XAMELEON
ActiveXAMELEON has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €16k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 74% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.53 against 2.55 in 2024; short-term debt: 22.3% and cash: 48.7% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
34 d early
2023
23 d late
2022
31 d late
2021
11 d late
2020
17 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 30.6%
2024 · €37k
2018: €18k
2019: €11k
2020: €22k
2021: €27k
2022: €33k
2023: €35k
2024: €37k
2018 → 2025
Total assets
€61k▲ 15.7%
2024 · €53k
2018: €30k
2019: €18k
2020: €29k
2021: €40k
2022: €44k
2023: €48k
2024: €53k
2018 → 2025
Net result
€16k▲ 41.2%
2024 · €11k
2018: €10k
2019: €-6k
2020: €11k
2021: €10k
2022: €9k
2023: €7k
2024: €11k
2018 → 2025
Working capital
€35k▲ 35.2%
2024 · €26k
2018: €15k
2019: €8k
2020: €15k
2021: €17k
2022: €22k
2023: €21k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€33k▲ 19.3%€35k▲ 6.0%€37k▲ 5.0%€48k▲ 30.6%
Operating result€13k-€13k▼ 3.7%€11k▼ 11.1%€19k▲ 67.2%€25k▲ 32.7%
Net result€10k-€9k▼ 7.5%€7k▼ 24.0%€11k▲ 69.0%€16k▲ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€13k▲ 19.9%
Current assets
€48k▲ 14.6%
Equity and liabilities €61k
Equity
€48k▲ 30.6%
Debt
€14k▼ 17.2%
The debt ratio falls from 31.2% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €22k
Cash flow
€19k▲
2024 · €14k
Solvency
77.7%▲
2024 · 68.8%
Current ratio
3.53▲
2024 · 2.55
Quick ratio
3.53▲
2024 · 2.55
Debt / equity
0.29▼
2024 · 0.45
ROE
33.9%▲
2024 · 31.4%
ROA
26.4%▲
2024 · 21.6%
Interest coverage
116.04▲
2024 · 30.52
Debt
€14k▼
2024 · €17k
Debt ≤ 1 year
€14k▼
2024 · €17k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€61k▲
Fixed assets21/28€11k€13k▲
Tangible fixed assets22/27€11k€13k▲
Land and buildings22€6k€5k▼
Plant, machinery and equipment23€305€2k▲
Furniture and vehicles24€5k€6k▲
Current assets29/58€42k€48k▲
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40€12k€13k▲
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€25k€30k▲
Equity and liabilities
Total equity and liabilities10/49€53k€61k▲
Equity10/15€37k€48k▲
Contributions10/11€8k€8k=
Reserves13€28k€39k▲
Distributable reserves133€28k€39k▲
Profit (loss) carried forward14€20€20=
Amounts payable17/49€17k€14k▼
Amounts payable within one year42/48€17k€14k▼
Trade debts44€2k€782▼
Suppliers440/4€2k€782▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€673€0▼
Other amounts payable47/48€10k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€867€1k▲
Gross operating margin9900€23k€29k▲
Operating profit (loss)9901€19k€25k▲
Financial income75/76B€50€125▲
Recurring financial income75€50€125▲
Financial charges65/66B€714€245▼
Recurring financial charges65€714€245▼
Profit (loss) for the period before taxes9903€18k€25k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€11k€16k▲
Profit (loss) for the period to be appropriated9905€11k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€16k▲
Profit (loss) brought forward from the previous period14P€20€20=
Transfer from equity791/2€0€5k▲
Transfer to equity691/2€6k€16k▲
To other reserves6921€6k€16k▲
Profit to be distributed694/7€6k€5k▼
Return on contributions (dividend)694€6k€5k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €16k ▲41.2%
Operating result €25k, net result €16k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-6k ▼167%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Daelstraat 422140 AntwerpenGround area
77 m²
Building footprint
59 m²
Volume, LiDAR
474 m³
Parcel 11006A0363/00F011, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
XAMELEON
since 20172.264.857.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0363/00F011 | Flanders | 77 m² | 1 · 59 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,905 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.