X-LAM ENGINEERING
ActiveX-LAM ENGINEERING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €4k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-52
Solvency100▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 1.5 in 2024; short-term debt: 16.2% and cash: 20.6% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
13 d early
2023
21 d late
2022
24 d early
2021
18 d early
2020
27 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 1.5%
2024 · €239k
2018: €149k
2019: €160k
2020: €161k
2021: €161k
2022: €171k
2023: €239k
2024: €239k
2018 → 2025
Total assets
€290k▼ 41.6%
2024 · €497k
2018: €261k
2019: €228k
2020: €324k
2021: €195k
2022: €249k
2023: €452k
2024: €497k
2018 → 2025
Net result
€4k▼ 97.6%
2024 · €154k
2018: €2k
2019: €10k
2020: €1k
2021: €649
2022: €9k
2023: €31k
2024: €154k
2018 → 2025
Working capital
€147k▲ 14.8%
2024 · €128k
2018: €86k
2019: €96k
2020: €113k
2021: €130k
2022: €119k
2023: €122k
2024: €128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€161k-€171k▲ 5.9%€239k▲ 40.2%€239k=€243k▲ 1.5%
Operating result€-48k-€-16k▲ 66.7%€19k€156k▲ 714%€-16k
Net result€649-€9k▲ 1,358%€31k▲ 232%€154k▲ 391%€4k▼ 97.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €156k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€96k▼ 13.7%
Current assets
€194k▼ 49.7%
Equity and liabilities €290k
Equity
€243k▲ 1.5%
Debt
€47k▼ 81.7%
The debt ratio falls from 51.8% to 16.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€661▼
2024 · €171k
Cash flow
€20k▼
2024 · €170k
Solvency
83.8%▲
2024 · 48.2%
Current ratio
4.11▲
2024 · 1.50
Quick ratio
4.11▲
2024 · 1.50
Debt / equity
0.19▼
2024 · 1.07
ROE
1.5%▼
2024 · 64.5%
ROA
1.3%▼
2024 · 31.1%
Interest coverage
3.38▼
2024 · 117.22
Debt
€47k▼
2024 · €257k
Debt ≤ 1 year
€47k▼
2024 · €257k
Income taxes
€1k▼
2024 · €51k
Staff costs
€400▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€497k€290k▼
Fixed assets21/28€112k€96k▼
Tangible fixed assets22/27€112k€96k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€50k€36k▼
Other tangible fixed assets26€57k€57k=
Current assets29/58€385k€194k▼
Amounts receivable within one year40/41€72k€131k▲
Trade receivables40€71k€131k▲
Other amounts receivable41€994€193▼
Cash at bank and in hand54/58€310k€60k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€497k€290k▼
Equity10/15€239k€243k▲
Contributions10/11€37k€37k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€158k€161k▲
Amounts payable17/49€257k€47k▼
Amounts payable within one year42/48€257k€47k▼
Trade debts44€6k€12k▲
Suppliers440/4€6k€12k▲
Taxes, remuneration and social security45€75k€13k▼
Taxes450/3€75k€4k▼
Remuneration and social security454/9-€9k
Other amounts payable47/48€177k€22k▼
Income statement
Code20242025
Non-recurring operating income76A€917-
Remuneration, social security and pensions62€1k€400▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€603€438▼
Gross operating margin9900€173k€1k▼
Operating profit (loss)9901€156k€-16k▼
Financial income75/76B€51k€21k▼
Recurring financial income75€51k€21k▼
Financial charges65/66B€1k€196▼
Recurring financial charges65€1k€196▼
Profit (loss) for the period before taxes9903€205k€5k▼
Income taxes67/77€51k€1k▼
Profit (loss) for the period9904€154k€4k▼
Profit (loss) for the period to be appropriated9905€154k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€312k€161k▼
Profit (loss) brought forward from the previous period14P€158k€158k=
Profit to be distributed694/7€154k-
Return on contributions (dividend)694€154k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.11
Current ratio from 1.50 to 4.11; short-term debt falls from €257k to €47k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €154k ▲391%
Operating result €156k, net result €154k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Equity above €200kEq €239k ▲40.2%
6 profitable years in a row build equity to €239k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €649 ▼46.9%
Net result drops to €649, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.85
Current ratio from 1.69 to 4.85; short-term debt falls from €163k to €34k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Equity above €150kEq €160k ▲6.9%
2 profitable years in a row build equity to €160k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daalbroekstraat 923621 LanakenGround area
75 m²
Building footprint
152 m²
Volume, LiDAR
799 m³
Parcel 73064A0142/00D000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
X-LAM ENGINEERING
since 20142.238.205.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73064A0142/00D000 | Flanders | 75 m² | 1 · 152 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAREA
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H. DE MEYER EN ZONEN
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DMB CONSTRUCTION
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 11,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.