XAVIS
ActiveSummary
The computed 12-month bankruptcy probability of XAVIS is 1.5% (moderate). The 2026 annual accounts show equity of €1.24M and a net result of €-13k. Its solvency ranks better than 72% of 133 sector peers (fiscal year 2026). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
Axes
Profitability38
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days only on tighter terms
Liquidity ample (current ratio 10.8; short-term debt: 8.8% and cash: 8.5% of total assets), and 28.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
71.1%
Return on assets
-0.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 19-08-2026, 73 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
73 d early
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€1.24M
Total assets
€1.74M
Net result
€-13k
Working capital
€1.50M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.74M
Fixed assets
€92k
Current assets
€1.65M
Equity and liabilities €1.74M
Equity
€1.24M
Debt
€503k
Debt finances 28.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€24k
Current ratio
10.80
Quick ratio
2.59
Debt to equity
0.41
ROE
-1.1%
ROA
-0.8%
Interest coverage
2.41
Debt ≤ 1 year
€153k
Debt > 1 year
€350k
Income taxes
€-7
Staff costs
€130k
Annual accounts
| Line | 2026 |
|---|---|
| Remuneration, social security and pensions62 | €130k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37k |
| Other operating charges640/8 | €24k |
| Gross operating margin9900 | €191k |
| Operating profit (loss)9901 | €-162 |
| Financial income75/76B | €2k |
| Recurring financial income75 | €2k |
| Financial charges65/66B | €15k |
| Recurring financial charges65 | €15k |
| Profit (loss) for the period before taxes9903 | €-13k |
| Income taxes67/77 | €-7 |
| Profit (loss) for the period9904 | €-13k |
| Profit (loss) for the period to be appropriated9905 | €-13k |
| Line | 2026 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.74M | |
| Fixed assets21/28 | €92k | |
| Intangible fixed assets21 | €87k | |
| Tangible fixed assets22/27 | €5k | |
| Furniture and vehicles24 | €5k | |
| Current assets29/58 | €1.65M | |
| Stocks and contracts in progress3 | €1.25M | |
| Stocks30/36 | €1.25M | |
| Amounts receivable within one year40/41 | €245k | |
| Trade receivables40 | €211k | |
| Other amounts receivable41 | €34k | |
| Cash at bank and in hand54/58 | €148k | |
| Deferred charges and accrued income490/1 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.74M | |
| Equity10/15 | €1.24M | |
| Contributions10/11 | €66k | |
| Reserves13 | €1.17M | |
| Distributable reserves133 | €1.17M | |
| Amounts payable17/49 | €503k | |
| Amounts payable after more than one year17 | €350k | |
| Financial debts170/4 | €350k | |
| Amounts payable within one year42/48 | €153k | |
| Trade debts44 | €89k | |
| Suppliers440/4 | €89k | |
| Taxes, remuneration and social security45 | €50k | |
| Taxes450/3 | €23k | |
| Remuneration and social security454/9 | €27k | |
| Other amounts payable47/48 | €13k | |
| Line | 2026 |
|---|---|
| Profit (loss) for the period9904 | €-13k |
| + Depreciation and write-downs630 | €37k |
| Operating cash flow (approximation) | €24k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
08-09
State Gazette act
Resignations: BV Patrick VDB (director and managing director) and BV Elise VDB (director and managing director)Appointment: BV Nicognito (non-statutory director) · Permanent representative: Nicolas Declercq · Director discharge8 facts ▸
State Gazette act
Resignations: BV Patrick VDB (director and managing director) and BV Elise VDB (director and managing director)
Appointment: BV Nicognito (non-statutory director) · Permanent representative: Nicolas Declercq · Director discharge8 facts ▸
- General meeting, 31-08-2026
- Director resignation, BV Patrick VDB (director and managing director)
- Director discharge, BV Patrick VDB
- Director resignation, BV Elise VDB (director and managing director)
- Director discharge, BV Elise VDB
- Director appointment, BV Nicognito (non-statutory director)
- Permanent representative, Nicolas Declercq (permanent representative)
- Shareholding, 31-08-2026
19-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
State Gazette actNBB filing
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
NICOGNITO
CurrentNon-statutory director · since 31-08-2026 · Private limited company · perm. rep.: Nicolas Declercq
31-08-2026
NICOGNITO: Appointed as Non-statutory director
31-08-2026
BV Elise VDB: Resigned as Director and managing director
31-08-2026
Patrick VDB BV: Resigned as Director and managing director
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zuienkerke · 1 establishment unit since 2023
Ground area
608 m²
Building footprint
96 m²
Volume, LiDAR
521 m³
Parcel 31462C0380/00K002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Xavis
since 20232.352.351.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31462C0380/00K002 | Flanders | 608 m² | 1 · 96 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared corporate director
→
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 08-09-2026 ↗
- BV Nicognito (BE 1006.625.814) all shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,310 EUR awarded · 2,310 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,310 EUR | 2,310 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
6994005VV6M0SO9C9Y75
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Of 136 companies in sector 46641 we hold annual accounts for 86. 60 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2023
Fiscal year end31-03
Activities, NACEBEL 2025
46641Wholesale trade
46190Agents in non-specialised wholesale trade
46649Wholesale of other machinery and equipment
47120Other non-specialised retail sale
Scores and ratios are computed by Checked and are not a credit decision.