XANTO
ActiveSummary
XANTO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+18
Solvency57▲+31
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.97 in 2024; short-term debt: 68.2% and cash: 20.8% of total assets), and 68.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
3 d early
2023
30 d late
2022
28 d late
2021
on the day
2020
28 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 180%
2024 · €3k
2019: €20k
2020: €34k
2021: €15k
2022: €-15k
2023: €-13k
2024: €3k
2019 → 2025
Total assets
€23k▼ 91.7%
2024 · €271k
2019: €294k
2020: €282k
2021: €286k
2022: €267k
2023: €287k
2024: €271k
2019 → 2025
Net result
€5k▼ 70.6%
2024 · €16k
2019: €42k
2020: €14k
2021: €-19k
2022: €-30k
2023: €2k
2024: €16k
2019 → 2025
Working capital
€-3k▲ 66.1%
2024 · €-8k
2019: €-10k
2020: €-2k
2021: €-14k
2022: €-35k
2023: €-27k
2024: €-8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€-15k€-13k▲ 14.3%€3k€7k▲ 180%
Operating result€-18k-€-23k▼ 24.1%€-1k▲ 95.2%€16k€5k▼ 69.7%
Net result€-19k-€-30k▼ 61.3%€2k€16k▲ 615%€5k▼ 70.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€10k ▼ 8.6%
Current assets
€13k ▼ 95.2%
Equity and liabilities €23k
Equity
€7k ▲ 180%
Debt
€15k ▼ 94.3%
Debt's share of the balance-sheet total falls from 99.1% to 68.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €18k
Cash flow
€6k▼
2024 · €18k
Current ratio
0.81▼
2024 · 0.97
Debt to equity
2.14
ROE
64.3%▼
2024 · 611.7%
ROA
20.5%▲
2024 · 5.8%
Interest coverage
32.38▼
2024 · 137.17
Debt ≤ 1 year
€15k▼
2024 · €269k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€271k€23k▼
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€3k€2k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€1k€753▼
Furniture and vehicles24€196-
Financial fixed assets28€8k€8k=
Current assets29/58€260k€13k▼
Amounts receivable within one year40/41€260k€8k▼
Trade receivables40€252k€7k▼
Other amounts receivable41€9k€587▼
Cash at bank and in hand54/58€174€5k▲
Equity and liabilities
Total equity and liabilities10/49€271k€23k▼
Equity10/15€3k€7k▲
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€-31k€-26k▲
Amounts payable17/49€269k€15k▼
Amounts payable within one year42/48€269k€15k▼
Trade debts44€1k€345▼
Suppliers440/4€1k€345▼
Taxes, remuneration and social security45€565€1k▲
Taxes450/3€565€1k▲
Other amounts payable47/48€267k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€939▼
Other operating charges640/8€2k€438▼
Gross operating margin9900€19k€6k▼
Operating profit (loss)9901€16k€5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€129€177▲
Recurring financial charges65€129€177▲
Profit (loss) for the period before taxes9903€16k€5k▼
Profit (loss) for the period9904€16k€5k▼
Profit (loss) for the period to be appropriated9905€16k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-26k▲
Profit (loss) brought forward from the previous period14P€-47k€-31k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kartuizersstraat 508310 BruggeGround area
314 m²
Building footprint
274 m²
Volume, LiDAR
894 m³
Parcel 31029C0621/00S007, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
XANTO
since 19882.038.765.992
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0621/00S007 | Flanders | 314 m² | 1 · 274 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Total Interior Group
BE 0778.603.855
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YS FLOOR SOLUTIONS
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OPUS ADB
BE 0732.843.215
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MAES HOMESTYLING PROJECTS
BE 1016.513.280
Rumst · Eq €7,465
Of 914 companies in sector 43333 we hold annual accounts for 400. 173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-06-1988
Fiscal year end30-06
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
47552Retail sale of lighting equipment
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.