.2%
Tangible fixed assets22/27€497,778€475,463€453,148€430,833€408,518▼ 5.2%
Land and buildings22-€475,463€453,148€430,833€408,518▼ 5.2%
Current assets29/58€102,957€114,768€130,630€134,416€33,078▼ 75.4%
Amounts receivable within one year40/41€4,623€1,468€3,819€7,291€4,311▼ 40.9%
Trade receivables40-€1,446€3,264€6,955€4,011▼ 42.3%
Other amounts receivable41-€22€556€336€300▼ 10.8%
Current investments50/53€504€504€504€504--
Cash at bank and in hand54/58€90,330€103,219€116,188€98,396€7,957▼ 91.9%
Deferred charges and accrued income490/1-€9,577€10,118€28,225€20,810▼ 26.3%
Equity and liabilities
Total equity and liabilities10/49€600,735€590,231€583,778€565,249€441,596▼ 21.9%
Equity10/15-€10,899-€19,246-€37,635-€63,621-€82,092▼ 29.0%
Contributions10/11-€60,000€60,000€60,000€60,000=
Reserves13€10,392€10,392€10,392€10,392€10,392=
Non-distributable reserves130/1-€6,000----
Other1319-€6,000----
Distributable reserves133-€4,392€10,392€10,392€10,392=
Profit (loss) carried forward14-€81,291-€89,638-€108,027-€134,013-€152,484▼ 13.8%
Amounts payable17/49€611,634€609,477€621,413€628,871€523,688▼ 16.7%
Amounts payable after more than one year17€450,000€450,000€450,000€450,000€450,000=
Financial debts170/4--€450,000€450,000€450,000=
Other amounts payable178/9-€450,000----
Amounts payable within one year42/48€150,607€150,477€155,085€155,081€50,913▼ 67.2%
Trade debts44€607€477€5,085€5,081€913▼ 82.0%
Suppliers440/4-€477€5,085€5,081€913▼ 82.0%
Other amounts payable47/48-€150,000€150,000€150,000€50,000▼ 66.7%
Accrued charges and deferred income492/3-€9,000€16,328€23,790€22,775▼ 4.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€9,839-€8,347-€18,388-€25,987-€18,470▲ 28.9%
+ Depreciation and write-downs630€22,315€22,315€22,315€22,315€22,315=
Operating cash flow (approximation)€12,476€13,967€3,926-€3,672€3,845▲ 205%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€12,889€12,968-€17,791-€90,439▼ 408%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
26-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet -€25,987
Net result drops to -€25,987, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
15-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
3,745 m²
Building footprint
404 m²
Volume, LiDAR
2,083 m³
2 parcels, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Homano
Zenobe Grammestraat 42, 9040 GentNACE 7414201
since 19972.080.214.191
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44013A0488/00Z002 Flanders 2,078 m² 1 · 178 m² 12.9 m · 2 fl.
44432C0150/00R000 Flanders 1,667 m² 1 · 226 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-01-1997
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID 0208:0459839386
Also 9925:BE0459839386
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.