BOLLAERT
ActiveBOLLAERT has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+19
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 50.95 against 21.8 in 2024; short-term debt: 2% and cash: 82.5% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
6.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
16 d early
2023
26 d early
2022
22 d early
2021
14 d early
2020
16 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 7.3%
2024 · €29k
2019: €29k
2020: €29k
2021: €30k
2022: €29k
2023: €30k
2024: €29k
2019 → 2025
Total assets
€32k▲ 4.4%
2024 · €31k
2019: €30k
2020: €29k
2021: €31k
2022: €30k
2023: €30k
2024: €31k
2019 → 2025
Net result
€2k
2024 · €-364
2019: €-1k
2020: €-761
2021: €983
2022: €-459
2023: €645
2024: €-364
2019 → 2025
Working capital
€31k▲ 7.3%
2024 · €29k
2019: €29k
2020: €29k
2021: €30k
2022: €29k
2023: €30k
2024: €29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€29k▼ 1.6%€30k▲ 2.2%€29k▼ 1.2%€31k▲ 7.3%
Operating result€2k-€-187€808€-158€3k
Net result€983-€-459€645€-364€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €158 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€31k▲ 7.3%
Debt
€630▼ 55.3%
The debt ratio falls from 4.6% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.0%▲
2024 · 95.4%
Current ratio
50.95▲
2024 · 21.80
Quick ratio
47.28▲
2024 · 20.07
Debt / equity
0.02▼
2024 · 0.05
ROE
6.8%▲
2024 · -1.2%
ROA
6.6%▲
2024 · -1.2%
Debt
€630▼
2024 · €1k
Debt ≤ 1 year
€630▼
2024 · €1k
Income taxes
€399▲
2024 · €134
Staff costs
€208
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€32k▲
Current assets29/58€31k€32k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€661€1k▲
Cash at bank and in hand54/58€25k€26k▲
Deferred charges and accrued income490/1€643€560▼
Equity and liabilities
Total equity and liabilities10/49€31k€32k▲
Equity10/15€29k€31k▲
Contributions10/11€19k€19k=
Reserves13€13k€13k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€255€255=
Distributable reserves133€12k€13k▲
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€1k€630▼
Amounts payable within one year42/48€1k€630▼
Trade debts44€54€0▼
Suppliers440/4€54€0▼
Taxes, remuneration and social security45€1k€558▼
Taxes450/3€1k€380▼
Remuneration and social security454/9€178€178=
Other amounts payable47/48-€72
Income statement
Code20242025
Remuneration, social security and pensions62-€208
Other operating charges640/8€788€2k▲
Gross operating margin9900€630€4k▲
Operating profit (loss)9901€-158€3k▲
Financial income75/76B-€103
Recurring financial income75-€103
Financial charges65/66B€72€88▲
Recurring financial charges65€72€88▲
Profit (loss) for the period before taxes9903€-230€3k▲
Income taxes67/77€134€399▲
Profit (loss) for the period9904€-364€2k▲
Profit (loss) for the period to be appropriated9905€-364€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€289▲
Profit (loss) brought forward from the previous period14P€-1k€-2k▼
Transfer to equity691/2-€289
To other reserves6921-€289
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 50.95
Current ratio from 21.80 to 50.95; short-term debt falls from €1k to €630.
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €645
Net result €645 after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 106.97
Current ratio from 45.92 to 106.97; short-term debt falls from €647 to €280.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €983
Net result €983 after 2 loss-making years.
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsestraat 1222640 MortselGround area
248 m²
Building footprint
92 m²
Volume, LiDAR
551 m³
Parcel 11029A0107/00S000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsestraat 122, 2640 Mortsel
since 19842.121.831.151
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0107/00S000 | Flanders | 248 m² | 1 · 92 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARCEL BAUDOUX
BE 0453.392.450
Floreffe · Eq €31k
TOK WORX
BE 0750.670.924
Antwerpen · Eq €31k
WOONDECOR BOCHOLT
BE 0440.358.521
Bocholt · Eq €31k
ZYX
BE 0434.782.308
Denderleeuw · Eq €31k
EUROMAG
BE 1007.737.948
Drogenbos · Eq €32k
Of 914 companies in sector 43333 we hold annual accounts for 400. 305 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-1984
Fiscal year end30-06
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.