WyNo
ActiveSummary
WyNo has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 34% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-2
Solvency61▼-39
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 10.62 in 2024; short-term debt: 60.7% and cash: 69.4% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
15 d early
2023
5 d early
2022
4 d early
2021
11 d early
2020
37 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▼ 61.0%
2024 · €234k
2018: €110k
2019: €143k
2020: €263k
2021: €257k
2022: €287k
2023: €234k
2024: €234k
2018 → 2025
Total assets
€255k▼ 6.2%
2024 · €272k
2018: €226k
2019: €256k
2020: €392k
2021: €406k
2022: €382k
2023: €307k
2024: €272k
2018 → 2025
Net result
€9k▲ 17,842%
2024 · €52
2018: €34k
2019: €32k
2020: €120k
2021: €36k
2022: €30k
2023: €-19k
2024: €52
2018 → 2025
Working capital
€62k▼ 69.4%
2024 · €201k
2018: €105k
2019: €136k
2020: €256k
2021: €223k
2022: €255k
2023: €195k
2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€287k▲ 11.6%€234k▼ 18.3%€234k=€91k▼ 61.0%
Operating result€53k-€47k▼ 11.6%€-22k€7k€6k▼ 9.7%
Net result€36k-€30k▼ 18.1%€-19k€52€9k▲ 17,842%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€39k ▼ 22.1%
Current assets
€216k ▼ 2.6%
Equity and liabilities €255k
Equity
€91k ▼ 61.0%
Debt
€164k ▲ 333%
Debt's share of the balance-sheet total rises from 13.9% to 64.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €20k
Cash flow
€22k▲
2024 · €14k
Current ratio
1.40▼
2024 · 10.62
Debt to equity
1.80▲
2024 · 0.16
ROE
10.1%▲
2024 · 0.0%
ROA
3.6%▲
2024 · 0.0%
Interest coverage
0.93▼
2024 · 1.67
Debt ≤ 1 year
€155k▲
2024 · €21k
Debt > 1 year
€9k▼
2024 · €17k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€272k€255k▼
Fixed assets21/28€50k€39k▼
Tangible fixed assets22/27€50k€39k▼
Land and buildings22€42k€32k▼
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24€8k€5k▼
Current assets29/58€222k€216k▼
Amounts receivable within one year40/41€25k€19k▼
Trade receivables40€16k€19k▲
Other amounts receivable41€9k€0▼
Current investments50/53€131k€20k▼
Cash at bank and in hand54/58€66k€177k▲
Deferred charges and accrued income490/1€398€246▼
Equity and liabilities
Total equity and liabilities10/49€272k€255k▼
Equity10/15€234k€91k▼
Contributions10/11€7k€7k=
Reserves13€227k€84k▼
Distributable reserves133€227k€84k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€38k€164k▲
Amounts payable after more than one year17€17k€9k▼
Financial debts170/4€17k€9k▼
Amounts payable within one year42/48€21k€155k▲
Current portion of amounts payable after more than one year42€8k€8k=
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k€17k▲
Taxes450/3€3k€13k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€8k€128k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€22k€21k▼
Operating profit (loss)9901€7k€6k▼
Financial income75/76B€8k€33k▲
Recurring financial income75€8k€33k▲
Financial charges65/66B€12k€21k▲
Recurring financial charges65€12k€21k▲
Profit (loss) for the period before taxes9903€3k€19k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€52€9k▲
Profit (loss) for the period to be appropriated9905€52€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52€9k▲
Transfer from equity791/2€0€152k▲
Transfer to equity691/2€52€9k▲
To other reserves6921€52€9k▲
Profit to be distributed694/7€0€152k▲
Return on contributions (dividend)694€0€152k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €52
Net result €52 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 10.62
Current ratio from 5.08 to 10.62; short-term debt falls from €48k to €21k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-19k ▼163%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €120k ▲269%
Operating result €180k, net result €120k, both a record.
31-12
Financial
Equity above €200kEq €263k ▲83.8%
3 profitable years in a row build equity to €263k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poederleese weg 362275 LilleGround area
1.3 ha
Building footprint
840 m²
Volume, LiDAR
6,878 m³
2 parcels, Flanders · tallest building 18.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Poederleese weg 36, 2275 Lille
since 20002.099.456.914
WYNO
since 20092.184.013.396
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019E0526/00N002 | Flanders | 1.1 ha | 1 · 657 m² | 18.8 m · 3 fl. |
| 13019E0550/00Y000 | Flanders | 1,567 m² | 1 · 183 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994005SGOI3O6NUUD97
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YELLOW 5
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.