XDS Architectus
ActiveXDS Architectus has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €26k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▲+14
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.65 in 2024), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
11.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
30 d early
2022
16 d early
2021
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close12-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 26.5%
2024 · €97k
2021: €37k
2022: €51k
2023: €74k
2024: €97k
2021 → 2025
Total assets
€224k▲ 3.4%
2024 · €217k
2021: €76k
2022: €83k
2023: €191k
2024: €217k
2021 → 2025
Net result
€26k▲ 13.0%
2024 · €23k
2021: €45k
2022: €13k
2023: €23k
2024: €23k
2021 → 2025
Working capital
€-6k▲ 81.4%
2024 · €-30k
2021: €32k
2022: €28k
2023: €-46k
2024: €-30k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€51k▲ 36.1%€74k▲ 46.0%€97k▲ 30.6%€123k▲ 26.5%
Operating result€54k-€18k▼ 66.1%€29k▲ 58.4%€29k▲ 2.0%€35k▲ 17.8%
Net result€45k-€13k▼ 70.0%€23k▲ 73.4%€23k▼ 2.7%€26k▲ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€157k▼ 2.1%
Current assets
€67k▲ 19.1%
Equity and liabilities €224k
Equity
€123k▲ 26.5%
Debt
€102k▼ 15.3%
The debt ratio falls from 55.3% to 45.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€51k▲
2024 · €42k
Cash flow
€42k▲
2024 · €36k
Solvency
54.7%▲
2024 · 44.7%
Current ratio
0.92▲
2024 · 0.65
Quick ratio
0.92▲
2024 · 0.65
Debt / equity
0.83▼
2024 · 1.24
ROE
20.9%▼
2024 · 23.4%
ROA
11.5%▲
2024 · 10.5%
Interest coverage
35.19▼
2024 · 41.77
Debt
€102k▼
2024 · €120k
Debt ≤ 1 year
€73k▼
2024 · €87k
Debt > 1 year
€22k▼
2024 · €29k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€224k▲
Fixed assets21/28€161k€157k▼
Tangible fixed assets22/27€161k€157k▼
Land and buildings22€123k€129k▲
Furniture and vehicles24€37k€28k▼
Current assets29/58€56k€67k▲
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€18k€19k▲
Cash at bank and in hand54/58€35k€45k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€217k€224k▲
Equity10/15€97k€123k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€95k€120k▲
Amounts payable17/49€120k€102k▼
Amounts payable after more than one year17€29k€22k▼
Financial debts170/4€29k€22k▼
Amounts payable within one year42/48€87k€73k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€70k€57k▼
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€48k€53k▲
Operating profit (loss)9901€29k€35k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€28k€33k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€23k€26k▲
Profit (loss) for the period to be appropriated9905€23k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€120k▲
Profit (loss) brought forward from the previous period14P€72k€95k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Equity above €100kEq €123k ▲26.5%
5 profitable years in a row build equity to €123k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
Financial
Weakest financial yearnet €13k ▼70%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Nieuwedijkstraat 272800 MechelenGround area
478 m²
Building footprint
93 m²
Volume, LiDAR
477 m³
Parcel 12402B0186/00N002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XDS Architectus
since 20202.304.487.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0186/00N002 | Flanders | 478 m² | 1 · 93 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lands
BE 0523.960.346
Hasselt · Eq €123k
ARCHITECTUURBUREAU ALEXANDER JANSSENS
BE 0864.540.511
Rumst · Eq €123k
E & F CENTER
BE 0422.205.267
Meise · Eq €123k
Architectenbureau Sichien
BE 0894.705.531
Wichelen · Eq €123k
Atelier Vorm
BE 0804.904.416
Gent · Eq €123k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 5,405 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2020
Fiscal year end31-08
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.