Kobai
ActiveKobai has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €21k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 21.4 in 2024; short-term debt: 33.9% and cash: 66.5% of total assets), and 33.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.1%
Return on assets
29.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
53 d early
2024
52 d early
2023
57 d early
2022
49 d early
2021
51 d early
2020
50 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 45.0%
2024 · €87k
2018: €60k
2019: €98k
2020: €106k
2021: €84k
2022: €65k
2023: €64k
2024: €87k
2018 → 2025
Total assets
€72k▼ 20.6%
2024 · €91k
2018: €88k
2019: €147k
2020: €128k
2021: €130k
2022: €97k
2023: €91k
2024: €91k
2018 → 2025
Net result
€21k▼ 7.7%
2024 · €23k
2018: €48k
2019: €37k
2020: €8k
2021: €33k
2022: €34k
2023: €21k
2024: €23k
2018 → 2025
Working capital
€46k▼ 45.6%
2024 · €84k
2018: €50k
2019: €90k
2020: €98k
2021: €80k
2022: €60k
2023: €60k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€65k▼ 23.4%€64k▼ 1.2%€87k▲ 35.8%€48k▼ 45.0%
Operating result€42k-€40k▼ 3.8%€27k▼ 33.8%€28k▲ 5.3%€27k▼ 5.2%
Net result€33k-€34k▲ 3.0%€21k▼ 37.5%€23k▲ 7.7%€21k▼ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€2k▼ 26.7%
Current assets
€70k▼ 20.4%
Equity and liabilities €72k
Equity
€48k▼ 45.0%
Debt
€24k▲ 494%
The debt ratio rises from 4.5% to 33.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €29k
Cash flow
€22k▼
2024 · €24k
Solvency
66.1%▼
2024 · 95.5%
Current ratio
2.87▼
2024 · 21.40
Quick ratio
2.87▼
2024 · 21.40
Debt / equity
0.51▲
2024 · 0.05
ROE
44.3%▲
2024 · 26.4%
ROA
29.3%▲
2024 · 25.2%
Interest coverage
320.93▼
2024 · 343.52
Debt
€24k▲
2024 · €4k
Debt ≤ 1 year
€24k▲
2024 · €4k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€72k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€88k€70k▼
Amounts receivable within one year40/41€26k€15k▼
Trade receivables40€11k€10k▼
Other amounts receivable41€15k€6k▼
Cash at bank and in hand54/58€56k€48k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€91k€72k▼
Equity10/15€87k€48k▼
Contributions10/11€19k€19k=
Reserves13€68k€29k▼
Distributable reserves133€68k€29k▼
Amounts payable17/49€4k€24k▲
Amounts payable within one year42/48€4k€24k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€3k€337▼
Taxes450/3€3k€337▼
Other amounts payable47/48-€22k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€729€729=
Other operating charges640/8€558€694▲
Gross operating margin9900€29k€28k▼
Operating profit (loss)9901€28k€27k▼
Financial income75/76B€675€0▼
Recurring financial income75€675€0▼
Financial charges65/66B€84€85▲
Recurring financial charges65€84€85▲
Profit (loss) for the period before taxes9903€29k€27k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€23k€21k▼
Profit (loss) for the period to be appropriated9905€23k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€21k▼
Transfer from equity791/2-€60k
Transfer to equity691/2€23k€21k▼
To other reserves6921€23k€21k▼
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 21.40
Current ratio from 3.24 to 21.40; short-term debt falls from €27k to €4k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼78.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €106k ▲8.2%
3 profitable years in a row build equity to €106k.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Kroonstraat 822530 BoechoutGround area
1,297 m²
Building footprint
139 m²
Volume, LiDAR
1,173 m³
Parcel 11004D0371/00L004, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kobai
since 20172.269.601.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0371/00L004 | Flanders | 1,297 m² | 1 · 139 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SPA WAUX-HALL CLUB MANAGEMENT
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OFFMANAGE
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Ease Up Consulting
BE 0759.589.380
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,905 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.